Category: Saving and Investing ideas

With gold prices soaring, it seems that even central banks around can't get enough of the yellow metal. Recent figures still show the US atop the list, but other nation's are rapidly catching up. After all, every central bank (and the International Monetary Fund) with a large holding of American…

No doubt everyone who has a company sponsored retirement account (401K, 403b) and/or self managed plans (IRA, Roth IRA) has read about all the right things to do like regular investing, diversification and choosing low-cost funds. Financial Winding Road However, it is just as important to consider what NOT to…

Low cost auto insurance rates are available everywhere, as companies cater to people trying to cut costs wherever they can. Unfortunately, not all insurance companies are equal, and low insurance rates can turn into a big future hike if you do not know what to look for or what to…

Today, I'm going to show a few ways to save money using credit cards. However, to take advantage of this, you have to pay your bills in full every month. If not, then credit card issuers are taking advantage of you. Also, I just want to mention that credit cards…

With higher inflation looming on the horizon thanks to the extraordinary increase in the money supply from all the government spending on stimulus and bailouts, many investors are rushing into purchasing "inflation protection" via Treasury inflation-protected securities (TIPS). How TIPS Work These securities are essentially government-issued bonds whose principal grows with…

Gold futures surged to $1,013 an ounce last week, the highest closing price on record and the first above $1,000 since February. The advance resulted in another weekly gain with gold prices having climbed for four straight weeks. SPDR Gold Shares (GLD), a huge ETF that holds more gold than…

Coming up with a meal idea is always tough! Trying to come up with something that is healthy, delicious, and actually inexpensive may seem nearly impossible. Here we look at some cheap, healthy, and delicious meal ideas. 1. Pasta Primavera: What a great way to get in your veggies! The…

Robinhood app I have been a big fan of discount brokers, primarily because of their low to zero trading costs and easy to use online brokerage platforms. However it looks the low cost broker wars have intensified with a strong new player in the stock trading scene, who is winning…

There is an important debate brewing around inflation in terms of its rise and sustainability. Many believe we are headed to significantly higher inflation in the coming months as Trump cuts taxes and imposes tariffs. Ultimately, whether we see inflation as a significant or permanent risk is a decision we…

Rates on all things financial are heading up. This is good news for some and bad news for others. Savings rates on high interest savings and money market accounts are up after falling to multi-year lows. My recent CIT savings account is now paying nearly 4%, which is a lot…

I've had my auto insurance with State Farm for the past few years, and every year their car insurance premiums have been going up. It was only a few dollars difference and I just ended up paying the higher rate. But when I recently received a new renewal notice, their…

As the stock market booms, many new and sidelined investors are getting tempted to jump back into the market. After all, you don’t want to look back in a few years and say, “If only, I had bought stocks then….” However, as past years have shown, the market can fall just…

Nowadays every extra dollar counts more than ever. Despite a paycheck from working a regular job, once taxes and other fixed expenses are accounted for, it is getting harder and harder to make ends meet. Since there are only twenty four hours in day, physically working more (provided you can…