Category: Saving and Investing ideas

With the latest Democrat tax proposals, a growing national debt and continued increases in government spending, taxes are going up sooner or later. Despite all the political mutterings, rising taxes seem a certainty. Tax hikes will be rising to finance our high national debt and to pay for long term…

I recently received a reader question asking me which high yield online savings account is better -  the one from HSBC or Capital One's 360 savings account? I had previously written about the appropriate use of high yield savings accounts (HYSA) and in uncertain times, like now, they are a good place to…

With gas prices at an all-time high, more and more people are looking for ways to reduce their fuel costs. Being a personal finance blogger, I thought I would join in on the advice band wagon and provide some simple ideas I use and have read about to save on…

The cost of daycare for preschool age children can be one of the most significant expenses parents face. According to the National Association of Child Care Resource and Referral Agencies, a family with a 4 year old child could pay upwards of $10,000 a year for center-based child care. I…

Recently there has been a spate of minor burglaries in my apartment complex, which prompted my wife and I to consider getting an alarm system for our apartment. We looked into this via various on-line sites and calls to security companies in our local area and found that the costs…

A while ago I came across a poignant article in the Wall Street Journal - You're Not Super Rich? You Lucked Out, by Jonathan Clements which got me thinking about this concept. Here are some excerpts from it that I think ring especially true. On the face of it.... We…

If one of your resolutions was to save money, you probably prepared yourself for a long year of penny pinching and bargain hunting. But saving more doesn't have to be such hard work and in fact if you make it a habit its much easier to maintain for the longer…