Money Today That Matters Tomorrow
Here are 10 good to know facts around one’s credit score, what affects it and how to deal with bad credit. 1. Credit scores really impact the purchase of a home Credit scores are driven by the record of paying bills and other debts reported to a credit bureau. Statistical …
Here are 5 quick formulas to help you quickly answer some common money and investing related questions: Q1. How many years does it take to double your money? A1 – Known as the rule of 72. Divide the number 72 by your estimated annual return. So for example, if you …
I get my cable, internet and phone service through a bundled package via Cox communications, and one thing that has really bugged me is the high level of fees & taxes in each bill. I have scanned in one of my recent bills so that you can see what I …
If one of your resolutions was to save money, you probably prepared yourself for a long year of penny pinching and bargain hunting. But saving more doesn’t have to be such hard work and in fact if you make it a habit its much easier to maintain for the longer …
“”It takes less credentials to be a mortgage broker than a pimp on a street corner in Harlem…..Because a pimp needs references.” The Economist published an article about the need to educate the world about personal finance. On a much smaller scale that is one of the goals for this …
We have all read about and surely experienced the ever increasing fees and charges that banks and other financial institutions charge us. In the US alone, $36 billion in bank fees were charged last year to consumers. 1. Monthly Account Keeping or Service Fee The most common fee you pay for …
Last week, PowerShares India Portfolio (NYSE: PIN) became the second pure-play India-focused ETF, after last month’s launch of WisdomTree’s India Earnings Fund (NYSE: EPI). The PowerShares fund is market-cap weighted, adjusted for foreign fund access, and covers 50 India-listed companies and Indian American depositary receipts). Representing a broad swath of …
Let’s clear one misconception – creating a budget spreadsheet won’t make you any more money or make you rich. What it does is provide a framework to organize and track your finances. Ideally you would want to maintain a budget for six months to a year to get an idea …
Want to tell you a story about my trading history with Brocade Communications (BRCD). This was one the first stocks I bought when I started investing. It had just announced good results and was trading around $10.50, There were some good articles about it and I saw some positive news …
[Oct 2021] 8 years later and after weathering a pandemic, my original 5 Google shares are now 10 shares after they split to GOOGL (Alphabet) and GOOG (Google). This was mainly done to allow special voting rights to the founders, but both stocks are trading at around $2,800. So my …
As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to meet their investment goals. That’s because 401(k) plans offer a variety of attractive features that make investing for the future easy and potentially profitable. Below we’ve …