Category: Saving and Investing ideas

As everyone knows, Russia has launched a series of unprovoked attacks across the Ukraine. This is an evolving situation and likely to play out over several weeks. I want to first acknowledge that a global war and the likely humanitarian crisis for the Ukrainians is on top of mind and…

Student loans has been a hot topic of late, which is not surprise given there are around 43 mil­lion Amer­i­cans dealing with some form of active or delinquent stu­dent debt. Based on reports from the WSJ and data company MeasureOne, Amer­i­cans owe around $1.6 tril­lion in fed­eral stu­dent loans and…

The IRS's new Form 1099-DA hit mailboxes in early 2026 — the first time crypto investors have received a standardized tax form from their exchanges similar to what stock traders get from their brokers. If you trade on Coinbase, Kraken, Robinhood, Gemini, or any other major centralized platform, you should…

As many home owners have discovered, Homeowner's insurance premiums are becoming more and more expensive. This article covers some of the causes for its increase and which factors play the largest role in determining the price of premiums. Most importantly, we will also cover ways you can offset the cost…

As the calendar year comes to a close, investors are looking to diversify their portfolios and identify what to invest in next. With cryptocurrencies reaching historic highs, the real estate market surging, and an overall stock market pushing forward, we might just end one of the best performing years for…

If you’re a teenager or just a parent of one, you may find earning cash can be quite difficult during the times we are in now. However the post pandemic world has also given us several new opportunities for teenagers to earn some actual income from a part time job…

While many people will tell you money isn’t everything, it’s hard to deny that having a bit of it can make life easier and provide peace of mind. With that being said, many of us still find it difficult to motivate ourselves to save. Inspiration is often lost in the…

The average American carries $6,715 in credit card debt, and average credit card APRs are running in the 20-25% range in 2026. At those rates, a $6,700 balance paying only the minimum can take years to clear and cost more in interest than the original purchases. Getting out of debt…

NOW is always a good time to reassess your financial situation and try and determine how you can improve your personal finances. Based on my experiences and observations, here are five simple and relatively cheap strategies to improve your finances. All it requires is a little discipline and overcoming normal procrastination…

Anyone can put up to $19,000 a year into a 529 plan for a single child without touching the federal gift tax exclusion — $38,000 for a married couple. Want to front-load it? You can "superfund" up to $95,000 in one year ($190,000 joint) by treating it as five years…

Of late I have been reflecting on my investing performance over the last decade. While I have made some money on "winning" stocks, I have probably lost much more on duds. In fact as I looked at my portfolio I still own many of these dud stocks, hoping for some…

A set of three couples sit around an oval table, discussing the future of their newborns. A father asks, "Has anyone actually started saving for college yet?" One parent cries, "Ugh not me." Another parent tries to explain, "No, no you got time." But then the "smart" couple confesses and…

The graphic to the right, showing the top stories on MarketWatch recently, reflects how mixed views on the market outlook really are. Some experts predict a continuing boom, some a crash and some both. No wonder retail investors like you and I are confused on what to do. Stock market…