I’ve run Saving to Invest since 2008. Most people who land here are trying to answer a money question that affects them this month: when a refund or benefit payment will arrive, whether they qualify for a credit or program, or what a new limit or raise means for their paycheck. Getting those numbers right matters, so this page explains how I research, check and update what you read here.
Where the numbers come from
Dollar amounts, limits, dates and rules come from the agency that sets them, checked on the day I write or update a post. The main ones are:
- Taxes and refunds: the IRS (irs.gov, Revenue Procedures, IRS notices and forms instructions)
- Social Security, SSI and SSDI: the Social Security Administration (ssa.gov)
- SNAP, WIC and school meals: the USDA Food and Nutrition Service, plus each state’s own agency
- Unemployment: the U.S. Department of Labor and each state’s labor department
- Federal and military pay: OPM, DFAS and the Defense Department
- Medicare and Medicaid: CMS and medicare.gov
When a figure isn’t official yet (for example, a proposed pay raise or a projected contribution limit), I label it as projected or proposed and say what it’s based on. Once the official number is out, I update the post and say it’s confirmed.
How posts are updated
Many posts here cover numbers that change every year, like tax brackets, COLA amounts, contribution limits and payment calendars. I update a post when a fact in it changes: a new official figure, a rule change, a new date, or a broken source link. I don’t change dates on a post just to make it look fresh. The “Last Updated” date at the top of each post shows the last time its content was actually revised.
Corrections
If you spot a number or date that looks wrong, please tell me through the contact page or in the comments. I check it against the official source and fix it as soon as I can confirm it.
What this site is and isn’t
Saving to Invest is an educational site written in plain English. It isn’t tax, legal or investment advice for your specific situation. For decisions that depend on your own details, check with the agency involved or a qualified professional.
Ads and links
The site is supported by display ads served by Raptive. Some older posts include affiliate links. Advertisers and affiliate partners don’t decide what I cover or what the posts say.
You can read more about me and the site here.