The IRS has announced that it is now processing tax returns for all taxpayers, including those who filed a return including those who claimed the EITC/ACTC. Unlike prior years, processing seems to be much smoother this year.
The number of returns processed by the I.R.S. was down about 10 percent from a year earlier, according to statistics provided by the agency. The average refund amount is also likely to be much lower this year.
The agency has however stressed that taxpayers should not expect refunds to be available in bank accounts or on debit cards until late February for those with EITC/ACTC credits, due to PATH act limitations.
Your WMR or IRS2Go status will indicate “processing” until then or will be updated if additional non-PATH related information is needed. Scroll down to see comments and tips from other readers based on the current and past tax year when the PATH act was enacted.
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2024 Tax Season Comments and Status
Overall the sentiment across social mean and from reader comments is that the IRS is much more efficient this year and in line with the estimated schedule and normal PATH refund freeze restrictions.
This is likely due to increased IRS staffing levels and the end of pandemic related stimulus payments and payment of expanded tax credits, which mostly managed by the agency.
Refund payment timings differences are due to several factors, including weekends, IRS batch processing schedules, government holidays and the time needed for treasury and banks to process direct deposits.
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Comments on Dealing with IRS Tax Refund Delays
You are not alone and below are excerpts from readers like you who have faced delays with their refunds in current and past tax seasons. Also included are reasons why and helpful suggestions to help you get the money you are owed. See more in this Refund update video.
Those who had dates of 22nd, most got their refund deposited on Friday. I was one of them. Those on the 23rd are the ones that will get theirs on Tues/Wed. The banks have the funds already; they just aren’t releasing until starting midnight tonight up until Wed. Think about it, if it only takes let’s just say 24/48 hours for the banks to get the refunds from the treasury…then those that went out on the 15-16…reached the banks in time for Friday releases. Those on 17-18 will release on Tues./Wed. It is the bank that are holding those refunds until after the holiday…IRS warned the delay are with the BANKS, not the Treasury or them.
The IRS had this strategy planned long time ago when they started that PATH law…they knew how they was going to roll out the releases…Treasury Dept. has the capabilities to release without being Opened.
My mom/dad gets SS and their checks are released (5) days and their bank hold it in “pending” status until the date on the check…the same thing for Refunds…some banks don’t hold (depends) on your bank policy. My credit union don’t hold. Don’t be fooled…technology allows anything to process in real time…electronically means just that…real time….just like an email can come from me to you….within minutes.
Oh by the way everyone take a look at your WMR up until you actually get your refund. I have read where some have posted that Sat they had DDD, then Sunday it changed back to ..”we are processing your return…and this weekend that got a ltr 4883 (id verification) or 4464c, and letters asking to fax 1095 health form…varies issues…their DDD was pulled and placed back on hold….
So, don’t spend that money until you actually have it in your bank account/hands…IRS is pulling a lot of tricks this year…
I know everyone may have the same question, so instead of trying to reply to everyone individually, there is nothing you can do from now until Saturday but pray you are one of the lucky ones that will get an update and DDD or 846 on your transcript between now and the 18th.
I HIGHLY recommend you call all day today and speak to as many IRS rep you need to if you got questions or concerned there may be an issues, hold or review that may delay you further..
It only takes 10-15 minutes to get thru this line…(800) 829-0582 ext. 652. Just tell them you got a code on the WMR this morning saying you were instructed to call; but you don’t recall what the code was and you are not at a computer to log in…do I have a letter being mailed or do I need to verify my ID or something? This is a sure way to get them to call up your return to take a look…
If they say just the WMR by the 18th this is a “secret” code for – You will be seeing DDD on or before that day on the WMR…you can get them to but you have to be very persuasive and persistent which take a lot of work…lol. Heck I was worn out after that call…smh. But it was well worth the answer I got at the end. :-).
HINT: Make you your message on the WMR does not say “processing”…but instead “processed”…there is a huge difference…”processing” mean something is still going on and you are not fully done…the other YOU ARE.
The reason for the different wording is for those who did not get the PATH message in the first place; and who still have we are still processing your return and a date will be available….(This is how they can tell them apart).
[Update Feb 14th] The IRS has confirmed to several readers that seeing the “PATH” message in WMR is a good thing. It means the IRS has reviewed your return and is now holding on processing until Feb 15 as required by law. You should start seeing updates to your WMR status and a Direct Deposit Date (DDD) from Feb 15th or 16th (since WMR updates overnight).
Sharon I spoke with IRS on today, if you claim EIC they should start releasing payments on Wednesday Also IRS will be working Saturday & Monday. So hopefully we all should be relieved by the weekend. Special Thanks to Author Andy for this special page!!
Jazzy …You get a FULL PAGE PATH message, starting check back for a personal DDD date after the 15th. Everyone got the 152 path message where you click on the Code 152 to read. The other one…pops up after the bars disappears…. I think people are getting confused about the (2) path message, that’s all…IRS WEBSITE NEWS:
PATH Act Tax Related Provisions delaying EITC and ACTC
The Protecting Americans from Tax Hikes Act (the PATH Act), mandates that the IRS not issue a refund on tax returns claiming the Earned Income Tax Credit or Additional Child Tax Credit until Feb. 15. The additional time helps the IRS stop fraudulent refunds from being issued to identity thieves and fraudulent claims with fabricated wages and withholdings.
Jennifer says in a comment on the IRS refund schedule, “My return was accepted on the 17th. I received an email early Tuesday morning and checked and it was. So I guess some were actually accepted before the 23rd. I do get eitc but not actc.” Gerri on the same article says, “My return was accepted. I find it odd that turbo tax is already giving me a date range. I thought the irs was delaying EIC returns. If that’s the case, how is it possible that Turbo tax has a date for me already. I am hoping that since I filed so so early this year, that maybe the irs is processing some returns to test the system out. Maybe some of us that claim the EIC will not get delayed. Hmmmm….wishful thinking I suppose!”
This prompted the following replies:
Christine – Mine was accepted by the IRS (not H&R Block which I used because my husband is Military) today on the 18th. We have always claimed EIC, so I am hoping ours doesn’t get held. Not because I have pressing issues or bills to be paid.Amanda – My return was accepted by the IRS. I too claim EIC. I spoke to a tax expert and was told they are not holding all EIC returns. If you have always claimed your child/children and had no major changes they are processing your return on time.Brandon – Mine was accepted on Friday the 13th been claiming same 2 children for 10 years at hr block no changes on return at allKristen – So not everyone’s will be getting held? Mine was accepted today and i filled today
So what is going on?
This is definitely creating some confusion for readers. But the answer is simple. The IRS was clear that processing would not start till Jan 23rd. But they will clearly accept earlier. Receiving/Accepting your return vs approving/processing your refund is two different things.
To see this more clearly look the official IRS Where’s My Refund tool process diagram which shows the following sequence of how they accept. process and pay out refunds. You can see that when a refund is received (or accepted) it means that it is in queue for processing. But it does not mean it is approved and/or a refund is ready to be paid.
The three status’ in the official IRS WMR tool are (1) Return Received (sometimes = return accepted), (2) Refund Approved and (3) Refund Sent. Sometimes if you are using popular online tax filing tools like TurboTax or H&R block, you may see them showing refund approved. but that is the status in their system or based on an IRS refund payment estimate they have derived from past years. You need to go to the official IRS WMR tool page to see the personalized IRS processing status and refund information/date.
So, no refund yet. I am still hopeful I will receive it today/tomorrow. But, this is frustrating. Their is still no movement on either TT side or SBBTPG side. Yes, it’s a little concerning. But, I will just wait and see before I start calling, just because my ddd is not until 2/23. I was just hoping to get early. Anyone else use TT and have their fees taken out of their refund? Have you received your refund yet? This is my first year filing with TT. So I am curious to see how quickly SBBTPG sends refunds after they receive them. Or do they wait until the actual ddd to send your refund. What have you all experienced in the past or present? Do you receive them early? Or on the actual date?
AJ, I just got notice SBBTGP they have started releasing funds this morning and some actually see the deposit pending for release. It is here, just the banks taking out their fees then releasing…
It should be today…..not tomorrow. Unless they are holding on to it for interest.
Good luck…
Good morning all. I filed through TT also and haven’t seen any changes. I’m not gonna start panicking yet since my date is the 23rd and yesterday was a holiday
Excuse my typos and grammar I hit post before proofing ugh
Morning ALL
Update: Please don’t get discourage if you don’t receive your refund today; if will be here over night/Wed. For those who do get their refund throughout the day, CONGRATS…LONG OVERDUE!!! But now the journey has officially ended for you.
Please contact your bank this morning and ask if they are going to deposit refunds throughout the day. Some banks do and some just once a day. Many they did not get theirs owed “FEES” that appears to be the HOLD up for yours.
Rumors have it some returns over 10K are being rejected by prepaid institutions and in return being mailed out. You will be told by them if that was the case for yours if for some reason you don’t see a deposit by tomorrow.
*****************************************PRE CARD SCAM WARNING************************************
PLEASE TAKE YOUR MONEY OFF YOUR PREPAID CARDS IMMEDIATELY. A FEW PEOPLE HAVE REPORTED MONEY ON THEIR CARD HAD BEEN TRANSFERRED WITHOUT THEIR KNOWLEDGE. CALL AND HAVE THE TRANSFER TURNED OFF ONCE YOUR MONEY IS ON THE CARD TO PREVENT FRAUD.
Not sure if this is a inside job (employees) or somehow fraudster found a way to swipe the cards prior to the prepaid banks got them. But this type of theif happen during the holidays on gift cards. It is not a new SCAM. Please protect your PREPAID CARD…
One lady got her money on Friday went shopping over the weekend, then checked her account and the balance was -0-.
FB COMMENTS:
Carissa Lashay Be careful with Netspend! A lady just got jacked for $1500 someone did a transfer from her account. And her account is froze now. You have to turn the transfer off!! Its a prepaid card. Get the money off to avoid getting jacked.
5 · 27 mins · Edited
Angi Parker
Angi Parker :( omg that’s so messed up
25 mins
Kim Swaney
Kim Swaney What do you mean turn off transfer?
1 · 25 mins
Carissa Lashay
Carissa Lashay In your setting someone said they don’t know how to turn it off. Another lady’s account is locked. Not sure if she gave to much info on here or what. Someone got into her account and took her money smh.
23 mins · Edited
Angela Nicole
Angela Nicole That just happend on another site for $1800 same card
23 mins
Guys mines just hit..Thank God…I have rushcard with metabank and I had fees with a Ddd of the 23rd
Congrats Nv, you are the 1st one to post in the Forum you got your refund early this morning. YEAAAAHHHHHHHH….
So happy for you, hope this will give others hope their is near as well.
Do, that Happy Dance and SPEND that MONEY…:-).
Nice to meet you….perhaps our paths will cross again next year.
Jazzy,
do I put my routing# or the routing # to the 3rd party, for the Fed Reserve…
Debra,
The routing number that was submitted to IRS on your tax return; that is where IRS is told to send your money. You can then put your own routing number and it will bring up your account.
If I recall if you see 1 in one of those fields, I believe that means a pending deposit. Cause when I did mines at first it was 0 then when I actually say my pending deposit it was a 1.
That could be your first indication; a transfer has posted to the 3rd party or yourself.
Nv- who did you file through? Just curious. I used TT. Still waiting, but, I am hopeful.
I filed with turbo tax and thanks
i pray i get my money tomorrow i have a date 02/23/2017 hopefully soon
Me to Amber me too,,,,,seems like in Knoxville TN we get ours last
Hey guys add Mississippi too
Add Atlanta to that also nothing
So upset I have Go bank supposed to be two day faster my DDD is 2/23 and nothing really.
Again I hate chase I should had did the JH American Express card nothing on there nothing pending soooo discouraged. Next year I know don’t not use a bank account unless it’s a credit union used the prepaid cards it goes on there directly when it hits. You live and learn
I did mine with JH with a DDD OF 2/23 but they claim they dont see anything yet an promises it 2 days early well were c tomorrow
Does anyone no what time H&R block emerald card hits like at night or morning ,,my first time using it and last….I was with Netspend last year…. Should have used it again…
Hard times-I have never had an issue with hr block emerald card. For me, it was always deposited on a day or two before the ddd date. And it was anywhere from 6pm- 9pm. But, I’m not sure otherwise. I always signed up for notifications. Should be loaded soon, if you have a ddd date of 2/22 or 2/23. Either Tuesday or Wednesday. Hope this helps. I decided to try Turbo Tax this year. I am hoping for mine to hit soon as well. Haven’t decided on whether I like them or not. But, most likely I will use hr block next year again. Just because I really like them.
Anna. Thank you lots,,,,mine 23rd date yes,,,,,
i hope we do i have the same thing the h&r worker said i wont get it early but who knows right i pray we do
I did our taxes myself..And I thought where the emerald card is where you won’t your money if you pick the card I thought it said something about getting it early but can’t remember
So frustrated talked to someone at turbo tax he said taxes would be sent directly to me not to their bank. Im so confused i asked how is that possible if you guys need to collect your fees from my taxes? He then read me the same answer every time i asked a question.
Im so confused!!!!!
If you had the fees taken out of your refund it will go to their 3rd party bank first so they can collect the fees. And usually it’s released the same day to your bank/ credit union. If you paid your fees out of pocket it will go directly into your bank account, and you do not deal with the 3rd party bank they use.
I have a dd of the 23 onto my walmart money card. I was hoping to get it early. But idk.
Anne, this guy on FB…have walmart:
Toy Toy Reed I was just notified by my walmart money card for a pending deposit. I will get mine by the 23rd.
Toy Toy Reed Yes they sent me a notification to my phone saying it’s pending.
Toy Toy Reed You have to go under account setting to have notifications sent to your email or phone.
6 mins
Toy Toy Reed Jennifer Farence download the app. Then go under settings to set notification. They will send to your phone every time you have a pending deposit.
4 mins · Edited
Toy Toy Reed Sorry my walmart money card is not through green dot. Mine say meta bank on the back.
Thank you. I will check. You’re the best.
Anne, you are welcome. A lot of people are seeing them right at 9pm….so good luck and I will check back with you all in the morning hoping someone in this Forum will be posting the good news as well.
Signing off…just thought I would update you guys..
TURBO TAX AS WELL:
Diana Young-green My sister just got her tax refund 5mins ago from turbo tax on netspend with a dd date of 2/23 so lets keep our fingers crossed.
Note:
Most people are saying they DON’T have any fees…they may be being deposited first; then in the morning those WITH fees come next…
Ok Jazzy , you asked for it ! Lessons learned- change the way I file my taxes! Don’t count on IRS (or anything , anyone) until you have it in your hands ! Don’t write checks you can’t cash !! Don’t assume anything , you’ll only make an ass of u an me ! What am I going to buy ? The electric company , the gas company and the water company!!!! Luvs ya for putting this out there ! Just a little humor an borddom
Sorry bout the spellin , it’s either the spell check or my brothers moonshine ! I’ll check it out in the morning along with WMR !!!!!
Bob, its the moonshine…:-)
I am reposting this without the link….not sure if it will post “still moderating” if it don’t post with the link google Federal Reserve Bank Services (to find where to enter your routing number)…
UPDATE: I found the Federal Reserve Website…I entered my Routing Number and it brought of all my bank info.
If you have the bank you use routing number it will give you information…
Check it out…click on the link and enter in the middle column E-Payments Routing Directory
Search for FedACH participants RDFIs by ABA (RDFIs with commercial receipt volume):
What time does the Federal Reserve Open?
Please note: The Federal Reserve Banks funds transfer business day begins at 9:00 p.m. ET on the preceding calendar day and ends at 6:30 p.m. ET regardless of the Reserve Bank’s geographic location or time zone.
The Fedwire Funds Service business day begins at 9:00 p.m. eastern time (ET) on the preceding calendar day and ends at 6:30 p.m. ET, Monday through Friday, excluding designated holidays. For example, the Fedwire Funds Service opens for Monday at 9:00 p.m. on the preceding Sunday. The deadline for initiating transfers for the benefit of a third party (such as a bank’s customer) is 6:00 p.m. ET each business day. Under certain circumstances, Fedwire Funds Service operating hours may be extended by the Federal Reserve Banks.
Good night ALL, I hope in the morning I see a lot of good news.
Good luck and sleep well!
Anyone got Netspend….it is loading deposit several people have confirmed this. So start checking!!!
FB….posts:
Lots of net spend cards are loading I know 3 people that just got theirs
MINES HIT IN LOUISIANA CHECK YOUR CARDS
Mine just hit whoop whoop!!! no fees netspend ddd 2/23
Just got mine 2/23 netspend!
I have rushcard so hopefully I get a deposit also tonight…now I’m not going to be able to sleep lol…
Bob, I knew you were a smart man…heheheheehhehhee. My lesson learned…listen to Bob :-).
and hoping the money comes tomorrow I’m trying to move on the first and buy a new car
abeach, I hope so too, I am rooting for you guys. I am going to be pissed if these banks hold on to the money another day or so…ugh. I think most was working behind the scene all day today preparing for the rush in the morning and hopefully pushing them out…quickly so we can keep this economy flowing…:-). Money in; Money out…it’s design to work that way…and trust me T-mobile and a lot of business were chastising IRS (article) for hurting their 1st qtr reports by holding our refunds keeping us from spending with them…smh. When we are the real victims…geez.
We want to spend it as much as they want it…I bet next year IRS coming up with a new strategy. Let’s just hope that strategy doesn’t consist of eliminating the EIC/ACTC credits altogether ugh!
I spoke with a irs rep earlier they said its going to be like this every year
FYI – BANKS DEPOSIT TIMES:
If all banks updated customer accounts at the same time, it would be so much easier on everyone. We would all know where we stand and what time we could get ahold of our money.
Unfortunately, banks don’t share a uniform time to update our accounts. Depending upon where you bank, account updates take place at some point late at night or very early in the morning morning. See below for the window of time when your bank makes funds available.
Deposits Available for Withdrawal for Most Banks
Time Accounts Update
Bank of America
Between 4 a.m. and 6 a.m.
JP Morgan Chase
Between 3 a.m. and 5 a.m.
Citigroup, Inc.
Between 2 a.m. and 4 a.m.
Wells Fargo
Between midnight and 3 a.m.
Goldman Sachs Group
Between 1 a.m. and 4 a.m.
Metlife, Inc.
Between 2 a.m. and 5 a.m.
Morgan Stanley
Between midnight and 2 a.m.
Taunus Corp.
Between 1 a.m. and 4 a.m.
U.S. Bancorp
Between midnight and 3 a.m.
HSBC North America Holdings Inc.
Between midnight and 2 a.m.
Bank of New York Mellon Corp.
Between 2 a.m. and 5 a.m.
PNC Financial Services Group
Between midnight and 3 a.m.
State Street Corp.
Between 2 a.m. and 5 a.m.
TD Bank
Between midnight and 3 a.m.
UnionBanCal Corp.
Between 2 a.m. and 5 a.m.
Fifth Third Bancorp.
Between midnight and 3 a.m.
Northern Trust Corp.
Between midnight and 3 a.m.
Regions Financial Corp.
Between midnight and 3 a.m.
First American Bank
Between 2 a.m. and 5 a.m.
Central National Bank
Between 1 a.m. and 4 a.m.
These times are approximate and can be subject to fluctuation. Times can also vary on a State by State basis.
Important Holiday Notice
The Federal Reserve Bank will be closed on Monday, February 20, 2017 for Presidents’ Day. American National Bank will be open.
For businesses that conduct ACH transactions, please keep in mind that ACH transactions cannot settle on Monday, February 20 and processing does not occur on the weekend.
To ensure payment by Friday, February 17, your ACH entries should be processed through iBank on Thursday,
2017 Federal Reserve Bank
February 16, and dated for February 17. We recommend that you transmit the ACH information prior to 9:30 AM.
Any transactions initiated on Friday, February 17, will not settle until Tuesday, February 21.
If you initiate or request wires on Monday, February 20, they will be processed the following day, Tuesday, February 21, because the Federal Reserve Bank will be closed on Monday.
If you should have any questions, please feel free to call the Funds Transfer area at 402-399-5020. Thank you!
Online transfers: 9:00 p.m. on the preceding calendar day to 6:30 p.m. Eastern Time (ET)2
Opening of Fedwire Funds Service 9:00 p.m. ET on the preceding calendar day
Cut-off (Foreign Payment Orders) 5:00 p.m. ET
Cut-off (Other than Settlement Payment Orders) 6:00 p.m. ET
Cut-off (Settlement Payment Orders) 6:30 p.m. ET
Why Isn’t Money Available Immediately?
Everyone knows the day that they get paid. The truth is that your employer actually transfer your earnings into your bank account around two weeks before your actual payday, with instructions about which day it should be paid in to your account. This ensures that your money goes into your account on the right day and time.
Depending upon where you bank, your money could be in your account on the stroke of midnight on payday or it could be there after nine a.m. Some banks just like to hold on to your money for as long as they possibly can. Wells Fargo actually processes quickly, with accounts updated around midnight in most states.
Banks update their customer accounts every night, whether they have money coming in or going out. If you do your banking on the Internet, you will possibly have noticed that you are unable to access your account certain times at night. This is when your bank is updating the account. As soon as the bank has finished updating accounts, any money in your account is available to be withdrawn if you have access to that bank’s ATM.
I don’t know about everyone else… But, I don’t think I will be able to sleep tonight. Excited and hopeful for tomorrow! And Wednesday( if they choose for it to be Wednesday.) I’m just excited to get my funds! Pay some bills, buy a new vehicle, and do a little bit of shopping.
Anne, I feel ya. Be sure your bank notification alert is on; so it will send you an email once it hits the account. Mines goes in around 2am (credit union).
Feel like Christmas morning uh? Put a sack of hot coal out for IRS for being so cruel to us…lol.
Haha! Jazzy yes it is! Just a bit. Lol. I just made sure my notifications are on. And no kidding about the coal. Lol. They have done a number on everyone this year. We will survive though. Have a great night! I’m turning in early. Going to try to get some sleep. Key word is try. Lol. I know I will be up almost every hour though, from midnight on. lol. Checking things out. Haha. Oh well. I got everything crossed! Hoping it goes in, in the morning. Hoping everyone’s does.
@Jazzy thanks for getting back to me….ur an AWESOME person….glad there are people in this world with such a BIG heart to listen to each one of our questions .
Cheetah, you are very welcome, truly my pleasure. I enjoy chatting with you all and helping in anyway I can. I truly am praying that the banks release ALL those refunds tomorrow.
Going to be such a huge disappoint if no movement. I just can’t see that happening tho.
Countdown is almost here..:-)
Never mind. I see it now, its still awaiting moderation.
Yes jazzy he going for BOTH and lol over 20 items in my cart need a new couch and found a really nice one.
Nicole, good for you, shop away, you deserve it. Good for him going for both of them.
Amber, I am hoping you as well as everyone on here actually see that deposit tomorrow not Wed.
Fingers crossed for ALL…
Nicole. When did you get your deposit
amber, you did say you were with HRB, if so…here is a comment i read on another post.
Called back of hnr block card. Lady said my fees were paid and I should have had my dd today. But due to Holiday bank was closed and no dd released. She said bank opens at 8am and will start dd money they have. Ddd is by 23rd.
Anyone know about GO Bank I wondering if it will load up tonight or tomorrow.
Nicole, have you tried googling that question and check their reviews? If you google it, it will provide you with links to other forums asking that same question if it is one for Go Bank. Give it a try hope someone has some updates…
I have lol I even called to many different answers hopefully I have it tomorrow god willing.
Nicole, I should have known the answer already…lol.
jazzy yes i do but the superviser said that bec i have the card that there wont be a deposit just it will send and be in my account the 23rd not early so i dont no what to believe
i have a date for the 23rd i wonder if we will get it tomorrow i go thru h& r block and got there card
Did you get your state if you don’t mind me asking
no didnt get state this time
So I was really hoping that the IRS would give me a date. Sent in on the 11th and I still have the We have received your tax return and it is being processed message. It would have been a great birthday present to log this morning and see a DD date. Especially since all of my stuff that I pay for the year are due now, like phone, car insurance, tags, etc. Crossing my fingers!
Mandie,
Have you been able to order your transcript yet online, phone or mail? Have you call the offset line to see if you owe anything yet, if they have offset anything it will give you your DDD. Here the number (800) 304-3107
Since its been only 8 days, you may have gotten slowed down due to the release of the PATH funds on the 15-18. If you sent it on the 11th (efile)? That was a Saturday, no processing day, so I will say they actually didn’t start on it until the 13th which would give you a cycle code of 20170702…if you are a weekly the last 2 digit would be (05). I wouldn’t know that until you can see the codes on your Account transcript. Try seeing if you can view it online. If not, you can call this number and request they fax you a copy – you can down load the fax app it will come directly to your phone. here is the transcript number 800-908-9946.
You want your “account” transcript that will show codes… Do you have (1) bar on the WMR…if so, at least it’s been accepted. I think everything is going back to normal this week. Daily returns will update on the WMR on Thursday/Saturday’s…you could even see an update Wed. If you are a weekly, it will update on Thursday, at that point you will be able to order transcripts on Friday and see movement on the WMR on Saturday mornings…
Don’t worry to much right now because IRS process most return within 8-10 days…so I think you will get a DDD this week.
Hope this helps..and Happy Birthday :-). Wish you could have woken up to good news. But I think the BIG PATH release may have push you back a little bit…to get them out. Now that should be back on schedule and running on time…good luck.
Hi Jazzy!
Thank you for responding. I did efile and WMR and HR block stated that it was received on 11th which at least it was received that day. I tried to order my transcript for my taxes but I don’t have any of the verification stuff online, like CC, auto loan or mortgage so it was a no go. I tried to call the IRS today using the numbers provided in other articles and they kept saying due to high call volume, please try again later or the next day. I will try to call tomorrow to see if they can fax me transcript. Normally, its not such a big deal, as they usually give me a DD pretty quick, sometimes as early as 5 days(that was a great year!) but this PATH is just been hateful this year to all of us.
Mandie, well you should see an update this Wed (Thurs morn) or Saturday. Not sure if you are daily/weekly. You will probably never get in to the 1-800-829-1040, have you tried this one (800) 829-0582 ext. 652 if you call between 7am – 7:30am we were getting in within 10-15 minutes 30 min tops.
Hope it is still that way now that they are in their peak season…
Good luck…
Mandie, when you get them on the phone; watch and see they tell you they did not accept it until the 13.
Mandie, just an FYI, e file dates are always off by (2) days. IRS will tell you they did not accept it until the 13th, may even say the 15th since it was done on a weekend and they have two days to open mail and stamp it in. Counting 2 days from Monday 13th, I read about this in the IRS Manual when we noticed IRS always gave us a different date than they day we know we filed…
Although IRS is open 24/7….just don’t want you to be surprise when they tell you a different date. If you get them on the phone ask them which date they show…just trying to see if this is accurate info.
Still no deposit yet but my DDD is 2/23 hopefully tomorrow is Big Tuesday lol I’ve been on Amazon lol jazzy congrats on the new car my hubby going to truck driving school so we saving for a new car soon
Nicole, thank you,
Yep, Big Tuesday…lol, how many items you got saved in the shopping cart..lmbo. You just ready to hit that button uh?
Congrats on your hubby getting his license, that is a good career. Is he going to his CDL-A or CDL-B License? Either one is good…
Don’t forget to activate any debit cards you got in the mail; don’t want your refunds to be rejected due to invalid card.
Nicole I went with Swift trucking school for my class a CDLs got my class A,,,,no money up front at all,,,after school training and your with your mentor your pay is $500 a week in training for 6 weeks he can do a lot of pretesting on line Swift was really good school
Jazzy you are the best by the way!! Thanks for everything I hope you enjoy your car ❤️ For everybody else I’ll keep you guys posted if my fund come tomorrow and please do the same and if they don’t come tomorrow I’m praying Wednesday and I still didn’t receive my state and I checked the status it say your return is being processed. I hope that’s a good thing and I will get my fed and state all together tomorrow or on my dd 22
Alexusb, you are very welcome :-).
Wow, that would be awesome if you get both this week.
I am hoping for a lot of I GOT MY DEPOSIT…POSTS. Tomorrow/Wed is going to be GREEN TUES/WED…like black Friday, I bet the banks managers are gearing up today behind the scene loading up those volts for all the refunds about to be released …..
Remember Federal workers gets paid on the 15th,SSI, SS checks goes out weekly….so the Treasury was busy since the 15th releasing billions of dollars to banks all over the U.S.
Banks are going to be busy….call member services in the morning to see if they see any deposit pending for release. Remember deposit comes throughout the day…up until 3pm for credit unions…you have to ask your bank how they process incoming ACH…all day or just after midnight.
Also if you think your check may be rejected for any reason, give them heads up so they can stop the rejection. If, you have a spouse and the check is in both names, but only one name is on the account; your bank may reject your deposit….if you have any doubts that something may be wrong…CALL, they will allow you to fix it before they return it back to the Treasury…they usually puts notes in the file and codes to flag attention to it…to hold.
Lord knows no one want to find out it was rejected after waiting all this time….
Thanks jazzy should I be worried about my state not coming yet ? My state said it’s being processed is that a good thing? Would I have got a letter by now ? This is the 1st time fling on my own and I regret it now . Idk what to do I didn’t get any notice and the state say being processed.
Alexusb, you can’t get anyone to talk to you? See if anyone here on the forum is from your state; to see if they are having trouble. Goggle also, because I read a few states were NOT releasing state refunds until March 1. Do some research and see if you can find anything on google.
Also, ask the question. Has anyone gotten their state refund in your state…usually links will popp up with forums or others who may have some insight.
Texas, don’t have state income….so I don’t know much about the state refunds. I bet you find a lot of information when you google different ways to ask the question…good luck. Let me know if you find out anything.
Most have a database like WMR…for state only.
Googe HR Block STATE income look up….they had a link just for state…didn’t matter if you used them or not.
Forgot to mention my Anniversary is the 24th and want to do something special for our big day…so im hoping i get my refund before then lol
Cheetah
Congratulations on your upcoming Anniversary now that would be an awesome gift ( to spend ) with no limit for that special significance other…lol.
Hope you all have big plans…
Hey Jazzy…how are u, i had a quick question i wanted to knw if u knw anyone who banks with Wells Fargo. I have a DD of the 23rd, im wanting to knw if i might get it before then and hoping there wont be a hold…can u please help me
Cheetah, they are open today, so it is a good chance you will see a deposit tomorrow/wed the latest.
Wells Fargo will be open on Monday, February 20th for President’s Day.
I hope so too.. I bank with wellsfargo as well..can’t wait
Does anyone know how to speak to a live representative at sbtpg???
Monee,
I found this number not sure if it is a good one:
To contact SBBT by phone, you can call the following number for Live Taxpayer Support: 1-800-901-6663
Does anyone use the Bancorp bank also known as the child support card to receive their refund? And if so have they gotten it yet
I have Bancorp bank as well and I have not received any funds I have the excella card
I have a prepaid Chime banking card which is Bancorp Bank also. So hopefully tomorrow is the day. I will be looking for updates throughout the night and tomorrow if I dont receive a deposit. Ahhhhhh so close yet so far.
Hello jazzy I would like to personally say thank you for the advice that you have given everyone this year. Even though I have not received any funds yet I have hope. Everything that you have said so far about this year’s tax season has panned out in the exact order. I know a lot of people are grateful to get this insight from you, I know I would be lost right now and probably pulling out my hair. I am from nc I have five kids and my priorities are to catch all my bills up at least 4 months in advance and purchase a vehicle. I have a lot of personal things going on that this money would eliminate majority of the problems…if only, if only, it would just hurry up and land in my account. I hope they do away with this next year bc a lot of hard working people are catching hell and high water from delays
Hi Monee, you are so very welcome; glad I was able to help provide some insight; and it was my pleasure to help anyone that I was able to. I make it a point to post accurate information as possible. I spend countless hours reading IRS Manual or researching before I respond to post. I may not be 100% correct all the time; but I try to do my best.
I am really going to be happy to see you post when you finally reach that final destination (refund) in your hands…
You will feel a huge burden lift off your shoulders; what a relief that will be. IRS, can’t even imagine the hardship this new law caused many of us…pray there be a better way they can fight fraud than the PATH.
Good luck on finding that perfect vehicle for you and your family; happy days are in the near future for you all.
We made it together…:-).
God Bless…
Jazzy,
Thank you that does help. Im just sitting here watching everyone on here that has the same ddd as me an also filed with tt. Crossing my fingers tomorrow is the lucky day because i am so ready to get all my bills paid and be able to have a fun family outting without having to worry about money. Ughhhh so close but yet so far!!! Sometime over the next week though!!!!
Marissa,
I know what you mean, it is the best feeling ever to be debt free. Talk about exhaling..lol. You are almost there and I hope you and your family enjoy your trip together. Now that sound like a plan :-) I know you deserve the break; this has been a very stressful tax year, to say the least…lol.
Crossing my fingers that you be one of the lucky ones to see a deposit tomorrow rather than Wed.
I filed with tt too…and I sure just got an electric bill for 346$…..I need that money!!! I bet there will be movement all around tomorrow
Chasta, where you live in Alaska? Dang must be cold in your neck of the woods. My bill is only $61.00; we only get 2-5 days if that many of temp under 50 degrees. We only have two seasons in Austin (summer and summer).
Good afternoon kind people. I have a question that I hope someone can provide me with the answer.
When I file my tax I did put my First name, middle initial and then Last name. My WMR stating that I will receive my funds on the 22nd of February. I just realize now that my bank account only have my First name and Last name. Would that prevent me from getting my deposit? Would my deposit get dejected?
Thank you in advance.
Saya,
Personally, I don’t think it will be an issue. But I would call your member services dept in the morning and give them heads up so they can note your account. They have your DL/ID on file to verify. It is better to be safe than sorry.
Good luck…
Hi Jazzy,
Thank you again for taking your time responding to my posting .
I have called my bank and according to the person on the other line it would be fine. But I am still going to call the bank tomorrow morning to talk tothe ACH department. Only they can see incoming or future DD. .
Thank you again for your time.
Saya, you welcome. Have a goodnight
Update:
Although, Treasury and Banks state they are closed; a lot of actions are going on behind the scene. Trust me IRS started releasing funds on the midnight of the 15th – 18th to the treasury. The treasury has the ability to send funds out electronically automatically within min/hours to banks. They processed over 15 millions returns during that time frame.
Those who had dates of 22nd, most got their refund deposited on Friday. I was one of them. Those on the 23rd are the ones that will get theirs on Tues/Wed. The banks have the funds already; they just aren’t releasing until starting midnight tonight up until Wed…
Think about it, if it only takes let’s just say 24/48 hours for the banks to get the refunds from the treasury…then those that went out on the 15-16…reached the banks in time for Friday releases. Those on 17-18 will release on Tues/Wed.
It is the bank that are holding those refunds until after the holiday…IRS warned the delay are with the BANKS, not the Treasury or them…keep in mind banks do need time to reload and have cash brought in by (Armour) trucks or whatever means they use to reload their volts…to be able to have the capability to pay out those refunds if people wants cash in hand, instead of relying on debits/credits usage.
Keep that in mind…
IRS had this strategy planned long time ago when they started that PATH law…they knew how they was going to roll out the releases…Treasury Dept has the capabilities to release without being Opened.
My mom/dad gets SS and their checks are released (5) days and their bank hold it in “pending” status until the date on the check…the same thing for Refunds…some banks don’t hold (depends) on your bank policy. My credit union don’t hold…
Don’t be fooled…technology allows anything to process in real time…electronically means just that…real time….just like an email can come from me to you….within minutes.
Oh by the way everyone take a look at your WMR up until you actually get your refund. I have read where some have posted that Sat they had DDD, then Sunday it changed back to ..”we are processing your return…and this weekend that got a ltr 4883 (id verification) or 4464c, and letters asking to fax 1095 health form…varies issues…their DDD was pulled and placed back on hold….
So, don’t spend that money until you actually have it in your bank account/hands…IRS is pulling a lot of tricks this year…
I am pulling for you all to see that deposit in the morning…please keep us all updated.
Oh by the way, I purchased that 2014 Altima this morning. Got a great deal (President) special and with cash I was able to negotiate the price down along with discounts…for all those who are car buying…this was a great day for doing it…car lots or overstocked and practically giving them away…lol. (well) not really “giving”…lol.
I am one Happy Camper today…hope you all will be soon.
Good Luck…
Jazzy,
So I have been reading along for weeks. Just started posting questions though. So I filed with turbo tax does that mean the bank of turbo tax is the one holding the refund? Or how does it work does the irs only send them their fees and deposits straight to my account? When i talked to the irs they confirmed my dd info and said thats where they will be sending it… Im slightly confused lol sorry. Im just super anxious to get it because i need a car bad lol.
Marissa,
When you owe fees….the entity you used enters their bank account number on the tax return before it is submitted. So, therefore the Treasury will send the refund to the account number listed, then they will get their monies, then forward to you, the prepaid card etc.,
Your refund can go thru as many as (3) processing before finally reaching your hands. This is why it is not good to use third parties/middleman ….most banks can still move it thru the process quick within 24/48 hours.
Mines went directly to my credit union. When I spoke to IRS rep, he asked me to state my account number, routing number and then he ask me if I had fees coming out to be re-routed to HRB, I said NO, I did it myself with NO fees…he said good; then it will go directly to your bank…with no delays.
So, it makes a big difference how fast you get your refund vs. others.
Hope this helps…
Thank you Jazzy for your input! You are an amazing help! Congratulations on your new car! That is wonderful! I am anxious as well. Especially since I filed with TT, and their has been no movement on either TT’s end or The bank they use. But, I am hopeful I will see movement tomorrow or Wednesday. Crossing my fingers it’s tomorrow! I have heard both good and bad things about the bank TT uses. So hopefully, they prove everyone in this forum wrong in the morning and start generating some movement and start releasing funds. I wish everyone good luck!
Annie,
You are very welcome and thank you. Yes, I hope they are wrong and ALL see a deposit. Even if it is “pending” at least you will see it…right…lol.
Please try to pay upfront to eliminate any possible delays…Banks process are different, not a one fit all policy. Entities like to make interest off your money by holding it an extra day; just the nature of our society. IRS does the same…
Just like when you see 70% off on anything; trust me it was marked up to make you think you are getting a real deal….when in reality…it was the original price they were selling it for in the first place or a little more. How to catch them…google the manufacture price of the item…the price they purchased it for. Then you will be able to see how marketing 101 really works. Thank God, I got a Business Degree…I learned a lot in that marketing class..I would have never thought about that…educating yourself by googling and researching is a valuable tool; in today’s crooked society…smh.
Thank you for the banking info. I usually use Hr block and never hadn’t issues. I decided to try something different this year. Next year, I will be doing them entirely different. Lol. And I will be paying my fees up front. Learned my lesson there this year. I am not to worried right now. But, if I don’t see anything happen over the next couple of days I will start to worry. I just hope for everyone’s sake, TT and SBBT start some movement soon. I know there are a lot of people who rely on these funds every year to help make ends meet and to get caught up on things. ( I do as well). But, you have been so, so helpful this year. I am so glad I found this forum. It relieves a little bit of stress getting answers and knowing that there are other people experiencing the same thing. I don’t however look forward to next year. Lol. And hoping I can find you all again.
Y5a Jazzy ! !! congratulations on your new car..so happy for you ..thank you for the banking information you are awesome..told you we still need you..lol
.
Hey Kim, I was wondering where you been…lol. Thank you, gf can’t wait to do some traveling this summer, got my sunroof and ready to let my hair down down and enjoy the breeze…hehehehehhehhehee.
Yeahhhhhhhhhh I am so glad I am still NEEDY….what am I going to do with myself when this is OVER :-(. Sure I will think of something…lol.
But it has been so nice…chatting with all of you. Such a warm and friendly forum. Love you guys.
Thanks Jazzy. Also posting this update on the main IRS refund schedule article which is getting a bunch of related comments.
Andy, ok great! Hope the information is giving those who are waiting some hope that real soon they will see those pending or release deposit. If not, then should be calling their banks to see what are their process and policy when ACH comes thru all day. Some banks depending on the volume; may chose to hold and release over a few days based upon their funds and availability to cash them. Bank runs out of money too…and have to restock…lol.
IRS is expecting to process an Appx. 53 million PATH returns released over (4) days…something to ponder :-)
These figures are only up to Feb 10, 2017 – NOT INCLUDING THE PATH FIGURES from Feb 11 -17 wkly period.
As of 2/10/17 IRS has paid out $27.777 Billion
Total Returns Received 32,090,000
Total Returns Processed 31,420,000
These statistical data is on the IRS website under News and Event – topic Facts and Figures (breakdown).
Im so anxious for recieving the money. Im nervous because the Santa barbara bank hasnt updated with anything and im hoping it will. It makes me just wanna file with a different company besides tt next year.
Wandering imput which websites does everyone file with?
Hey I have a question . People received their state as well and I wanted to know since I didn’t get my fed yet is that normal ? Should I be worried at all and have anybody received their state ?
I haven’t gotten either. But, I am in a different state then you. I am in Iowa. Hopefully, you will see your fed tomorrow. Hopefully we all will. I am sure the holiday today messed everything up. So nice of them to plan it this way. Lol. All government offices (or most) and banks are closed today.
Your probably right and I’m hoping it all comes at ones tomorrow
I recieved my state already. Im in California
I live in Indiana and got my state in a week. Have a dd of the 23rd. So, not unusual. Every state is different
I checked the website it say my state is being processed and I checked my fed and my date is the 22nd
Jazzy I have told my mom about you and she of course questions about several things with those self employed, what forms is needed to report income, where can she obtain them, how much income is supposed to be reported, ex. some say anything over 10k in self employment has to be reported. And if you have any insights or additional information that could assist her in her Mary Kay career?
Nykky,
It is so easy to file self-employment I did my parents. Just tell her to go the HRB and answer all the questions and all the forms are including in the packet for her. All she has to do it click on all that applies. HRB will do it all for her. It is several forms to complete…but really easy.
She don’t have to worry about gathering up each form. When they ask her how she is filing and she say Self-Employed the prompts will guide her thru it…truly simple. Tell her not to stress over it…and it may be free depending whether she made less than $54,000 I think that was the threshold. Even if it cost a little, it is worth it because she won’t get anything wrong…
Form 1040.
You have to file an income tax return if your net earnings from self-employment were $400 or more. If your net earnings from self-employment were less than $400, you still have to file an income tax return if you meet any other filing requirement listed in the Form 1040 instructions (PDF).
in order to report your Social Security and Medicare taxes, you must file Schedule SE (Form 1040), Self-Employment Tax (PDF). Use the income or loss calculated on Schedule C or Schedule C-EZ to calculate the amount of Social Security and Medicare taxes you should have paid during the year.Dec 7, 2016
Let me know if she need any additional assistance I will do my best to try to help break it down…ok.
Is there any one who filed tt and has gotten their money even though the santa barbara bank hasnt updated?? Just wandering. Its very frustrating this year because i file with tt every year and usually when the irs says approved my moneys in my account next day. This year its taking forever. :(
I learned that sometimes filing early can be the problem if I would have waited then I wouldn’t have been on hold and maybe would have got my money last week but knowing IRS who knows basically we are at there mercy. It always upsets me because there’s never no problem with them taking my taxes out my check and getting their money but I guess that’s how the cookie crumbles.
Tam,
You are 100% correct and yes were are at the “mercy” of IRS every single year, probably no matter what strategy we use they will find some way to hold up our money…or just stress of out for no reason…
Since 2014 things keep getting worse and worse for us taxpayers…sad to say I think it is only going to go downhill even more…
I truly don’t know what to expect in 2018. File early/late/in the middle. I think I will just flip a coin…lol.
Here is a comment I read, someone is stating they got their refund from HRB…
Well guys it is my card. My money is in there and shows in the account but i cant get my money off until i get a new card tomorrow. I filed 1/26 excepted 1/26 received state 2/9-2/10 in mail and my money was showing for hr block 2/16. My ddd is 2/23. Hr said my money was loaded 2/16-2/17. Im going tomorrow to get a new card. I never received an email or text alert. And my hr and emerald apps haven’t updated due to my card being messed up. Even calling my card to see what i have it says $0. But emerald and hr has ensured me i will have my money tomorrow when i go get a new card. My ass is getting up at 7 just to go get my card fixed. Good luck guys. I will update you tomorrow on how long it takes after i get my new card.
And for my direct deposit I put the name of the bank but I’m now thinking I should have put the name of the card instead. So anyone know anything about that but my routing number and account number is all right
Hey jazzy I’m from New York and I’ve learned when I do
Turbo tax just pay upfront lol but I just wanna pay alll my bills when I get my money. How about you ?
Alexusb,
Wise girl…I hear pay upfront. Now I got a friend in NY, Atlanta…I’m going to build a database, so if I come to your city, I have free room and board waiting..lmbo.
I paid a few bills first, then buying a car….I don’t want to pay for anything extra other than rent, light, food/nessities, insurance, cable and fuel/car. If I can’t buy it cash…I don’t need it that bad.
Done with stressing…that is my lesson learned…lol.
Yup Alexusb I said the same thing. Next year I’m gonna psycho front so my money can go straight in my account
Congrats on the car girl and Atlanta is a beautiful place full with lovely people !! I’m glad your a happy camper and hoping I will be as well tomorrow
Alexusb,
Thank you :-). You will be doing the happy dance, so get out those red or black shoes…lol.
If anyone is bored and wants to just chat a bit to pass the time away until Tuesday…if you want to answer any or all these questions, feel free:
1. Where state or you in?
2. What plans do you have when your money hits the bank?
3. What “lessons learned” will you take away from this year tax experience?
4. What will you do different, to prepare for next year (surprise in store for us)…lol.
5. Did you search the unclaimed property database in your state (if so, did you find money)?
These are just conversation starters if you bored…like me!..lol
I’m from MD, and I’ve been looking at some SUV’s and minivans, but I prefer a SUV. I have four children so I need that 3rd row seating. Next year hopefully I won’t get myself in too much debt that I have to be pressed on doing my taxes right away
I’m actually online now looking at some vehicles on Craigslist. I really don’t want any more car payments, only have to worry about insurance
Tonda, MD in the house….suv’s are always nice and roomy, especially for children. I will have my finance in order this year…I agree with you no debt; so next year I will NOT be depending on my return, whenever it gets here I will be ok…I am so done with this crap…really!
Me too, Jazzy and Tonda. Debt free and not fretting about refund time and playing catch up with refund
Man just happy I have a DDD it took alot of stress off using it to over pay my bills shopping for my house and kids and save and buy a case of wine lol.
Nicole, I love the last priority on your list….CASE OF WINE…lmbo.
Yeah I’m in the same boat..i definitely plan to get my finances together because I have a feeling this might be the last yr for EITC thx to you know who..that way i don’t have to stress so much next yr depending on it
Well Jazzy I live in Mississippi. I have so many plans as for what to do with my refund but first I will give to the main ONE who blessed me to receive. I got my medication to get since I ran out and my dr visit also so my medicine can be adjusted. I am no longer working since mid last year due to everything medical so I will have to start from scratch on everything a place to stay included I may go into shock since I haven’t had any money in pocket since that time and was homeless til January. But it is ok. God is faithful and He will and has been supplying all my needs. What I take from this tax experience is that in everything we as people do plan how we want and expect things to go I speak mainly for myself for when I expect something, I usually get anxious and stressed but to always remember that it is not the supply but the Supplier that has the final say in all things. So I am going to be waiting on excitement maybe again for next year. Not anxious though. Lol. I will definitely not be filing early next year I usually file in the middle so this is definitely a first time experience and I will not be filing late. I did that last year and that was an additional nightmare lol. I wanted to get a car but right now it don’t make sense for me to get one when I am not allowed to drive. But I am decreeing and declaring my car 2016 Nissan Altima and house. I will NOT be having fees taken out anymore!! That is for sure!! Sorry for it being long. Lol. If I was to truly share whom is posting and sharing to you from where I been from 2016 to now, it would be a BOOK!!! I thank you all of you!! Sincerely
Nykky, God might not always come thru when WE want Him to, but He is always on Time and will lift our burdens. You need your medication and I pray there are services that are providing you all your needs as you find your way back to the lifestyle you knew before your health change everything…
I will keep you in my prayers and think of you always as we continue to walk this path of Life..so many ups and down, twist and turns….keep our heads spinning. Never give up on HIM…Don’t You Quit very inspirational and uplifting poem.
When things go wrong, as they sometimes will,
When the road you’re trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile, but you have to sigh,
When care is pressing you down a bit-
Rest if you must, but don’t you quit.
Life is queer with its twists and turns,
As every one of us sometimes learns,
And many a fellow turns about
When he might have won had he stuck it out.
Don’t give up though the pace seems slow –
You may succeed with another blow.
Often the goal is nearer than
It seems to a faint and faltering man;
Often the struggler has given up
Whe he might have captured the victor’s cup;
And he learned too late when the night came down,
How close he was to the golden crown.
Success is failure turned inside out –
The silver tint in the clouds of doubt,
And you never can tell how close you are,
It might be near when it seems afar;
So stick to the fight when you’re hardest hit –
It’s when things seem worst that you must not quit.
Jazzy, one thing I will most definitely say I am never a quitter for my Father… your poem truly brought true tears to my eyes. And of course I am saving it!! Some how!! Lol!! I wouldn’t be here right now talking and sharing with each of you and sharing this years tax experience if not for Him. Honestly when everything fled and left He has always been faithful and true, even now. I am a true solider for the kingdom!! I need help to save the poem!!! Lol!!!
Nykky,
This is another one. See it Thru… (google these poems) or cut and paste to email.
When you’re up against a trouble,
Meet it squarely, face to face;
Lift your chin and set your shoulders,
Plant your feet and take a brace.
When it’s vain to try to dodge it,
Do the best that you can do;
You may fail, but you may conquer,
See it through!
Black may be the clouds about you
And your future may seem grim,
But don’t let your nerve desert you;
Keep yourself in fighting trim.
If the worst is bound to happen,
Spite of all that you can do,
Running from it will not save you,
See it through!
Even hope may seem but futile,
When with troubles you’re beset,
But remember you are facing
Just what other men have met.
You may fail, but fall still fighting;
Don’t give up, whate’er you do;
Eyes front, head high to the finish.
See it through!
Hello Jazzy, and everyone! I am from Iowa. I am getting a new SUV. Lol. I learned to file later. Lol. All though, that still is a toss up for next year depending on the chaos they decide to put us through next year. Lol. I tried TT this year, and I think I will stick with HR block next year. Lol. Never had issues with them. Omg! I always search the data base. Haha! I have never had anything on there myself, but, I have found stuff for my relatives. We are down to the wire folks. Hopefully the rest of us will start seeing money in our accounts Tuesday! Good luck!!
Hi Anne, Iowa in the house :-)
Wow look like a lot of us are buying cars yeah….and look like we all are learning the same lessons as well..lol. I found money too and it came right on time to and wasn’t expecting that.
Yep, Tuesday is nearing…hope we have lots of updates (monies) in the bank!
Here is an article on what people do with their refund – https://savingtoinvest.com/what-should-i-do-with-my-tax-refund-and-how-do-people-spend-their-refunds/
1. Tennessee
2. Getting an eye exam and new glasses, and a few pairs of jeans. Might do myself a kindness and get myself something I’ve been wanting awhile.
3. Don’t get so anxious over things you can’t control, panic attacks are no fun.
4. I won’t file the very day I get my tax return. As they say in Hamilton, I’ll be willing to wait for it. And I’ll keep myself more aware of what shenanigans the IRS might get up to. I was clueless this year due to staying away from the news in general. :/
5. I did that last year actually, came away with a bunch.
Jazzy, I had a question while you’re still here, if you’re still here! What times are people seeing their deposit come in? Is it overnight? I have an eye appointment at 11AM the day I’m to get my direct deposit (onto a Paypal Prepaid Card, which usually accepts it the minute it comes in, if my paychecks are any indication), do you think it’ll be there by that time or should I reschedule my appointment for later/a different day?
Hi Annie
Tenn is a beautiful place (nice) and thanks for sharing your plans and answering the questions. I love your answers to them all. I think a lot of us can relate to them…lol.
Not sure when you said your DDD was, but I am 99% sure everyone with a DDD 22/23 will see their deposits by Wednesday the latest.
So if your appt is the 24th, I think you are safe…
I am still waiting :( in California
WMR has not had any updates with mine since day 1!! I have called several times and they have said it was received and everything looks ok and not to call back until or after the 21st day…lol. It is so frustrating that I cant track my return this year.
I have learned to do my own taxes like I’ve been…except this year.
Plans our to take the kiddos on a vaca…if the $$ ever gets here…
It won’t let me reply directly to you so, here we are.
My DDD is 2/23, so I’m hoping that I have it by that morning. If not, I’ll call and reschedule the appointment, or maybe my mom’ll take pity on me and let me use her credit card until I get my deposit and then I can give the money right back to her. I dunno. Ugh, this waiting is excrutiating!
Thanks again, Jazzy. You were a bright spot in these stressful times. Much love to you.
Update: Did a little research. If you want to understand the process; contact the entity you selected for a more detail breakdown on how they process your refund. They all have different setups…
“[F]or those who lack a bank account, and/or would receive a paper check, [a Refund Transfer] may speed up receipt of [a federal income tax] refund by up to six weeks.”1
Every year, millions of American taxpayers choose to receive their income tax refunds using a Refund Transfer (or “RT”)2. According to the Internal Revenue Service, 12.9 million Americans chose an RT in 2010 compared to 12 million in 2009 and 11.7 million in 20083. There are several reasons why this product is so popular. Simply stated, a Refund Transfer permits a taxpayer who does not have a bank account to take advantage of electronic filing and direct deposit of his or her income tax refund. At the same time, the millions of taxpayers using RTs can have their tax preparation fees deducted from their refund.
Here’s how it works: The federally regulated banks offering this product set up a temporary bank account in the taxpayer’s name. In return for this convenience, the taxpayer pays the bank a modest one-time account set-up or handling fee (typically about $30). RTs are usually facilitated by a tax preparer or the software used by taxpayers who prepare their own returns. The return is filed electronically and approximately 8 to 15 after receiving the return, the IRS transmits the taxpayer’s refund to the temporary bank account. The disclosed account set-up fee, tax preparation or software fees are deducted from the refund amount, and the remainder is delivered to the taxpayer via their choice of disbursement methods.
Increasingly, the tax refund is being loaded onto a prepaid debit card, which provides unbanked taxpayers with an opportunity to establish a banking relationship by having their paychecks or government benefits deposited directly to the debit card account.
Hey jazzy – my status went to approved and says a check is expected to be mailed “by” 2/24 . Does “by” mean on 2/24 or could be before or after ? Bar went to approved 2/16 (Thursday) so I’m hoping they got it mailed 2/17 (Friday ). Any thoughts ???
Bob,
No doubt you should have it by Saturday for sure. The holiday threw everything off (day)…I hope it comes sooner but yes Friday/Sat is more of a safe bet.
Keep us posted when it gets here, so in case others had theirs mailed we can see the trend and exactly how many days it takes vie mail.
Wasn’t it just a huge relief to see that DDD tho?
I’ll stay in touch even I get mine too see how everyone else is coming along. YESSSS on the DDD !!! You been great !!!!!!!!!
Thank you Bob
It is my understanding that IRS only mails out checks on Fridays . I’ve never done DD always sent to me . Have always got it on a Monday so there must be some truth to that . I’m just hoping they pushed it through. I don’t know how fast the system works . All I do know is ” THE IRS ” means “THEIRS ” till they want to give it up !!!!
Bob this Friday in your mailbox
Wow this Room has gotten very quiet, ever one is waiting on Tuesday I’m sure,,,but I’m glad everyone has gotten there answer , I’m sure they will appear one more time when there money hits…it will be like fireworks…Yssss….Baby….Light up the sky’s…..And watch the reflection dance off the water…
Hard Times, lmbo….it sure did get a little quiet in here. Let me see if I can lighten it up with a corny poem. I write poems about everything…a little humor why we wait for those funds to hit the banks on Tuesday…lol.
Tax (Poem)
As the tax year near, I’m ready to file my 2016 tax
Will fraudsters steal my info to claim the EIC max?
I must file quickly, as every minute my anxiety grows
Uhmmmmmm should I do it myself; or use the pros?
I had my W-2 in hand; so, I was set and ready to go
E-file? IRS says its the fastest way; to get your dough
Then, I get this Path msg; saying there will be a delay!
Well I thought to myself; what else can get in my way?
Why did I ask? I looked in my mailbox, guess what I see?
A certified letter from the I.R.S.; starring in front of me (ugh)
OMG, I broke out in a sweat; my hands started shaking
My head started pounding; every body part was aching
I was still in despair and totally shocked; getting the ltr
Calm down, exhale, just read; and see what’s the matter
Audit ltr 4464c, this must be a mistake; I can call or wait…
I am in too deep; I am about to lose a lot of nightly sleep (hehehehehe)
I don’t want any worries; I need to know what this is about
Only one way to resolve this; is to call the IRS and find OUT!
Two weeks later; bank notified me; my refund deposit is HERE (yipppppppeeeeee).
Now I relax a bit; until the process; starts all over next YEAR!!!
NOTE:
Bob, comment hit the mark; take out less for Uncle Sam
He’s making interest on your $, now that’s the real SCAM
2017 has been the year ..With path Act messages that never should have been here, and all the bars we see disappear……. Don’t get me wrong the IRS is alive ,,,,and what they do next is no surprise…..As we scratch the walls and sweet drops from our face,, just knowing our money is getting in place,, now we are sitting and watching the clock anf hoping Santa Barbara will make that drop,,,, but until then I’ll see you on this page and I’m hoping Tuesday we are all out of the cage…
Hard Times, lmbo, I love your poem better than my corny ones…too funny. You are right on point.
Needed the (smile/giggle).
Thank you….we have to do something to past the time. Laughter is good in stressful times like these….hopefully Tuesday most if not all will be laughing all the way to the bank…:-)
Jazzy that is so true and funny!!
Nykky, thank you, we gotta do something until Tuesday…:-). Entertainment…lol
So does this mean refunds are most likely going to hit tuesday for those of us that used turbo tax
We should have it by Tuesday and if not by our dates. I spoke to two of my friends and they said they have always received on the date the IRS website say. Keep me posted and I will do the same and as of right now still not updates
Hard time, loving yours completely!!! Lol!!!
Hello everyone I filed with TurboTax as well my DDD is 2/23 the sbtpg does not have my refund yet. I don’t think they have moved yet bc of the holiday. I hope something happens on Tuesday bc this waiting game is ridiculous.
Morning update:
I am feeling really lonely now that no one have a tax questions anymore…lol. (sad face) But on the other hand I am so happy to see so many others helping each other by updating Bank institutions updates. (happy face) I am sure most of you got tired of seeing Jazzy, Jazzy, Jazzy….all over the forum day in and day out…well I don’t blame those who did, I got a little tired of seeing that myself…hehehhehhehehhehe.
Now this is a display of true TEAM WORK at its best…the 2nd half of the process belongs to YOU guys and I see you ALL are stepping up to the plate to contribute and share your experience and knowledge about the individual banks you have your Deposits being released. (AWESOME).
Keep in mind there are a lot of things can go wrong during the transition:
1. Wrong account information provided (double check your return)
2. Banks can deposit your refund in the wrong account (that happened to me on a regular deposit) and I had someone else monies in my account one morning. I contacted the credit union and they fixed it immediately on both occasions.
3. One of the occasion I had to wait until the next morning; they had to check their ledgers (credit/debits) balance sheet to see where they were off…to find the mix up.
4. Your name is not listed on the account (which must match name on refund) or it will be rejected. (You can fix this before the banks send it back to the Treasury by calling them and notifying them you are expecting a refund; they will allow you to come to the bank and add the name to the account; or put it in the right account by your NAME instead of the ACCOUNT number…
Tuesday morning let the bank know you are expecting that money; they will make a note on your account and watch out for it..some may even call you before they reject the refund out of courtesy if there is an error.
Bank Cards/Pre-Paid/HRB Loans/TT….etc., I have NO expertise/experience in this area; so I am 100% relying on ALL of you who does to take over and continue to help each other until everyone has gotten their funds which hopefully will be the latest by the 24th.
By all means GOOGLE, GOOGLE, GOOGLE the banks REVIEWS for prior tax refunds issues (good or bad). This may give you insight on what you can expect this year…
THANK YOU ALL FOR YOUR HELP IN ANSWERING GENERAL TAX QUESTIONS AND PROVIDING UPDATES AND CONTACT NUMBERS ON BANKS/PRE-PAID INQUIRIES…TRULY GRATEFUL!
AWESOME FORUM: ANDY(AUTHOR)….DESERVE A LOT OF CREDIT AND GRATITUDE FOR CREATING THIS PLATFORM FOR US ALL TO BOND DURING (TAX) YEARS…
THANK YOU ANDY!!!!!!!
Oh no Jazzy we are never too tired to read your blog..we’re all just waiting for Tuesday or the 23rd for the DDD :)
Morning Kim,
LOL, thank you. I have felt the love from many if not ALL on this forum and I could tell that you all appreciated and had no problem with me posting so much. Other’s had on other site, but NOT this one. Andy; is an awesome Author that allowed us all to be US and let our personality shine in a positive way.
You have also contributed and helped so many with your post and knowledge and should be commend for giving up your time for others…So many on here have done the same…and I know those who are “silent” and those who “spoke” acknowledge this was a great group of (respectful/compassionate) people who truly cared about each and every one of their issues…and showed it in there posts/comments.
I am about to leave for Church….so you guys keep up the good work and carry on….Tues will get her soon, but I know not fast enough…the long wait by IRS, has shorten our patience and now they are asking you all to wait some MORE….geez that is pure torture uh?…SMH.
Why you all are waiting….go to unclaimed property by your state and who knows you just may FIND some extra dough that you never knew you had…I DID in Texas and I placed my claim form and got the check in the mail within a week.
Google the link unclaimed property by state
Married filing joint but getting dep into an acct w only my name. Thi k there will be a howith? My husband is not around to go to the bank with me and add his name…
Renee,
That is a great question. Just to be safe, contact your bank on Tuesday and ask them if you will have any issues with your refund. Is the check written in both names?
I hope you will be ok with just your name on the account if it is in both name. Let us know what the bank told you; in case someone has this issue.
Hey Jazzy, I’m doing the same thing with my money as well, getting a car. I wrecked my old one and didn’t have full coverage to replace it. It has been awful not having my own transportation
I will update when I know something Jazzy! And the bank is only in my name but tje return is in both and his name first…i should have just got the prepaid…dumbdumb.
Yay!!!! Wooo whoooo!!! Thank you, Andy (Author)!!!!
Hi Nykky,
Sorry I am on my way out the door…..will check back later in the day after 6pm to see how you all are doing. Going to the lake for a BBQ after church service…still looking for my new car, taking my time want to find the right one for the right price….so tell me what ALL of you are planning to do with YOUR money when it comes…?
We all would love to hear some good happy news and plans as we try to pass the time by…please share if you don’t mind…
I feel so bad since I got my money on Friday….:-(. So, I am really waiting on Tuesday and pray more will see a deposit. So unfair for IRS/BANKS to do this over a FEDERAL holiday…so cruel…crazy year uh?
Have a BLESSED SUNDAY…
I’m changing the way my taxes are being withheld. Just let them take bare minimum. Will make more money each week but less to ” wait ” for next year ! What a fiasco!!!
Bob, I love your comment. I’m changing the way my taxes are being withheld. Just let them take bare minimum. Will make more money each week but less to ” wait ” for next year ! What a fiasco!!!
I go EXEMPT every year….they take out -0-….all I be waiting for is the EIC/ACTC only.
Filed 2/9 got accepted 2/10… do you know when I should see an update?
Vanessa,
WMR should be back on regular schedule now and going fast. Monday’s the Master File sent over to the Treasure to release deposit on Wed/Fridays. Since the massive updates are over, shouldn’t any delays. I would think you would see movement on the WMR this week.
What is your cycle code? Can you view your transcript yet? If so, check it online and see if there is anything they could cause a further delay like code 570/971 or you just may see code 846 Refund Issued:
It’s only been a week…so give it one more week. If you like you can still try to see if IRS will give you any insight. Now that the PATH is over…WMR is updating normally. What is your message saying…?
Jazzy,
Ok I’m thinking I want a CRV something like that a small suv or a Jeep. Yes I know Savannah is really nice good pace to go for a weekend a just relax and shop. We are going to have to keep in touch how was the BBQ?
CRV or Jeep is a good choice. I was thinking of a jeep for traveling / extra space.
Had a nice time, it was nice to get out and enjoy the 84 temp we had yesterday and 76 today. It about to start raining, so I left…but brought me a couple of plates to go. Hate cooking and love me some BBQ…lol.
Thanks for asking…when everyone get their money, wow it is going to feel real good all that stress will be gone.
Can’t wait for all you guys to see that money…
Hey Jazzy
Thanks for sticking it out even though you have yours that’s very kind appreciate you during this whole process when I come to Texas I’m going to have to take you to lunch I live in Atlanta. And big thanks to Andy the creator of this site it’s been a very helpful tool. Will update on Tuesday with any updates going to call the bank and check and let Anyone that has chase know what they stated.
Hey Jazzy
I going to buy a car been investigating and looking for the last 2 months the one I really wanted sold this weekend so I have to find something else since the money didn’t come but I’m blessed going to stop worrying and be excited my time is coming in just days gives me more time to keep looking have to find the positive. What kind of car do you have in mind Jazzy?
Tam – Yes, come visit me anytime. I have a brother who lives in Savannah. We have a lot of events going on all the time, so you will enjoy yourself for sure. Lunch sound gooooooooood. :-).
Tonda – look like all (3) of us in getting cars yeahhhhhhhh. I am an Altima/Maxima type of gal. I was looking at the 2017 Versa 1.6 S, the price is only $9,988 but (5 speed)…ugh. I like “automatic” only. I be on the websites checking out everything, price, safety, MGP, insurance code (cylinder rates) to see how much my insurance will be for that type of car.
I got my eyes on this 2014 Altima S, $12,988 51K (mileage) 27 city/38 hwy (single owner). Going to look at it Monday…wish me luck. They are going so fast…had my eyes on another one but like us all, the money didn’t come in time…smh.
What are you two looking at purchasing…?
We was so glad to get off the path act message,,,and now we got our 2nd bar and got a date ,,,,be glad you have a date of the 22nd or 23rd it hasn’t even got here yet, there’s others that would be very happy to see the two bars back,,,it’s only a couple days ,,,
I spoke to someone that did the same like us and they said no worries and we will get it the date our wmr say. She told me she been filing with them for 4 years and she always get it on the date they say and it takes longer because of the fees they take out. So I’m feeling pretty good and I’m going to wait until the 22nd before I fly out to Cali and speak to a rep myself. Goodnight all
Google complaints about santa barbara….
I just did I am even more nervous now smh!! I don’t know what to do but I’m going to try and contact the bank tomorrow. I don’t understand why would tt tax do that and this is my 1st time fling with them. I was a happy camper doing my taxes on my own and I hope I don’t regret it !!!
I used tt last year and it was fine. I got their card. This year im using my bank.
Something is up with the santa barns bank!! Everybody I spoke to who filed with tt and use the 3rd party has not received thier refund !!! Im calling tt tomorrow !!!
Alexusb- ??? The government just started to release funds on the 15th. So, maybe it’s taking a little longer. I wouldn’t worry to much about it as they have to a certain date to release them. Unless these people have had their refunds sent. Keep us posted please. Thank you.
I just find it odd that everybody else with the dd the 22nd got their refund but those who filed using tt haven’t got a update from santa bar a bank yet and it’s ridiculous I mean I have been on every site and no one with the 3rd party had received thier refund and I will keep y’all posted
Alexusb, my ddd is 2/22 and I had my taxes done thru TurboTax and have yet to receive my deposit
Ok, I see. Be patient. I know it’s hard. Hopefully the refunds are on there way. Maybe they just haven’t updated the system yet. Just trying to remain hopeful. But, I do understand your concern. If you call tomorrow, let us know what happens. just keep us posted. And good luck! Hoping for us all!
I called tt today about sbbt and they were not able to resolve the issue
What did they say ?
i contacted TurboTax in reference to several issues. One dealing with their system not showing change to approved but still saying accepted. He stated they have not been notified by IRS of change in filing statuses. Which he states they are waiting on updates from IRS. I explainr to him that there is an issue that I need to address with their bank cause the IRS have released my refund and they are not processing it when it have been sent. He said that is then with the bank and I said well this is also an issue for the company cause you supposed to be representing us and your company is going to lose valuable customers due to your bank that is representing you cause they are holding the refunds of not just mine but over thousands of your customers. I then also asked about the 3rd party contact number cause the number I received from them yesterday several times was automatic and I wanted to speak with a person living about my refund that I have not received. He gave me the same number I already had. Stated he needs to speak with his supervisor cause I said this is the same number, (which by the way they have a cool video where you can see them but they can’t see you,) placed me on a 15 minute hold which I waited he came back took off of hold realized I was still connected quickly put it back again had nerve to send me a survey about my experience all the while I waited and said exactly what you reading that it could of been resolved with a simple number instead of hide and seek. Which sbbt hours of operation tomorrow is 8am-12pm pst. Monday-Friday 6am-6pm. I pray that we all receive what rightfully belongs to us very soon. Without the tricks and schemes that we already as a group stood strong through.
I have been filing with turbo tax for years and I have never had a problem getting my refund. I have always received it before my due date. Now you have to remember banks are closed on weekends and on Mon.
I have a DDD of 2/23 and I filed through turbotax, is it possible that the IRS has already sent the deposit to them? Will there bank (SBBT) release funds possibly Tuesday morning?
You can check the website to see if the santa barbs bank received your funds . Good luck
I am hoping so! Although, it hasn’t updated at all yet. So, hoping we will get our money Tuesday! I to have a ddd of 2/23. And use TT.
That website for the tt bank doesnt seem to be updating at all
I used turbo tax and I don’t see anything as well and my date is the 22nd
I dont feel like they have updated anything or have processed anythinv. Maybe because of the holiday monday? Probably get our money Tuesday
Hopefully deposits will hit soon even pending would be okay. Anyone else use turbo tax???
Marissa, I have. They saying they have not received my refund. My ddd is 2/22
How do you check on TT if there is an update?
I use tt and I’m going to give them a call because this is crazy I feel like they haven’t updated as well
I used tt filed jan 13 irs received jan 23 and i checked today should have mine by feb 23
I used turbo tax as well. I have a ddd of 2/23. And haven’t noticed any movement from Santa Barbara bank either. But, I haven’t checked for a while. Hoping it’s soon!
Keep us updated
Alexusb- will do. I hope we all have an update soon. I did just check a few minutes ago, and yet again no movement. Maybe they will update overnight like most banks do. Here’s to hoping!
No movement tifay on my GO Bank that sucks two days faster my butt lol
Everyone attention everyone, um um… nope I ain’t drinking just want to say to everyone who have their ddd, congratulations!!!! I had a skit com moment… sorry
Anybody who filed turbo tax and have a date for the 22nd did you get your refund today ? I still didn’t have no luck check the santa Barbra bank and nothing yet
Alexusb it’s the same here on my side, ddd 22nd and nothing yet
Thank you Nykky! I didn’t know that. Well hopefully they will update today as well then. I haven’t checked for a while. If not hoping we all get our money Tuesday! But, so, so, so hoping it is sooner rather then later!!
I have been watching my side which has not updated none today at all. I hope soon not next month.
I have a ddd of 2/23. I have nothing yet either, and I filed with TT as well. I am hoping Santa Barbara updates quickly. Everything is crossed. Hoping it happens before Tuesday etc. Good luck to you! Hope yours comes soon as well! (Sooner rather then later).
Santa Barbara bank is open today to 4pm pst. Sunday 8am–12pm. Monday – Friday 6am -6pm