2022 IRS Payment Status Updates and Processing Schedule via Direct Deposit, Check or EIP Debit Card – Refund News and Updates

Scheduled and missed payments for past stimulus checks and advance tax credits were disbursed in batches by the IRS per the schedule below.

These are no longer being paid and any missing payments will now need to be claimed via your 2021 returns filed during the 2022 tax season.

Review the sections below to get more information on past payments and considerations when claiming these payments going forward.

Where’s My Refund? I filed my tax return weeks ago

Many tax filers are facing extended delays in getting their tax refund as the IRS continues to deal with backlogs and processing adjustments to returns that incorrectly claimed the CTC or EITC.

If its been more than 21 days and you cannot get updates to find out what is happening with your tax refund processing via the WMR/IRS2Go refund checking tools or your tax transcript, you should call the IRS to see what the delay is.

Ensure you also check any official notices or your IRS account transcript to see if there are any pending actions on your side.

Claiming Missing or Partial Stimulus Payments in 2022 via 2021 Tax Return Filing

The IRS now stopped making catch-up or retroactive stimulus payments. Per the latest FAQ they have announced that tax filers who didn’t get the full amount of the third Economic Impact Payments must file a 2021 tax return – even if you don’t usually file taxes – to claim the payment as a 2021 Recovery Rebate Credit (RRC).

File Your Tax Return For Free To Avoid IRS Penalties and Get All Your Tax Credits

This was the same process for 2020 EIP (stimulus check payments) in 2021, as discussed in the sections below. Any stimulus payments you receive will reduce the tax you owe for 2021 or increase your tax refund.

2021 payments claimed via your tax return can however be offset for any past due federal or state agency debt.

If you already got the third stimulus check as an advance payment in 2021, which would be reflected on IRS notice 1444-C or Letter 6475 mailed to you earlier this year, you do not need to take any action. It is a refundable credit and exempt from your gross income.

The IRS has it on their records and will automatically account for it when you file your return. You can also see a payment transaction history on your transcript or online IRS account.

If you try and claim it again intentionally or by mistake however you will likely face a refund delay as the IRS systems will flag it and offset any overpayments.

The third dependent stimulus payment is subject to the same rules above, and new dependent payments can be claimed via your tax return.

Also note that the IRS is very clear that 2021 returns should only be used to claim missing or underpaid third stimulus (EIP) payments. Do not claim or report the first or second stimulus payments. You should instead file a 2022 (regular or amended) return to claim these. TurboTax and H&R block are the best options to help with this.

Advance Child Tax Credit (CTC) Stimulus Payments

The IRS has completed regular 2021 payments for the monthly $250 or $300 CTC payments to eligible tax payers for their dependents. You can see more on the payment schedule, issues and eligibility in this article, with the final schedule shown below.

Those who get paid via direct deposit should have gotten paid on or a day after the payment date. If you are getting paid via check or debit card, your payment may take up to a week longer. Monthly payments are worth roughly $15 billion in total are reaching nearly 35 million families, with around 86% getting paid via direct deposit.

CTC Monthly Payment DatePayment Status
July 15th, 2021PAID
August 13th, 2021PAID
September 15th, 2021PAID
October 15th, 2021PAID
November 15th, 2021PAID
December 15th, 2021
(last payment in 2021)
PAID
April 2022: Second half of payment paid via Tax filingFile a free return

2021 Stimulus Checks (EIP) Batch Payment Schedule – Now Ended

If you’re were eligible to receive the stimulus payment and getting it via direct deposit (the fastest way), it will be automatically deposited into the same account used in your most recent, 2019 or 2020, IRS processed tax return.

The payment appeared in your account summary as “IRS TREAS 310 XXTAXEIP3” or something similar. Those who don’t have bank details on file with the IRS and prefer paper check will get the stimulus checks mailed to them in 2 to 4 weeks. You can always check the IRS Get My Payment (GMP) tool for the latest status of your payment.

Stimulus (EIP) Check ActivityActivity Dates
Bill Signed Into LawMarch 11th, 2021
Direct Deposit Stimulus (EIP) Payments StartFrom March 13th (in batches)
Mailed Paper Checks and Debit EIP Cards Started March 19th (in batches)
Social Security, SSI, SSDI Recipients Started March 22nd (in batches)
Veterans’ PaymentsEstimated start from mid-April
Batch 1 Start Date*March 12th
Batch 2 Start DateMarch 19th
Batch 3 Start DateMarch 26th
Batch 4 Start DateApril 2nd
Batch 5 Start DateApril 9th
Batch 6 Start DateApril 16th
Batch 7 Start DateApril 23rd
Batch 8 Start DateApril 30th
Batch 9 Start DateMay 7th
Batch 10 and Subsequent BatchesMay 14th and then weekly until the end of 2021
IRS Stimulus Check Processing Schedule
* Actual payment date may be a few days (~5) from Start date

Expect Delays, especially if you had previous payment issues

Like the previous round of stimulus/economic impact payments, there will likely be payment issues given the expanded eligibility and dependent groups now able to get this payment (e.g. college aged kids and elderly dependents). Also if you had issues in the past, and I know many are still waiting for the prior payments or had to claim them as a recovery rebate credit, expect some delays with the coming round of payments.

The good news is that the weekly batches will keep happening till the end of the year as the IRS aims to make payments to all eligible recipients (see plus-up payment details below). They are also actively sending payments to individuals for whom information was not earlier available but who recently e-filed a tax return.

Latest IRS payment status

The IRS have announced that they have sent out over 180 million EIP/Stimulus check payments worth over $420 billion, including the latest batch. Payments are primarily being sent based on 2019 or 2020 tax return data, or information the IRS has sourced for non-filers. The status and method for these payments is available on the GMP tool. Some payments also include tax credits related to the $10,200 unemployment income tax break provided under the ARPA bill.

The IRS also said that they are now processing all payments, including for non-filers and for recipients getting paid by paper check or prepaid debit card. Those who are getting their stimulus payment in the mail should start seeing their money now. Pay close attention to their mail delivery so you don’t inadvertently throw out the IRS envelope.

Which days are stimulus/EIP payments made and when will they be in my bank account?

The above table shows the date payments are issued by the IRS. It generally takes 2 to 5 business days after the start/issue date for the payment to hit your bank account (and 1 to 2 weeks for checks or debit cards). So for example in Batch 6, the IRS announced that Friday, April 16 was the start date for processing but that the official payment date was Wednesday, April 21.

However many people have received direct deposit payments in their accounts earlier than the payment date, which would show as provisional or pending deposits.  Based on the pattern of past batches stimulus payments are generally hitting most bank accounts on a Monday or Tuesday.

Plus up Payments (not a fourth stimulus check) for those with updated information or missing stimulus checks

IRS EIP/stimulus payments now (since batch 3) include ongoing supplemental payments for people who earlier in March received payments based on their 2019 tax returns but are eligible for a new or larger payment based on their recently processed 2020 tax returns (see refund schedule). These “plus-up” payments could include a situation where a person’s income dropped in 2020 compared to 2019, or a person had a new child or dependent on their 2020 tax return, and other situations.

Millions of “catch-up” or “plus-up” payments have also now been issued to individuals for whom the IRS previously did not have information to issue a Stimulus (Economic Impact) payment but who recently filed a 2020 tax return. 

Stimulus Payments for Non-Filers and Dependent and Payment Information Updates

For Non-filers who haven’t filed a recent tax return, the IRS is working with relevant federal and state agencies (e.g. SSA for Social Security recipients) to get the latest payment and dependent data. There is also talk of a new non-filer tool the IRS would roll out to allow payment and dependent detail updates for this payment.

This would also allow updates to flow through for the other expanded Child Tax Credit (CTC) and Earned Income Tax Credit (EITC) stimulus payments in the ARP package. Or else the IRS will use payment and dependent details based on previous stimulus payments.

Where are stimulus checks for Veterans, Social Security Recipients, SSI and SSDI

The IRS is also now processing third stimulus check payments for this group of recipients and their dependents, following several weeks of delays. This was mainly attributed to in getting updated payment and dependent data from other federal agencies (e.g. SSA). The majority of SSI and SSDI recipients should have now started seeing stimulus (EIP) payments hitting bank accounts, with mailed checks and debit cards arriving in the coming weeks. But it would not surprise me if their newly eligible dependent payments take even longer to get paid out.

For those Social Security and other federal beneficiaries (SSDI, SSDI and RRB) who didn’t file a 2020 or 2019 tax return and didn’t use the Non-Filers tool last year, payments will start as part of batch 3 and 4 processing (see table above). The IRS is also making stimulus payments for Veterans Affairs (VA) benefit recipients with the GMP tool now showing payment status’ for this group of recipients.

Mailed Paper Checks or Debit Cards

The form of payment for the third stimulus may be different than the first or second one. Some people who received a paper check last time might receive a prepaid debit card this time, and some people who received a prepaid debit card last time may receive a paper check. The IRS has emphasized the payments are automatic, and they should not contact their financial institutions or the IRS with payment timing questions, unless after the first round (normal) processing is complete.

Also note, third stimulus check payments will not be added to an existing debit card that was mailed for the first or second round of stimulus payments. Under the legislation a new card must be issued.

Can my Stimulus payment be garnished?

Like the last stimulus check payments the third stimulus check cannot be offset to pay various past-due federal debts or back taxes. This does not apply to child support payments that are in arrears. If you’re behind on child support your stimulus check can be fully or partially garnished either won’t get a stimulus check or will receive a reduced one.

Note, if you claim your stimulus check via your 2021 tax return, it will be paid via your refund and subject to broader offsets.

Will I Be Able to Call the IRS with Issues?

You will need to wait for the IRS to finish normal processing of the recovery rebate payments (4 to 6 weeks, including mailed checks). Until then you will have to rely on the Get My Payment (GMP) IRS tool to track the status of your payment. And given the IRS will be closing out 2021 tax season and refund processing, I expect will be very challenging to get through to an IRS agent to speak about your missing or delayed payment.

How come my payment is showing up early or in provisional status?

This is normal given that the processing/start date of the given payment batch and payment could be a few days apart. Generally the payment date is 5 days after the processing date, so the payment is classified as provisional until the official payment date. That is why many eligible recipients see the direct deposit stimulus payments as pending or as provisional payments in their accounts before the official payment date.

4th Stimulus Check Direct Deposit Date

At this stage there is not formal date or funding for a fourth stimulus check, but if economic growth slows or the Delta Coronavirus strain spreads more than expected, then it would not surprise me to see another stimulus payment around Thanksgiving 2021. I’ll monitor updates and post if more news comes to hand.

You can stay connected via the subscription options below. Also please review the many comments at the end of this article for tips and FAQs around the stimulus payments.

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Second Stimulus Check (approved Dec 2020)

[Updated with latest payment status] With approval of the COVID-19 (Stimulus) Relief bill, Congress has funded another $600 stimulus check for adults ($1200 for a couple) and $600 for Child Dependents. Payment for these checks per the IRS is starts on December 30th and will start hitting millions of American’s accounts before the New Year. If you’re eligible to receive the stimulus payment via electronic direct deposit it will be automatically deposited directly into the same account used when you filed your 2019 tax return and/or the account number used in the previous stimulus payment program. The payment will appear in your account summary as “IRS TREAS 310 XXTAXEIP2” or something similar. You can also check the IRS site for the latest status of your payment.

[IRS update – Jan 15th] The IRS has nearly completed depositing the second stimulus check payments that were sent out by direct deposit. They are now processing stimulus payments that were known to have errors (like incorrect bank accounts) or had widespread issues. As a result millions of taxpayers will receive their second Economic Impact Payments by debit card. These prepaid debit cards are faster and more secure than checks, and can easily converted to cash. People can check the status of both their first and second payments by using the IRS’ Get My Payment tool, which will show the mailing date for these debit cards.

IRS News Release

The form of payment for the second mailed EIP may be different than the first mailed EIP. Some people who received a paper check last time might receive a prepaid debit card this time, and some people who received a prepaid debit card last time may receive a paper check. The IRS has emphasized the payments are automatic, and they should not contact their financial institutions or the IRS with payment timing questions.

All Stimulus Checks Must be Paid by January 15th, 2021

Based on the language in the approved legislation all stimulus payments must be made by January 15th, 2021. While the IRS has extended payment dates for exception situations/groups (e.g for non-filers or late child dependent payments) per the first stimulus payment, they have advised that if you don’t receive your second stimulus payment by January 15th then the most efficient way to get your money would be to claim it when you file your federal tax returns in 2021 as a IRS’ Recovery Rebate Credit. Major software packages like Turbo Tax, HR Block and Tax Act will all have an option for this with your 2020-2021 tax filing which you can do now. You’ll also be able to use your 2020 tax return to claim any money the IRS still owes you from the first round of stimulus checks.

Claiming Your Stimulus Check (EIP) in your 2020 tax return

Eligible individuals who did not receive an Economic Impact Payment this year – either the first or the second payment due to a myriad of possible reasons – will be able to claim it when they file their 2020 taxes in 2021. People will see the Economic Impact Payments (EIP) referred to as the Recovery Rebate Credit (RRC) on Form 1040 or Form 1040-SR since the EIPs are an advance payment of the RRC.

If you did not give the IRS your direct deposit account information through your federal tax return in the last two years, and have not provided the IRS with your information as a non-filer, you will likely receive a US Treasury check or debit card in some circumstances. The check will be mailed to the address on file at the IRS from the prior year tax return. It could take 5 to 6 weeks to get the check via mail.

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First 2020 Stimulus Check Payment Schedule

The IRS has issued the majority of stimulus check (economic impact payments) that were due to be paid via direct deposit. They are now mailing checks to those who didn’t have or provide banking details, or where issues were identified when paying the stimulus check electronically. The following is the planned weekly stimulus check mailing schedule based on annual adjusted gross income, as first reported by The Washington Post. All dates represent the “week ending” (for example, the week ending April 24) and the IRS could change this schedule at any time.

  • Less than $10,000: April 24
  • $10,001 – $20,000: May 1
  • $20,001 – $30,000: May 8
  • $30,001 – $40,000: May 15
  • $40,001 – $50,000: May 22
  • $50,001 – $60,000: May 29
  • $60,001 – $70,000: June 5
  • $70,001 – $80,000: June 12
  • $80,001 – $90,000: June 19
  • $90,001 – $100,000: June 26
  • $100,001 – $110,000: July 3
  • $110,001 – $120,000: July 10
  • $120,001 – $130,000: July 17
  • $130,001- $140,000: July 24
  • $140,001 – $150,000: July 31
  • $150,001 – $160,000: August 7
  • $160,001 – $170,000: August 14
  • $170,001 – $180,000: August 21
  • $180,001 – $190,000: August 28
  • $190,001 – $198,000: September 4
  • Remaining checks: September 11

The IRS has confirmed that the distribution of economic impact payments (stimulus checks) has begun. Payments for most working Americans are have been calculated and deposited or mailed via check based on 2018 or 2019 federal tax filing payment details. Check payments may take a week or two more. The IRS has also launching several tools to help people track their stimulus check payment and/or update direct deposit details. See FAQs and further updates below.

Most people won’t need to take any action and the IRS will calculate and automatically send the economic stimulus payment to those eligible. A dependent stimulus is also available.

For those who have not yet filed their return for 2019, the IRS will use information from their 2018 tax filing to calculate the payment. The economic impact payment will be deposited directly into the same banking account reflected on the return filed. So if your 2018 information is out of date or your income situation changed in 2019, make sure you file, even if you have no taxes due (start filing for free with TurboTax).

SSDI beneficiaries will automatically get the $1,200 (or $2400 a couple) payment from April 17th based on their payment information with the Social Security administration, unlike other workers who have to have a recent tax filing to get the stimulus payment.

Where is my stimulus check payment? The IRS has launched new tools to allow eligible Americans to register and track their stimulus checks payments. The enter my payment info tool located on the IRS.gov website will also allow taxpayers who didn’t have to file tax return in 2018 or 2019 to update their banking information on their return to submit direct deposit information as to ensure they get their payments sooner.

Stimulus Check Payout Schedule

  • Direct Deposit payments will generally be deposited 2 to 3 days after the IRS confirms income eligibility for the payout. 
  • Physical checks will take at least 6 to 8 weeks to be mailed out.

Social Security and Disability recipients who are eligible for the payment will get the stimulus checks/payments deposited the same way they currently get payments today. SSDI will automatically get a check based on the 1099 they get and do not need to do anything.

Can my stimulus check be garnished?

The CARES act has provisions to ensure the stimulus check payment cannot be garnished for overdue loans or back taxes (which is not the case for tax refunds), but this does not apply to child support payments that are in arrears. If you’re behind on child support your stimulus check can be fully or partially garnished either won’t get a stimulus check or will receive a reduced one.

Couples who file jointly and are eligible for the $2400 payment may also see smaller stimulus checks where one spouse has overdue child support from a previous relationship or marriage. Even if your spouse is solely responsible for the arrears or overdue payment, the shared stimulus check will likely be garnished.

Note there are some private debt collectors that are saying that stimulus payments can be intercepted to cover their overdue loan payments based on some vague wording the CARES act. However Congress and State legislatures are working to close this loophole.

Given over 120 million Americans could be eligible for the payment, it will take a while to process the stimulus checks. The IRS has reiterated that they will post the latest information on their website and that trying to call them (if you can get through) won’t get you anymore information.

I will however try and find more details and as always please share your thoughts or tips on this topic.

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170 thoughts on “2022 IRS Payment Status Updates and Processing Schedule via Direct Deposit, Check or EIP Debit Card – Refund News and Updates”

  1. I changed my bank account and still waiting.On the updated website it say the checks will be reissued and come around feb 1

    Reply
    • Hi,

      there is a big issue currently that causes IRS late in processing 7 million tax returns
      We hope things get better soon. Feel free to share your progress if something happened.

      Reply
  2. As near as I can tell, the IRS is flat out lying about how they are distributing the second check. The IRS claims Social Security and Disability recipients who are eligible for the payment will get the stimulus checks/payments deposited the same way they currently get payments today. SSDI will automatically get a check based on the 1099 they get and do not need to do anything. My mom has been receiving her SS payment via direct deposit for over 30 years and a VA DIC pension for 5 years and has received no second check via direct deposit or the mail. I too have the same direct deposit of my SS check and have yet to see any second payment. According to the IRS GMP app, the checks were scheduled to be mailed on 1/6/2021. That in itself is a direct contradiction to their own statement about how those on SS, VA, RR and SSI are to receive their second check. Of course, the IRS makes sure there is no one and no way to contact them about this. And, in case no one noticed, today is the IRS deadline for disbursing the payments.

    Reply
    • I’m in the same place. I’ve been on SSI for 6 years. I filed for the recover rebate since I didn’t get the first 2 stimulus. The IRS said my refund was sent to my bank on March 3rd. Well it’s March 9th and still no refund. IRS said they would use the same bank info that’s where our deposit will go. Where is my refund.

      Reply
      • I’d like to know why I haven’t received the third stimulus check on my Direct Express card? I got the first two,on this card! I need it desperately and it’s taking longer to get here than both of the others. Direct Express cards should be filled ASAP! I don’t know about anyone else, but I only get $900 a month and I am so far behind on bills that I may never get caught up. There has to be a better, faster way for the poorest of people Who can you actually get a straight answer from? No one answers any calls and IRS still hasn’t posted a date for Direct Express card deposits! Is this the new administration’s way of doing business? Seems like the people who need it the most can’t get it?!

        Reply
  3. Ive been raising my grandson since 2010,At that time i had tempory custody.In 2012 i got full custody of him.I filed a non filers form in 2019 and never got the 500 credit for him.Since august of 2020 ive called the Irs numerous times they say it does not show my information or IRS reps,say it has been approved,and others say it takes 2 months .Well now i never got the 600 credit this round either.Now i have to wait for the non filers fotm to be posted by the IRS.gov, web site,And who knows how long that will be .All together the IRS owes me 1100 in credit for my dependent.I hope others are not going threw what i have.

    Reply
  4. I received my first stimulus via direct deposit in my account (same account I’ve used for my taxes for years). When I checked this stimulus payment it shows direct deposit but into an account I am unaware of. I don’t understand why they wouldn’t deposit it into the same account as before.

    Reply
    • Hey saw your post. Think the same thing may have happened to me. In your case, was it an old account that was active but not regularly used?

      Reply
    • I received a paper check for my 2nd. It says my 3rd is being deposited in a unknown bank account. Anyone know why?

      Reply
  5. Last year I filled my and I got my stimulus package in the mail, now this time around its telling me I got my stimulus money on direct deposit and I’m kind of confused because I dont have direct deposit I never put one on fill please help me….would i be getting a eip card

    Reply
      • That is strange. The IRS must have your direct deposit information from your tax filing or did you update bank details on the get my payment tool? Otherwise this may be a system glitch and the IRS will send you the payment the same way you got your first payment.

        Reply
    • I’m so happy I’m not the only one this happened to. I was mailed a check for first stimulus. I check payment status for second and its showing a bank account I know nothing about. I used JH and used Amex serve for my previous refunds but the account number doesnt match. I tried calling the eip number to see if I might have been sent an eip debit but they say theres no info on file for me. Im so co fused anx stressed out abouy this rn and can find NOTHING about this issue.I thought if we rcvd a check first go round we’d get a check or debit card for the second go round. Idk. If anyone hears anything please post.

      Reply
  6. I filed 2018 manually in March of 2020 and it still hasn’t been processed. I filed 2019 in July of 2020 before the extended cutoff. Because the IRS had not yet processed my 2018 return I could not file a 2019 electronically because there was no record of my AGI so I filed this manually as well. This included a check for taxes owed. This also has not been processed and the check not cashed. Without either 2018 or 2019 showing as filed do I have any recourse for receiving the stimulus payment?

    Reply
  7. I filed my income taxes as married filing jointly and mailed the form the 2nd week of Feb., when I check it always says it is being processed. Also I have not received my stimulus check, the website says it was mailed May 15, I received the 1444 letter on June 1st. , informing me that the payments had arrived. I even checked with the
    P.O. they say they don’t have it either, What’s going on?

    Reply
    • Hi, Charlotte.

      That’s strange, we’ll try to get more info about this. Stay tuned for the latest updates, and feel free to share your progress if anything happens. Have a good day!

      Reply
  8. IRS website says my stimulus was scheduled to be deposited in my account yesterday (5/13) and nothing has been deposited. It the date they use really the date that it’s deposited?

    Reply
    • My mother is on SSI and has direct deposit with no dependents and I wonder why hasn’t she received her stimulus check yet?

      Reply
      • I’m on SSI as well and my 1st two were deposited into my direct express card as my monthly payments but this 3rd one I’ve not gotten as of yet but have seen others say theirs has been deposited in thejrs already… I don’t understand why mine hasn’t nor is it even pending yet…

        Reply
        • Hi Trina, I’m in the same boat as you.
          I can’t understand how they are making those of us on SS wait so long.

      • Same with me! I always received mine first thing in my account!! But nothing this time!! I check the irs site put in my info and nothing comes up!! I bet if you voted for trump you are screwed!

        Reply
    • I was given an EIP payment date and I have direct deposit setup. However, 5 days later I received a check in the mail! Go figure?

      Reply
    • if you still havent received your payments then you’ll need to print off form 3911 to start a payment trace for your missing payment (see IRS website)

      Reply
  9. I was scheduled to have my EIP DD to my CashApp account on the 29th of April. Here it is May 3, 2020 & nothing. Yes it’s the correct information, i checked get my payment and it’s saying the same thing. What do I do and who do I call? Thanks.

    Reply
    • Hi, Deanna. We’ll try to get more info about that. Meanwhile, feel free to share your latest progress with us. I hope you get that soon!

      Reply
  10. I draw ssi I get my money on a direct diopost Express card I don’t have small kids I have read we’re I do t pay taxes I have to fill out some kind of paper to.get my covid19 money

    Reply
  11. I worked part time in 2019 and filed taxes, I also received SSDI will they be two checks mailed to those who work and received disability check? Or just one regardless of the taxes turned in

    Reply
  12. I get SSDI and I get my money on Direct Express debit card I know two people who already gotten theirs today but I haven’t gotten mine and I was wondering why because it would come on my Direct Express debit card

    Reply
  13. I receive SSI my husband is unemployed. Is his share going to be on my direct Express card ? I went to the portal and filed married jointly to make sure they know I’m married. I used a different account due the fact direct Express card has no routing number. Will he get his in that account ? Will we both get it in the other account now? Does he need to file separately or WTH? I’m not finding any info on this kind of situation at all. Also when I got SSI I got a form to child support saying I’m permanently disabled so they couldn’t take my back pay. Can I still get garnished ? I think they closed my child support case. Cuz I’m permanently disabled.

    Reply
    • My direct deposit is on file with my ssdi protected buy 74 so I don’t have to worried for the irs put my stemelett check go to my bank direct deposit

      Reply
  14. I receive ssi. Over 15 years ago, I was in a bad situation and ran had to leave my job, apartment etc. This ruined my credit and creditors are still after me even though I became disabled. Can creditors garnish my stimulus through direct express? I called direct express and they said no, but according to this they can? Do they place a hold on your account and take the money directly or can I withdraw it right when it enters?

    Reply
    • They’re not supposed to be able to take or block your stimulus payment, the only thing that can do that if there’s a tax issue or you owe child support.

      Reply
  15. I am on SSDI & have my check direct deposited. (I did not work prior to me filing for Social Security Disability 15 years ago) I do not file any income taxes as I receive less than $12000 a year. Should I be getting the $600 stimulus
    & will it be direct deposited, same as my monthly check

    Reply
    • As long as you weren’t claimed as a dependent and you’re under the age of 17 you’ll be eligible for the $1200 stimulus

      Reply
      • My husband and I have the same account as last year yet we are getting the status not available we have no income due to pandemic Buisness closure and exhausted benefits! We are losing everything and have a 5 year old daughter what can we do???

        Reply
  16. If I get SSI and my husband don’t work or anything would my husband come with mine ?? I need to know really

    Reply
  17. I entered bank info on the irs web portal on 4/15 and stated i am eligible and it will be deposited into my account but the web portal still hasnt updated to show me a date of deposit and no deposit made and its now 4/24 seen ALOT of people with the same problem we just want to know whats going on!

    Reply
  18. On the Treasury web site they are saying their not sure if payments (impact checks) are going on direct express cards. Why aren’t they addressing this FAQ?? so many millions have this card.. ?

    Reply
  19. how do I get my Stimulas back when irs is not speaking to anyone and my husband back childsupport took mine as well as they took his, not my debt and I file injured spouse every year so its on my take info. So how do i get it back.

    Reply
    • You’re not required to do anything further if you already filled out the injured spouse form the IRS will began refunding payments starting September.

      Reply
    • I’d like to know why I haven’t received the third stimulus check on my Direct Express card? I got the first two,on this card! I need it desperately and it’s taking longer to get here than both of the others. Direct Express cards should be filled ASAP! I don’t know about anyone else, but I only get $900 a month and I am so far behind on bills that I may never get caught up. There has to be a better, faster way for the poorest of people

      Reply
  20. What if I claim my child as a dependent, but they also file their own return? Are they eligible for their own stimulus check?

    Reply
  21. I am having an issue with my funds. The Get my payment portal is saying my funds will be deposited into my account on April 15, 2020 but my account does not show the deposit being made. I’ve contacted the bank and they told me I would have to contact the IRS but I was not able to talk to anyone there. Do you have any advice on what I can do?

    Reply
    • Wait a couple more days and check again. Right now the IRS is not taking calls and payment delays are being seen for many deposits

      Reply
    • Mine has said payment status is I’m eligible and it will be deposited in my account…but no date when? It has said that since April 15….meanwhile paper checks are going out and I know people who have gotten them already. I thought the whole idea of entering your direct deposit info was to get the payment quicker….typical government BS

      Reply
  22. I qualified for stimulus payment according to guidelines. I filled out the non-filers e-form and I received an email from the IRS saying it was accepted. Why can I not track my deposit? It says refund status available and I seen a lot of people with same msg. What’s that mean?also seen that chm my payment crashed! What’s the deal?

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  23. Hello, I did my taxes for 2018/2019, never receive my income tax via direct deposit, always by check from the tax preparers. I tracked the payment and it says my $ was deposited into an account I don’t recognize. I asked the lady that did my taxes this past year and she said that they’re being mailed out. Clearly not mine as it says it was deposited into this account today. Is there any chance it went to the tax preparers account and she isn’t being honest? I’m confused.

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  24. if i have a payment arrangement with the IRS and provided them with my bank info to debit my account does that mean they have my info to get my stimulus check?

    Reply
    • It’s based on your return. But IRS also has a site to validate DD payments. See my recent article (home page on this)

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      • I would like know the same. I still owe taxes from 2018 and have a payment arrangement too. I only gave bank account to direct deposit for the state taxes. Will they know to send it there IF I get a stimulus check?

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  25. I did not file my 2019 taxes yet but I did file 2018. I do not have my direct deposit info on file. Where can I update my direct deposit information? Can I use the new portal?

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  26. My son just recently file his 2018 tax return but will not file 2019 because his income was below 12,000 should he update his direct deposit information in the new portal. He does not have his bank account info on file.

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  27. Will SS beneficiaries (widows benefits) stimulus checks direct deposit to usual banking account they receive monthly? I receive no tax refund but did file 2018/2019 but it did not post today 4/15/20

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  28. My 2019 tax return is still being processed will that delay my economic impact payment? I e-filed and submitted my bank info for direct deposit

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  29. Okay I’m really confused about receiving my stimulus. I receive SSI. my housing organization (provider of subsidized housing) is my payee and my funds are direct deposited to them. I’ve been in contact but have not received any info yet. So after reading numerous articles on how where and when SSI can and will receive their stimulus. Most incomplete or conflicting actions or no actions to take. Therefore I went to the IRS non filers portal and signed up..entered my info and bank info for direct deposit. I was notified that via email that it has been accepted. So now I’ve read that my stimulus can be garnished. Excuse my language Wtf! I have a prepaid debit visa card . So what’s going on? I know this was a mouth full. Anxiety level high!

    Reply
    • I updated the article for this. Unfortunately some private debt collectors are using a loophole in the CARES act to garnish overdue loan payments. Its not fair I agree in times like this. Congress is working to correct this, but you should be safe from garnishment.

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    • kinda in same boat… everyone basically in the world will get a stim check , cause it was all waved for everyone ,,,,… so my question is the only thing that was not waved was child support,,, i have paid my support and was never behind at all supplied medical vision and dental for her,,,so now i get sick to which i am not able to work i fall behind on my payments and now that im able to go back this virus is keeping me from working.. my job has said nothing bout paid leave,,,NOTHING! but not only that they will take the 1200 from me and the 500 , which came for my son, give to her dad that makes 75,000 a yearand his stim as well,, i was sick had numerous surgeries, never been behind before,,,,, didnt they see that? ok so i go and check its been accepted and says its sched for deposit for the 15th today. shows me the account where, its being dep, a prepaid emerald card,, i call them they have no information. if it was bein intercepted wouldnt it say?? someone please any information wil help, i dont know how im goin to survive this,, i lost everything already theonly thing left in me breathing,, thanks.

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  30. Will my Son get a check he doesn’t work he doesn’t have any income at all , he been trying to get his SSI, but they keep turning him down, so will he geget one, he live with me full time, ty Maureen

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  31. I receive SSI. I have my funds directly put on my bank by direct deposit. My mailing address and bank information is current. do i need to file any additional information in order to receive my stimulus check?

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  32. So SSI recipients don’t have to file a form and should receive their money on their direct express cards? They should make it clear for people to understand, there are alot of people who have direct express cards for their benefits.

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  33. I do not have a bank account and receive my disability via the Direct Express card. Do I have to fill out the non filers form on the irs website or not or will the stimulus payment come via Direct express or do I get a paper check?

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  34. It is said that people on SSI can use their direct express card for direct deposit for a one time payment is there going to be more than one

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  35. If I get a SSI check and I’m married with my husband?? Will I get a check and I don’t know how much I will get for both of us ?? I need to know he don’t work or on anything !!!

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  36. Hello, I haven’t had taxable income for the past two years. Regardless, I’ve ALWAYS filed a tax return. Although I haven’t filed yet for 2019 (from what I’ve read above) I should still receive the $1200. Is that correct? (Or should I go ahead and file my 2019 returns now ~ even though the deadline has been extended?)

    Thank you for keeping us updated!

    Reply
  37. My ex-husband and I filed our 2018 taxes together and the IRS has his banking info for the stimulus check. He filed for divorce in 12/2019 and it will be final in June 2020 and we are no longer together as of 12/2019.. My question is, will the IRS know that I am now single and not married. Will the IRS send me a stimulus paper check?

    Reply
  38. If you receive SSDI but do not have a bank account are they going to deposit funds via the direct express system?

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  39. As of 4/5 SSI recipients will get a check, but they are working on not having to file with the IRS to get it, SSDI will automatically get a check based on the 1099 they get and do not need to do anything. SSI is not social security and it funded from general taxes and we receive no 1099. Hopefully they will get it taken care of so we don’t have to file, but the IRS is working on a web portal where we’d have to fill out a form and give them our direct deposit information.

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  40. This article mention most working Americans and SSI/SSDI beneficiaries will receive the stimulus payment. Do non-working Americans with no SSI/SSDI and no income qualify for the stimulus payment? If they do, how do they apply for the stimulus payment since they are not filing any tax return?

    Reply
    • You should file a simple tax return. Or the IRS will soon have details on their site on how to apply for the payment manually. But that could delay getting your payment by several weeks

      Reply
  41. I’m with you I recently used up my unemployment and was about to start working again got the offer letter then all this happed what in the world do we do

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  42. when will we start receiving unemployment information about our already existing claim if you already getting UI about the new expansion of benefits and payment?

    Reply
    • If you receive SSDI but do not have a bank account are they going to deposit funds via the direct express system? n

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      • Social Security beneficiaries and other Americans who haven’t filed income taxes for the past two years won’t have to take any extra steps to receive one- time checks.  Treasury Secretary Steve Mnuchin said the IRS will use Social Security data to generate payments to recipients who did not file tax returns in 2018 or 2019. 

        Reply

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