Andy

Articles by

Andy

In tough economic times many people turn to their credit cards when they need money. But racking up extra debt to deal with financial difficulties is a strategy that's almost sure to backfire. Even when you have less money in your wallet, you should remember that the most important thing…
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I have seen a number of articles recently on ways for people to combat rising gas prices. One of the more practical ways coming to the fore is employers subsidizing driving costs to work or to allow employee telecommuting - i.e. working from home. The average U.S. commute is now…
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I recently bought $16,000 worth of Apple stock, which I covered in a post two days ago. The way the post was written, and based on some of the comments I got on it, may have led to the impression that it was a speculative or uninformed buy. It definitely…
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Get in Shape Frugally For most people getting or staying in shape brings about connotations of joining a gym, getting a trainer or going on some new fad diet. This can all be quite expensive and act as a deterrent to people who are on a tight budget and don't…
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Smart Money brings us some novel new coupon delivery methods. These are quite interesting and innovative and shows that as times get tough companies are continually finding new ways to lure shoppers to their stores via coupons. Here are some of the methods highlighted leveraging technology to its fullest (and…
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When calculating your net worth, do you include your car as an asset? What value do you assign to it and what about all the running and insurance costs? According to accounting definitions, a car can only be classified as an asset if its current value is greater than what…
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Do You Like Shopping at Walmart? Occasionally my wife will drag me along to go shop at our local Walmart. Normally this is in response to a big sale event they are having, where she has identified something that is a great deal and can't be found elsewhere. However every…
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Curt from Penny Jobs left an interesting comment on a recent post about increasing my passive income to $300 p/month. His comment related to my target of growing my blogging (passive) income to $50 p/month by year end and was: Here is a calculation for blogging income. JD of the…
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Over the weekend I had an interesting talk with a family friend regarding this blog and some of the personal finance and investing topics posted here. After a long discussion and based on his experiences I started looking at some of my financial goals a bit differently. This resulted in a…
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Finding meaning from your job is something, like a lot of people, I struggle with. One of the most common complaints by people working is "the money may be good but where is the meaning? How can I make a difference?". There are two things that give work meaning. First…
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FEAR is one of the most powerful forces in investing, as it is in life. One of the biggest universal fears is that of losing money, particularly when it can be so tough to earn in the first place. Yet those who fail to embrace fear run the risk of…
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