Angela Skellington-Bice | Saving to Invest

Tax Refunds – Are They Worthwhile or a Free Loan to the IRS?

Many believe that income tax refunds are not beneficial to anyone but the government. By allowing more money than necessary to be deducted from your paycheck in taxes each week, these investors state that you are essentially giving the government (via the IRS) an interest free loan. Today, we will…

Rebuilding a Poor Credit Score With a Credit Union Loan — and What Else Works in 2026

A credit-builder loan doesn't hand you cash upfront. You make fixed monthly payments — usually $25 to $150 — into a locked savings account, the lender reports every payment to the credit bureaus, and you get the money back (minus interest) once the term ends. It's a strange-sounding product, but…

What’s Ahead for the US economy in the Next 4 years

What a whirlwind the United States Presidential Election was! It sparked record interest in the Presidential Debates and polls predicted the highest turnout rate of voters in the history of our Presidential Elections. Trump was the third Presidential candidate in US history to win the election after losing the…