Money Today That Matters Tomorrow
My brother-in-law recently decided he wanted to buy some Visa shares (V) following a discussion we had around the positive outlook for the company. However he has never bought shares before and asked me about the process. So this post is for him and others new to the stock market. …
Here is an investing 101 post based on some of my own experiences and lessons learned from being an active stock investor. With the market volatility to continue its even more important now to be careful with which stocks you pick for your portfolio. Here are the 5 key things …
[2021 Update] Google continues to exceed Analyst expectation and showed a strong recovery from the COVID Pandemic induced slowdown with shares touching record levels. Key Highlights Google advertising revenue rose 32.3%, comprising 80.8% of companywide revenue. Over the past year, Google shares (all classes) have provided a total return of …
A while ago I came across a poignant article in the Wall Street Journal – You’re Not Super Rich? You Lucked Out, by Jonathan Clements which got me thinking about this concept. Here are some excerpts from it that I think ring especially true. On the face of it…. We …
The Economist had an article comparing the average work week across a number of OECD countries. Not surprisingly an Asian country – South Korea – led the pack, with America in the middle and Europeans at the end. The graphic here (from the article) summarizes the comparison quite nicely. This got …
Many personal-finance sites and authors talk about the need to cut your day-to-day expenses so that you can boost your savings. Good simple advice, but some who propose concepts like the obligatory measure of eliminating your daily cup (or two or three) of coffee and investing what you would have …
We all want to get out from under our massive mortgage debt. So what is the best way to pay off the mortgage quicker – and not significantly impact your ability to retire? The answer is a variation on the good old “Pay every two weeks instead of once a …
How are you feeling about investing nowadays? Do you own stocks that have tanked over 25% in one day? I did. On one occasion I got so worried by the fall in the stock price, that I sold it for a big loss only to see it bounce back a …
Here are 10 good to know facts around one’s credit score, what affects it and how to deal with bad credit. 1. Credit scores really impact the purchase of a home Credit scores are driven by the record of paying bills and other debts reported to a credit bureau. Statistical …
Here are 5 quick formulas to help you quickly answer some common money and investing related questions: Q1. How many years does it take to double your money? A1 – Known as the rule of 72. Divide the number 72 by your estimated annual return. So for example, if you …
I get my cable, internet and phone service through a bundled package via Cox communications, and one thing that has really bugged me is the high level of fees & taxes in each bill. I have scanned in one of my recent bills so that you can see what I …
If one of your resolutions was to save money, you probably prepared yourself for a long year of penny pinching and bargain hunting. But saving more doesn’t have to be such hard work and in fact if you make it a habit its much easier to maintain for the longer …
“”It takes less credentials to be a mortgage broker than a pimp on a street corner in Harlem…..Because a pimp needs references.” The Economist published an article about the need to educate the world about personal finance. On a much smaller scale that is one of the goals for this …
We have all read about and surely experienced the ever increasing fees and charges that banks and other financial institutions charge us. In the US alone, $36 billion in bank fees were charged last year to consumers. 1. Monthly Account Keeping or Service Fee The most common fee you pay for …