banking | Saving to Invest

Banks vs Credit Unions in 2026 — Where Your Money Actually Works Harder

Here's the number that should frame this whole decision in 2026: the national average savings account pays around 0.6% APY, while top online high-yield savings accounts pay 4% or more. Where you park your money now matters more than it has in most of the past two decades. The old…

The End of Free Checking and How to Avoid Monthly Account Fees

Free checking is coming to end thanks to new Financial reform regulation that will force banks to cut overdraft and ATM fees, which traditionally covered the cost of providing free checking accounts. Bank of America and Wells Fargo, US banks with the largest branch networks, have already started to discontinue…

Seven Ways to Avoid Banks Taking Your Money in Fees and Charges

We have all read about and surely experienced the ever increasing fees and charges that banks and other financial institutions charge us. In the US alone, $36 billion in bank fees were charged last year to consumers. 1. Monthly Account Keeping or Service Fee The most common fee you pay for…

Tag: banking

Banks vs Credit Unions in 2026 — Where Your Money Actually Works Harder

The End of Free Checking and How to Avoid Monthly Account Fees

Seven Ways to Avoid Banks Taking Your Money in Fees and Charges