Money Today That Matters Tomorrow
There’s a classic story about a fisherman and a businessman. The businessman is on vacation and sees a fisherman relaxing on his boat. The businessman asks why the fisherman doesn’t stay out longer to catch more fish. The fisherman says he catches enough to feed his family. The businessman, a …
For a number of years, the Alternative Minimum Tax (AMT) has been a non-factor for most American taxpayers. The passage of the Tax Cuts and Jobs Act (TCJA) in 2017 raised the exemption amounts and income thresholds so high that only a small fraction of individuals were subject to this …
We’ve all been there. You’re on a group trip, the sun is setting, and the cocktails are flowing. You’ve just had the best day of your life, but then someone pulls out their phone and says, “Alright, let’s figure out who owes who.” The air goes stale, the laughter dies, …
While the official start date can vary slightly each year, the IRS typically begins accepting and processing individual tax returns in late January 2026. This is the green light for you to submit your tax return electronically. Even if you’ve been working on your taxes since the new year started, …
For years, the gold standard for financial health was a robust credit score built on a foundation of responsible credit card use. But a new generation of consumers has arrived, and they are writing a new financial rulebook. Younger Americans, burdened by student loans and wary of the 2008 financial …
In the world of personal finance, few assets feel as significant as your home. For many, it’s not just a place to live; it’s a long-term investment and the biggest number on their balance sheet. So, when it comes to understanding its value, it’s easy to get fixated on two …
The digital age promised unparalleled connectivity and opportunity, but with it came a darker side – sophisticated scams designed to prey on the unsuspecting. We recently encountered a harrowing account from a friend, let’s call him Alex, who found himself ensnared in what appeared to be a lucrative crypto investment, …
We’ve all been there: January 1st rolls around, and you declare, “This is the year I’ll get my finances in order!” You decide you’re going to pay off all your debt, save 50% of your income, and never eat out again. For a few weeks, you’re a superhero. You pack …
For years, many of us have enjoyed the financial perk of sharing our Amazon Prime membership. Whether it was with a college-aged child, a sibling, or a close friend who lived far away, the “Prime Invitee Program” was a way to stretch your household budget by sharing a valuable subscription. …
Travel is a strange thing. We spend months, sometimes years, saving up for a trip. We read the blogs, we watch the videos, we plan every single day down to the minute. But even with all that preparation, the most important lessons are the ones you can only learn on …
The world of work is always changing. For years, the buzzword was “job hopping” — the idea of frequently changing roles to climb the corporate ladder and increase your salary. But in an era of economic uncertainty, a new trend has emerged: job hugging. This isn’t about loyalty to a …
The “One Big Beautiful Bill Act” (OBBB) marks a significant shift in U.S. tax policy. Its key focus is making many of the 2017 Tax Cuts and Jobs Act (TCJA) provisions permanent. It also introduces major changes to the clean energy tax credits established under the Inflation Reduction Act. Here’s …
The call came in just a few weeks ago. My son, home for the summer after his freshman year, was bubbling with excitement. “Dad, I found a place! Me and a couple of guys from the dorm are getting an apartment next year.” I’m happy for him, really. It’s a …
You may have seen headlines about a “bonus” Social Security payment of $967 being sent out to recipients. The idea of an extra check can be exciting, especially in today’s economy where every dollar counts. But before you start spending that “bonus,” it’s crucial to understand what’s really happening. The …