Andy | $aving to Invest

Will Trump’s Tariffs Empty Your Wallet? Here’s What You Need to Know

Donald Trump’s tariffs changed the economic scene, and we’re still feeling it now. He used a national emergency to enforce these policies unilaterally without Congress’ approval. The tariffs were meant to protect American industries and counter alleged unfair trade practices by partners. But because they are essentially an import tax tariffs will likely ending up making things more expensive for most Americans. You might be wondering, “Is this going to hit my wallet hard?” So let’s discuss that in this article, including a look at which products might get pricier, …

Trump Global Tariffs Leading to a Self-Induced Recession

Donald Trump put us in the mess. There is no two ways around this. This was his baby and he wanted them in place. No one else did and he used a “national emergency” executive order to unilaterally get tariffs in place. The recent implementation of sweeping global tariffs has …

The Potential Impact of Food Stamp Cuts: What It Means for American Families

The Supplemental Nutrition Assistance Program (SNAP), commonly known as food stamps, is a lifeline for millions of American families. However, with the looming possibility of federal budget cuts, concerns are growing about how potential reductions in benefits could impact low-income households. For many families, food stamps provide the financial relief …

Should You Skip Filing an IRS Tax Return? why it’s important to file your income taxes before tax day

With reports of IRS budget cuts and layoffs circulating, some taxpayers are questioning whether they should even bother filing a tax return this year. There’s a growing belief that the IRS is too underfunded and understaffed to chase down millions of unfiled returns. However, skipping your tax return can lead …

Do You Need to File a BOI Report for Your LLC? The Latest Treasury Update

If you own an LLC, you’ve probably heard about the Beneficial Ownership Information (BOI) reporting requirement under the Corporate Transparency Act (CTA). This new rule, which took effect on January 1, 2024, requires many businesses to disclose their beneficial owners to the Financial Crimes Enforcement Network (FinCEN). But with lawsuits, …

A Walking Guide to Paris: Exploring the City of Light One Step at a Time

Paris isn’t just a city—it’s an experience. The magic of Paris lies in its streets, its hidden corners, and the feeling of stepping into a postcard at every turn. And the best way to see it? Walking. Strolling through the city’s historic neighborhoods, from the cobbled alleys of Montmartre to …

Navigating the Coming White-Collar Recession: How to Find a Job in a Tough Market

The whispers have turned into a roar. Layoffs are looming, and the once-booming job market feels…different. After years of relying on referrals and recruiters, many white-collar professionals are finding themselves in unfamiliar territory: the job hunt. And it’s not the same as it used to be. A so called “white-collar …

2025 Tax Season Challenges: What to Expect and the Latest on Refunds

The 2025 tax season is well underway, and while some taxpayers are seeing larger refunds, others are dealing with delays, processing issues, and changing tax rules. If you’re wondering when your refund will arrive—or why it might be smaller than expected—here’s what you need to know. Key Challenges for the …

Will there Be a 2025 DOGE Trump Stimulus Dividend Check – Latest News and Updates

In a recent social media exchange, tech billionaire Elon Musk hinted at a potential plan that has stirred up significant buzz—the so-called “DOGE Dividend.” This concept involves issuing checks of up to $8,000 to American taxpayers by allocating 20% of Dogecoin’s (DOGE) projected federal savings to taxpaying households. Here’s what …

Why Trump’s Tariffs Will Hit the Middle Class Harder and Make the Rich Richer

If you’ve been eyeing a new fridge or washer, brace yourself—prices are about to go up. Former President Donald Trump has proposed a 25% tariff increase, and while that might sound like a strategic move to boost American jobs, the reality is much harsher for the average consumer—especially middle- and …

How much is the Trump-Musk DOGE Deferred Resignation Buyout Program for Federal employees worth based on GS Pay scale?

As has been widely reported, Elon Musk’s Department of Government Efficiency (DOGE), under the broader agenda of President Trump’s administration, has introduced a buy-out package aimed at reducing the federal workforce. The scale and speed of this “deferred resignation” offer has sparked significant debate across impacted groups, the media and …

How Americans expect To Spend Their tax refund this year

So, you’re fortunate enough to receive—or anticipate—a tax refund. That’s great news! However, before treating it like a year-end bonus or extra spending cash, it’s important to recognize that most of it is simply money you’ve already earned. While a portion of your refund may come from tax credits or …

Trump’s Executive Order Could Delay Tax refunds and Make it Harder to Reach a Live IRS Agent in 2025 – And What You Can Do About It

If you’ve ever tried to call the IRS for help with your tax refund or processing status, you know how challenging it can be to get a live agent on the line. Unfortunately, that struggle is expected to intensify this year due to the federal hiring freeze mandated under the …

Trump Rescinds Executive Order to Pause Financial Aid Programs – SNAP, Social Security, Student Aid and Small Business Loans

If you rely on federal benefit programs, student aid, or small business grants, you may have been caught off guard by the recent turmoil surrounding the Office of Management and Budget (OMB) memorandum to freeze federal spending (see below). While the freeze has now been temporarily rescinded, the situation raises …