Locality Pay Rates – General Schedule (GS) Pay Table Adjustments

See this updated article for the latest GS Adjustments and Locality Pay Scale Tables. ______________________ [2013 Locality Pay Rates Update] The president has signed an executive order that freezes GS pay rises in 2013. Unfortunately the executive order and existing continuing resolution also stated that, “…….. locality payments in 2013 for …

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The Pros & Cons of Taking Out a Loan vs. Venture Capital

With the economy and unemployment the way it is today, many folks are thinking about starting or growing their own small business. But this requires money to pay for things like employee’s salaries (you may be the only employee), offices, supplies, marketing and more. Entrepreneurs typically get their money from …

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Job Outlook and Prospects: The Usual Suspects and Some Surprises

There is little more on the minds of college students or those considering getting a higher education degree than what occupation will offer decent career opportunities after graduation. Some look at income, and others look toward landing that first job and paycheck. Others look longer term to find a job …

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FOREX 101 – How Foreign Exchange Currency Market Trading Works

You may know about stock markets but how about the foreign exchange market (FOREX)? If you’ve never heard of it, you should because it’s substantially larger than any single stock market. The New York Stock Exchange (NYSE), for example, handles $153 billion a day in volume, but the foreign exchange …

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2013 Business Tax Changes and Credits in Fiscal Cliff Deal Extend Small Business Jobs Act Tax Changes

[2013 Small Business Tax Breaks Extensions] Congress and the Obama administration have reached an agreement that will extend a number of small business tax breaks through 2013 following the fiscal cliff deal which was legislated through the Taxpayer Relief Act of 2012. This includes: R&D credit extended: The Research and Development (R&D) tax credit was extended for another …

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Overtime Pay and How Much Overtime Employees Can Work

Whether it’s due to a tough economy and a scarcity of jobs, the need for extra money or just the company culture, millions of Americans work overtime.  In fact, Americans work on average more official overtime hours than workers in any other industrialized country. In just twenty years Americans have …

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2017-2018 Estate Tax Changes and Exemption Extension

[Update] – As part of the 2018 Trump tax reform package there is a big push to get the Estate tax fully repealed or raise existing exemption levels. Provisions around this are being debated in Congress and you can get the latest updates in this article. ______ A change to the …

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Being Laid Off? Negotiate That Severance Package

Just about anything involving money is a source for negotiation, but many people don’t think about the fact that their severance package is as well. Although we don’t want to think about that day when we may be laid off, it’s important to be prepared to negotiate our compensation package. …

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