Where is My $300 Unemployment? Partial Payment Delays, Early End to Program and PUA Recipient Delays

[Updated for $300 FPUC payment in 2021] – The updates below are related to the original $300 LWA program which has now been paid out. See this article for the new $300 FPUC payment and state tracker, approved under the 2021 extensions.

You can also see this article for updates on extensions to 2021 unemployment benefits and also which states are ending the $300 unemployment payments early!

Despite payment of the $300 LWA weekly benefit across several states, many eligible claimants are still finding that they have yet to receive their funds or that they only received partial payments. This is despite funding for the Lost Wages Assistance (LWA) program having already run out and capped at 6 weeks for most states, well before the end of the original December expiry. Another point of frustration (and confusion) is that people in the same state are getting paid on different schedules based on the program they are currently receiving unemployment benefits under. Further it has been a challenge to get clear answers from their local state unemployment agencies and websites which were already swamped trying to make the payments under existing enhanced unemployment benefit programs (PUA, PEUC, EB)! So hopefully the information below will help answer some of your LWA queries on why your payments have stopped, delayed or not coming at all. Feel free to leave or review comments for any further questions.

Has my state exhausted benefits?

FEMA has confirmed that they have budgeted 6 weeks of funding ($1800 to $2400) for states that apply to all weeks of the program. Based on the tracker below, states that have already exhausted their funding were among the first to receive approvals from FEMA. Those states include: Arizona, Massachusetts, Missouri, Montana, New Hampshire, North Carolina, Texas, Iowa, Louisiana, Maine, Maryland, Pennsylvania and New Mexico.

Note some states like Florida have said they will only be paying 4 weeks of benefits (despite FEMA budget for 6 weeks) due to one of the program’s requirements which requires that at least a quarter of the program’s recipients receive an additional $100 in state jobless aid. Because Florida doesn’t have enough workers who earn at least $100 in state unemployment aid to qualify the FL DEO has said they won’t be applying for the remaining 2 weeks of LWA funding available.

Meeting the $100 minimum existing UI threshold

The LWA unemployment benefit requires claimants to be getting at least $100 of UI benefits (on a pre-tax basis) from existing state or federal unemployment programs. This minimum requirement is required for every single week the LWA program is in effect, which covers the weeks ending August 1st to September 5th. You will only get the extra $300 (or $400 in some select states) for the weeks you have certified and received over $100 in UI for existing programs.

COVID certification

States are requiring claimants to self-certify that they are eligible for the $300 extra payment because they were unemployed or partially unemployed due to disruptions caused by the COVID-19 pandemic. So make sure you complete this once you get notified by your state unemployment agency (or check your UI portal). If you are getting PUA unemployment, then this certification is already covered since that program required this certification in the first place.

Note – You will just need to certify once per LWA claim. There is no requirement for weekly LWA self-certifications. You should however continue to file your regular weekly claim certifications to receive your unemployment benefits along with any applicable LWA payments. You will need to call your state UI if you need to adjust your certification for past weeks (required to get LWA retroactive payments) if this cannot be done through your states UI portal.

Pandemic Unemployment Assistance (PUA) vs Regular Unemployment Driving Payment Dates

All state UI agencies had to implement PUA (and PEUC) programs earlier this year as part of the CARES act stimulus bill, which was generally done via separate systems or applications relative to their traditional UI systems already in place. In an unintended twist, the use of different systems has also meant that the LWA payment schedule for PUA recipients could also be different to those on regular unemployment because PUA claimants were not on traditional UI systems. In fact in many states, because the PUA systems were designed more recently LWA was able to be provided to PUA claimants more quickly than legacy systems used to deliver traditional unemployment benefits. For example in Ohio, PUA claimants began receiving retroactive LWA payments the week of September 16, 2020. Those on regular UI won’t start getting payments till late September.

Retroactive Remaining LWA Back Payments May Arrive in Batches

Because FEMA only initially awarded three weeks of funding – covering the weeks of August 1st, 8th and August 15th – many states only paid those first payments (one at a time or in a $900 lump sum) in the first round of LWA disbursements. Subsequent weeks required FEMA approval so were paid based on that and when states got the funds. Given the last week of funding for this program in many states was the week ending September 5th (paid the following week), some states who started paying early (e.g Texas, Arizona and Maryland) have already made the full $1800 payment to some claimants.

As a reminder here are the weeks (week ending) for states which have received the full 6 weeks of FEMA funding

  • August 1
  • August 8
  • August 15
  • August 22
  • August 29
  • September 5

Bank Account or Debit Card Processing Delays

While the state tracker below shows the first payment date for LWA benefits, it may take several days to get these in your bank account or debit card. Like with traditional UI and PUA benefits, after a payment has been released, it typically appears in your bank account or on your debit card in 1-2 business days. If you find its been more than 5 days, then contact your local state UI office.

This recently happened in New York (see update below table) where NY DOL confirmed they had released nearly $2 billion in LWA funds, but their payment processor – KeyBank – was unable to process payments that caused a 3 day delay in payments much to the angst of may NewYorkers whose UI portal showed payments had been made.

LWA less than what I expected

A common question is people seeing less than the $300 for a given week they got the payment. The main reason for this is that the $300 LWA payment is taxable. So if you were getting your existing UI taxed, then so will the LWA payment.

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Lost Wages Assistance (LWA) State Payment Date and Status

StateLWA StatusStart DateMax WeeksWeekly Amount
AlabamaPaidSep 6th6$300
AlaskaPaidNov 6th
(see estimate details)
ArizonaPaidAug 17th6$300
ArkansasPaidSep 12 (up to Oct 2nd)6$300
CaliforniaPaidSep 7th (Phase 1)
Sep 15th (Phase 2)
ColoradoPaidFrom Sep 18th
(in batches)
ConnecticutPaidSep 17th5$300
DelawarePaidSep 18th6$300
District of ColumbiaPaidFrom Sep 28th
(in batches)
FloridaPaidSep 8th4$300
GeorgiaPaidSep 12th6$300
HawaiiPaidSep 23rd
(see schedule)
IdahoPaidSep 12th6$300
IllinoisPaidSep 8th6$300
IndianaPaidWeek of Sep 21st6$300
IowaPaidSep 9th6$300
KansasPaidFrom Oct 6th
(see schedule/details)
KentuckyPaidSep 15th6$400
LouisianaPaidAug 27th6$300
MainePaidSep 12th6$300
MarylandPaidSep 12th (schedule)6$300
MassachusettsPaidSep 7th6$300
MichiganPaidSep 10th6$300
MinnesotaPaidSep 4th6$300
MississippiPaidSep 10th6$300
MissouriPaidAug 23rd6$300
MontanaPaidAug 30th6$400
NebraskaPaidSep 18th (First 3 weeks)
From Sep 20th (remaining payments)
NevadaPaying 5th and 6th weeksFrom Oct 20th (First 3 weeks)
From Nov 11 (Last 3 weeks)
(see DETR updates)
New HampshirePaidSep 12th6$300
New JerseyPaidFrom Oct 22nd
(see more details)
New MexicoPaidSep 10th6$300
New YorkPaidSep 14th6$300
North CarolinaPaidSep 6th (4 weeks)
Sep 16th (2 weeks)
North DakotaPaidSep 17th6$300
OhioPaidFrom Sep 14th (on PUA)
From Sep 20th (others)
OklahomaPaidSep 23rd6$300
OregonPaidOctober 2nd6$300
PennsylvaniaPaidSep 17th (first 3 wk batch)
Sep 24th (second 3wk batch)
Rhode IslandPaidSep 6th6$300
South CarolinaPaidSep 25th
(7 to 14 days processing)
South DakotaNo PaymentDid not enroll6-
TennesseePaidAug 30th6$300
TexasPaidAug 23rd6$300
UtahPaidSep 9th to Sep 23rd
(paying in batches)
VermontPaidWeek of Sep 14th6$300
VirginiaPaidOct 19th
(see payout details)
WashingtonPaidSep 22nd6$300
West VirginiaPaidSep 16th6$400

WisconsinPaidFrom Oct 22nd6$300
WyomingPaidSep 13th6$300

Payment Start date is when the state actually started processing LWA payments OR is the estimated date of the first payment processing based on available information. Note: Due to bank processing delays, it can take 2 to 4 days after the noted dates for benefits to hit your bank account or debit card. Please see links to more information in the table or your state UI website for specific payment status. If you find any mistakes or have updates, please leave a comment below and I will update table to help others.

New York (NY) LWA payment update

As of September 18th, a lot of NY readers are posting comments that their first batch of LWA payments (which was due to be paid on Sep 15th according to the NY DOL) has not yet hit their bank accounts. The NY DOL has posted on twitter, “The first round of LWA payments has been released for those who were pre-qualified and those who certified by 5 pm on 9/15. After certifying, payments will be released in 1-2 business days if you are eligible”

NY DOL confirmed they have released ~$1.9 billion in LWA funds to 2.26 million NYers. But looks like an issue with their processor – KeyBank. Despite assurances their system could handle the load, KeyBank was unable to process payments overnight on 9/17.

KeyBank has said payments have been processed & will reach bank accounts by 4:30PM on Sep 18th at the latest. Which was the case for a lot of people, however per a recent tweet at 9pm on Sep 18th, it looks like payment delays will continue for many others and may take till Monday Sep 21st for people to see their LWA money! Disappointing news indeed.

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341 thoughts on “Where is My $300 Unemployment? Partial Payment Delays, Early End to Program and PUA Recipient Delays”

  1. My unemployment extension was over in December and I only recieved 2 out of the 6weeks extra$400 I’m in Louisville Ky and I really need the rest of that money I told singing up for pua unemployment but when I did a claim all it said was it was over dec 24 l have been in the que for months for someone to call me back about cause it is hard finding a job during covid and the temp service calls only when they need me which is usually 2 or 3 times out the month …I was depending on the rest of the $400 checks to pay bills and food/ house supplies

  2. I’m in S.C. Been partially employed since May 2020. Receiving UE and in my UE portal, there’s a window that shows all the benefit payments I’ve received thus far.
    I’m set up to receive my payments via DD.
    On 10/4, there’s payment entry for LWA-$1474 (paid by check). I completed all the necessary steps to confirm my identity, address, etc, and kept waiting for it.
    After 6 weeks of non-receipt, I called the UE office to follow up. After 2 hours on hold, I was told by the UE Rep the check was not returned to them and walked me through the steps to request a replacement check.
    I waited an add’l 3 weeks and still nothing so I called UE back to follow up. Was told my account is in order, and saw my request for a LWA check replacement is still pending. Then told the missing check is under investigation and has to be tracked down before a new one can be issued. I get that, but how long does this take?
    I now call every week to follow up, and being told the same thing. No one seems to know how long the investigation process takes.
    I never received this LWA payment and the bills are piling high. What else can be done to move this along? Please advise. Thank you!

  3. I’m in Tennessee and my pua dashboard shows a box of lwa payments with payment numbers beside the dates for 5 payments i haven’t received wats goin on

  4. I’ve been RECIEVING my unemployment payment weekly since I was layed off for covid back in March , and recently they started sending it every two weeks and I was approved for the extra weeks but my payments for my regular payment just stopped all of a sudden and I have not went back to work and I need my unemployment money for my bills it’s been 4 weeks going on 5 and still nothing I need help because I don’t know what I need to do because I can’t get a hold on nobody , no matter where I call , they all say leave a message and someone will get back to me , I’ve left a message on every unemployment number and I’ve emailed energy unemployment place and still nothing I am about to be put out and no where to go please help me , I’m all out of ideas , I’ve called 1000 different unemployment numbers I’ve lost hope thanks so much for anything you can do or any information as on why , ..
    God bless you and thanks again

  5. New York
    Received $900 of LWA (out of $1800) back in August. Still waiting for another $900.
    The DOL said “to be patient” and hung up on me!
    Contacted 311 hoping to get some info. They gave me the DOL Complains phone number. I dialed the number and an automated service told me to hang up and contact the DOL…

  6. I am writing this for my Husband he never recived his 300 Dollars backpay a week from unemployment I recived mine and my Daughter recived hers.Why is he not getting his..

  7. Nov 2 still haven’t received the 1800 and i eligible because i have been getting my unemployment regularly whats the problem here?

  8. I’m from New York and I’m still waiting for my lwa and nothing left messages to unemployment nothing does anyone in New York have the same problem

  9. I’m from New York and I’m still waiting for my lwa and nothing left messages to unemyand nothing does anyone in New York have the same problem

  10. Left a call back request at the out of state number yesterday morning. They just called me back! (I missed the certification deadline for LWA.) I was told to check every day next week before calling back. There is no mechanism to certify for the $1800 yet, for all of those who thought we didn’t need to, or missed the email. My weekly certification is Thursday, 6pm. And I received my weekly benefit today, as usual. Many of my former coworkers have received the $1800. This stress is just too much.

  11. Ga.It is October 19 an still have not received anything from LWA Benifits they issued payments starting 9/12 cannot speak with anyone they will not return your calls or email s

  12. I live in Pennsylvania and I get pua I got the first payment ending September 5th for the extra 300 my bf is getting regular unemployment and he got his 2nd payment of it on September 24th but I have yet to see a 2nd payment through pua I could really use it and I cant get ahold of anyone to talk to about it at unemployment office I tried emailing them calling and that is always busy doe anyone know if we are gonna get another payment or not? Tha ks in advance

    • I am on regular unemployment and I haven’t seen any payments yet for the lwa. Amd I certified 6 weeks ago. The unemployment workers keep telling me they have no information on the program because its thru fema. So I can’t get any answers either.


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