Is unemployment expanding? Are governments getting checks in people’s hands? Are banks suspending mortgage, rent and debt payments?

The title of this post reflects some of the main questions I see across various traditional and social media channels with the Coronavirus Pandemic in full flight. Here are some answers to these including support programs in place

Is unemployment expanding?

The short answer is Yes. Federal and state governments have already bolstered unemployment programs eligibility and maximum limits. If you have lost your job, lost income or on the verge of a layoff, you have to get your unemployment application in ASAP and take advantage of new Corona unemployment relief provisions.

Are governments getting checks in people’s hands?

Congress is finalizing a bill that will pay $1,200 (singles) and $2400 (couples) direct checks to Americans who earn less than $99,000. Payments would be made in early April (assuming bill is passed) and would be based on payment details used in tax filings.

Are banks suspending mortgage, rent and debt payments?

Several banks have already initiated payment relief programs. So first thing I would do is contact your Financial institution if you cannot make a mortgage payment. A number of cities have taken measures to halt evictions and foreclosures under HUD direction. Freddie Mac and Fannie Mae have also issued several mortgage relief provisions to loans they have securitized.

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