Category: Personal Finance and Money

We have all read about and surely experienced the ever increasing fees and charges that banks and other financial institutions charge us. In the US alone, $36 billion in bank fees were charged last year to consumers. 1. Monthly Account Keeping or Service Fee The most common fee you pay for…

Let's clear one misconception - creating a budget spreadsheet won't make you any more money or make you rich. What it does is provide a framework to organize and track your finances. Ideally you would want to maintain a budget for six months to a year to get an idea…