“When are my unemployment benefits actually ending?” This is a question several readers have been asking following the extension of federally funded enhancement benefit programs (PUA, PEUC and $300 FPUC) under the Biden ARPA stimulus bill to September 6th, 2021. However many states, per the table below have already announced they are are ending payments EARLY for jobless claimants in these enhanced pandemic unemployment programs. So the date your benefits will end will largely depend on which state you live in and the actions state agencies are taking around these benefit programs.
What Happens After Current Federal Extension in September Runs Out?
As you can see the graphic below, the PUA and PEUC programs make nearly 70% of unemployment benefits paid over the last 18 months. However when these federally funded programs end in September, unless an unlikely extension is approved, the main option left to jobless workers will be traditional state unemployment.
The biggest concern however is that those who got benefits under the PUA program, such as freelancers and gig workers, would not qualify for regular state unemployment which requires a W2 or some proof of employer based income. This is going to potentially leave millions without any benefits, which could be devastating as new COVID variants are expected surge later this year and potentially slow the economy.
States that have ended benefits early (see section below) are already facing backlash and law suits from jobless workers and advocate groups, but are holding firm that the number of vacancies support the early termination of benefits. While it’s too early to say if this is the case, there is little doubt from the comments below and across this site that the unemployment pandemic is far from over.
States Ending Their Federal Unemployment Benefits Program Participation Early
Over 25 states (mainly Republican led ones) have ended their participation in one or all the pandemic unemployment benefits programs earlier than the current September 6th, 2021 end-date. The logic of this is related to the labor shortage business’ are facing due to the enhanced and supplementary unemployment programs that incentivize and pay workers to stay at home rather than encouraging them to return to the workplace.
The table below shows the early cut-off date for states prematurely ending their participation in the extra weekly $300 FPUC program and/or the PUA, PEUC, MEUC federally funded programs. This will result in thousands of unemployed workers with active claims losing their benefits from the termination date of the state opting out of the relevant program.
|States Ending Unemployment Early||Programs Ending||Termination Date|
|Alabama||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|Alaska||$300 FPUC||June 12th, 2021|
|Arizona||$300 FPUC||July 10th, 2021|
|Arkansas||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|Florida||$300 FPUC||June 26th, 2021|
|Georgia||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|Idaho||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|Indiana||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021* (Legal Challenge)|
|Iowa||$300 FPUC, PUA, PEUC, MEUC||June 12th, 2021|
|Louisiana||$300 FPUC, PUA, PEUC, MEUC||July 31st, 2021|
|Maryland||$300 FPUC, PUA, PEUC, MEUC||July 3rd, 2021* (Legal Challenge; Still paying)|
|Mississippi||$300 FPUC, PUA, PEUC, MEUC||June 12th, 2021|
|Missouri||$300 FPUC, PUA, PEUC, MEUC||June 12th, 2021|
|Montana||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|Nebraska||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|New Hampshire||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|North Dakota||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|Ohio||$300 FPUC||June 26th, 2021|
|Oklahoma||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|South Carolina||$300 FPUC, PUA, PEUC, MEUC||June 30th, 2021|
|South Dakota||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|Tennessee||$300 FPUC, PUA, PEUC, MEUC||July 3rd, 2021|
|Texas||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|Utah||$300 FPUC, PUA, PEUC, MEUC||June 26th, 2021|
|West Virginia||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
|Wyoming||$300 FPUC, PUA, PEUC, MEUC||June 19th, 2021|
Note that states which are opting out of PUA and PEUC will also end access to the temporary federal funding the “No Waiting Week program” which is not available under regular state unemployment programs. This will mean a one to two week wait after getting unemployed to be able to claim state unemployment benefits. You can see a more detailed discussion of the above in this video.
Summary of Federally Funded Pandemic Unemployment Programs
Despite the ending of benefits in several states, there are still talks of further extensions in other states to the end of 2021. But this won’t be confirmed till the end of summer and likely to be a very partisan issue with Democrats favoring further extensions and Republicans looking to end all entitlement programs. In the mean time here are the currently legislated end dates (per the Biden ARPA stimulus bill) for the federally funded enhanced unemployment benefit programs.
|Unemployment Benefit Program||Current Legislated End Date|
|Regular Unemployment||State Maximum Weeks or BYE date|
|Pandemic Unemployment Assistance (PUA)||September 6th, 2021 (Max 79 weeks)|
|Pandemic Emergency Unemployment Compensation (PEUC)||September 6th, 2021 (Max 53 weeks)|
|$300 Extra Weekly Payment (FPUC)||September 6th, 2021 (25 weeks in latest extension)|
|$100 Mixed Earner Payment (MEUC)||September 6th, 2021 (25 weeks in latest extension)|
You can see the diagram below for the various federally funded enhanced benefit programs put in place and extended over the last 15 months, but the current end date for all these program is September 6th (week ending September 4th, in most states). Once these are done, claimants will only be able to get state administrated regular unemployment benefits.
Note that to keep getting unemployment benefits you must meet the criteria specified by the state unemployment agency or department that administers your benefits. For example if you are unable to show proof that you are available to work and searching for a job you benefits could terminate at any time.
Further additional verification and documentation requirements have been added for claimants/applicants in the PUA program. Those unable to meet or provide additional verification activities could also see a lapse or loss of benefits.