Money Today That Matters Tomorrow
With gold prices soaring, it seems that even central banks around can’t get enough of the yellow metal. Recent figures still show the US atop the list, but other nation’s are rapidly catching up. After all, every central bank (and the International Monetary Fund) with a large holding of American …
If you’ve bought an appliance or electronic gadget in the last few years, the sales person has probably tried to sell you an extended warranty or insurance plan. Often they justify it as a relatively small purchase, and isn’t the peace of mind worth? Unfortunately, many of us are sucked in and end up …
With rising prices and economic uncertainty, many Americans are still finding it hard to make ends meet and find that they are having to tap one of their most important and final saving vehicles – their company sponsored 401k or 403b (tax advantaged) retirement plans. There are 3 ways that …
Following my recent post on Tips for Selling your Home, I received a reader email asking me to clarify the tax consequences of selling their home and what the potential liability/capital gain implications would be. Based on what the IRS says, here are the key tax facts to keep in …
No doubt everyone who has a company sponsored retirement account (401K, 403b) and/or self managed plans (IRA, Roth IRA) has read about all the right things to do like regular investing, diversification and choosing low-cost funds. However, it is just as important to consider what NOT to do with your …
Government incentives and a booming economy have definitely made this a sellers market. But the key for any seller to get the highest price possible is to still make their home stand out to prospective buyers, which involves having a good sales strategy before and while selling the house. Here …
Under the recently enacted $2 trillion Coronavirus stimulus bill (CAREs act), federal funding will be provided to extend existing state administered unemployment insurance (UI) coverage for up to 13 weeks (Pandemic Unemployment Assistance) and will be bolstered by up to $600 per week (FPUC) over current state maximums over the next four …
As Mark Twain once said, “There are three kinds of lies: lies, damned lies, and statistics.” To me, this nicely sums up recent economic figures that suggest America has escaped the clutches of another great depression and is on the way to a sustained recovery. Government reports say that GDP …
Low cost auto insurance rates are available everywhere, as companies cater to people trying to cut costs wherever they can. Unfortunately, not all insurance companies are equal, and low insurance rates can turn into a big future hike if you do not know what to look for or what to …
[Updated Nov] – See this post for details on the home buyer credit extenstion approval and new provisions: 2010 First-Time Homebuyer Tax Credit Extension Approved and Expanded to Existing Home Owners. New Provisions Not Retroactive A number of would-be home buyers and the real estate industry are anxiously wondering if …
I recently checked my Vanguard 401K account and was very pleased to see that it was up 20% in the last quarter! Still well down from high late last year but at least it’s moving in the right direction now. However, my return could have been even greater had I …
With the recent release of Microsoft’s new operating system, Windows 7.0, I now have two enticing choices when it comes to getting a new laptop. I currently have a desktop PC running Vista (which isn’t as bad as some make it out to be) and an older model laptop. Thanks …
MISTAKE #1 – Choosing a real estate agent who is not committed to forming a strong business relationship with you HERE’S HOW TO AVOID IT: Making a connection with the right real estate agent is crucial. Choose a professional who is dedicated to serving your needs—before, during and after the …
It’s that time of year again when workers have to review and are able to modify their employer sponsored health care insurance and other “fringe” benefits. Unfortunately as I reviewed my health care benefits it seems that my employer is providing less (like excluding Chiropractic benefits) but raising premiums, co-pays …