401(k) Loans vs. Hardship Withdrawals: What Changed Under SECURE 2.0 (2026 Guide)
If you're staring at your 401(k) balance wondering how to get at it before retirement, you've got three real options: a loan, a hardship withdrawal, or one of several penalty exceptions Congress has added over the years. They work very differently, and mixing them up is an expensive mistake. I…
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