2026 IRS Cycle Code Calendar Chart – Using Your Tax Transcript to Get Refund Processing Updates and Direct Deposit Dates

[UPDATED chart for 2026] Every tax season there is a guessing game played by millions of American tax payers on when they will get their refund payment deposited into their bank account.

There is the so-called IRS refund schedule, which has estimated dates for when the agency will make refund deposits to bank accounts or send out mailed checks.

But this is just an estimate and does not account for processing delays, statutory limitations (e.g PATH act) and other reasons refunds could get delayed beyond the normal processing schedule.

So another way to get your estimated refund date is to check your IRS tax transcript (free from your IRS account) that shows what is called a “cycle code.” This is an eight digit number that indicates when your tax return posted to the IRS Master File (IMF).

The cycle code is updated regularly and when combined with tax transaction codes on your IRS transcript, can provide insight into your tax refund status (including amended returns), processing stages and potential direct deposit date.

A full table of 2026 cycle codes and calendar dates is shown at the end of the article. Leave a comment with any questions and subscribe (free) to get the latest updates.

What does the transcript cycle code mean?

The tax transcript cycle code means your return has been submitted to the IRS master file (IMF) and generally means that your filed tax return is under processing (code 152) by the IRS.

But remember the cycle code + tax topic code, need to be used together to figure your return or refund status given they change during the IRS processing cycle.

You will need to wait for the 846 code (refund issued) to show on your transcript. This means the IRS has processed your return and your estimated direct deposit date (DDD) has been determined. See section below for more details on this code.

The IRS can and does update cycle codes and dates regularly and are pretty careful about disclosing specific details given issues in past tax years.

However we do know the IRS updates returns in batches/cycles and your IRS cycle code tells you which batch you are in and whether your transcript tax return information is updated on a daily or weekly basis.

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How do I find and interpret my IRS Cycle Code?

You will need to get access to your (free) official IRS transcript. Once you have that look for the cycle date per the image below. It will be a 8 digit number that looks something like this 20250603

The cycle is interpreted as follows: (YEAR)(WEEK OF YEAR)(DAY OF WEEK)

IRS Cycle Code example and where to find it on your tax transcript and What It Means
IRS Cycle Code on your Tax Transcript

2025 [First four digits] – This is the tax processing year. 2025 in this example shown above.

06 [Digits 5 and 6] – This is the week of year. So 06 means the 6th calendar week of the year. Months are not a factor here. Get a calendar out and count the weeks to determine this (a week goes Monday to Sunday). So Jan 3rd, 2022 to Jan 9th 2022 is Week 1, January 24th to January 30th is Week 4, February 7th to 13th is Week 6. Or just refer to the IRS cycle code interpretation table at the end of this article which.

03 [Digits 7 and 8] This is the “day of the week” for your IRS Account and when it posts to the IRS master file (IMF). Posting is classified as either being updated weekly or daily. Cycle codes ending in 01, 02, 03, 04 are daily accounts. Cycle codes ending in 05 are generally weekly (processed) accounts.

Note the IRS weekly processing starts on a Friday, not a Monday. I know strange, but that’s what it is.

There are 4 daily processing days per week (includes transcript and WMR/IRS2Go updates). So 01= Friday, 02=Monday, 03 = Tuesday, 04 = Wednesday and 05 is Thursday is generally reserved for weekly processing.

So 03 in the example above means this is a “daily” posted account and the posting to the IMF (IRS master file) will generally occur on Tuesday.

So using the example above, 20250603 cycle date is equivalent to a calendar date of Tuesday, February 4th, 2025. It means your return was successfully filed and you are in a daily batch cycle.

There is also an estimated processing date of Feb 24th noted in the transcript image above.

Weekly vs Daily processing cycles

While WMR/IRS2Go and your transcript can update any day, they generally have major updates once a week and aligned to your cycle.

As detailed in this article, major WMR status updates for daily accounts (cycle codes 01 to 04) usually occur on Wednesdays; and major status updates on weekly (05 cycle code) accounts are generally on Saturdays.

Mass transcript updates for those with daily accounts (in the IRS Master File) are usually on Tuesdays; while those with weekly processed accounts generally see major updates on on Fridays. You can see more in this video.

Note that your cycle code can also change during a tax season (e.g. you from from daily to weekly) through resequencing of your tax return in the IRS master file. This will result in your tax return being pushed out one or more cycles (and likely result in a delayed refund).

Refund direct deposit date (with Code 846) via cycle code

When you see the IRS code 846 (refund of overpayment) on your transcript it means a refund has been issued. This is when you can use the cycle code to get an estimated payment date for your refund. It will generally be the day after your “day of the week” cycle code.

So if you are on a Tuesday daily cycle, your refund will likely hit your account on a Wednesday. Paper checks will take 5 to 7 days longer.

I have seen cases, due to processing backlogs, where the actual refund deposit (transaction date) into your bank account or financial card could happen 2 to 3 days after your cycle date. Don’t get too stressed if a couple of days off. This has been happening a lot in the last few years!

Updated IRS Cycle Codes and Calendar Dates Table

The table below shows the current tax season IRS cycle codes with calendar date conversion. You can search for your calendar processing date by entering your IRS cycle code in the search box.

Remember your transcript cycle code can update/change through out the tax season as your tax return is processed.

IRS Cycle Code2026 Calendar Date Mapping
20250102Monday, December 29, 2025
20250103Tuesday, December 30, 2025
20250104Wednesday, December 31, 2025
20250105Thursday, January 1, 2026
20250201Friday, January 2, 2026
20250202Monday, January 5, 2026
20250204Tuesday, January 6, 2026
20250205Wednesday, January 7, 2026
20250205Thursday, January 8, 2026
20250301Friday, January 9, 2026
20250302Monday, January 12, 2026
20250303Tuesday, January 13, 2026
20250304Wednesday, January 14, 2026
20250305Thursday, January 15, 2026
20250401Friday, January 16, 2026
20250402Monday, January 19, 2026
20250403Tuesday, January 20, 2026
20250404Wednesday, January 21, 2026
20250405Thursday, January 22, 2026
20250501Friday, January 23, 2026
20250502Monday, January 26, 2026
20250503Tuesday, January 27, 2026
20250504Wednesday, January 28, 2026
20250505Thursday, January 29, 2026
20250601Friday, January 30, 2026
20250602Monday, February 2, 2026
20250603Tuesday, February 3, 2026
20250604Wednesday, February 4, 2026
20250605Thursday, February 5, 2026
20250701Friday, February 6, 2026
20250702Monday, February 9, 2026
20250703Tuesday, February 10, 2026
20250704Wednesday, February 11, 2026
20250705Thursday, February 12, 2026
20250801Friday, February 13, 2026
20250802Monday, February 16, 2026
20250803Tuesday, February 17, 2026
20250804Wednesday, February 18, 2026
20250805Thursday, February 19, 2026
20250901Friday, February 20, 2026
20250902Monday, February 23, 2026
20250903Tuesday, February 24, 2026
20250904Wednesday, February 25, 2026
20250905Thursday, February 26, 2026
20251001Friday, February 27, 2026
20251002Monday, March 2, 2026
20251003Tuesday, March 3, 2026
20251004Wednesday, March 4, 2026
20251005Thursday, March 5, 2026
20251101Friday, March 6, 2026
20251102Monday, March 9, 2026
20251103Tuesday, March 10, 2026
20251104Wednesday, March 11, 2026
20251105Thursday, March 12, 2026
20251201Friday, March 13, 2026
20251202Monday, March 16, 2026
20251203Tuesday, March 17, 2026
20251204Wednesday, March 18, 2026
20251205Thursday, March 19, 2026
20251301Friday, March 20, 2026
20251302Monday, March 23, 2026
20251303Tuesday, March 24, 2026
20251304Wednesday, March 25, 2026
20251305Thursday, March 26, 2026
20251401Friday, March 27, 2026
20251402Monday, March 30, 2026
20251403Tuesday, March 31, 2026
20251404Wednesday, April 1, 2026
20251405Thursday, April 2, 2026
20251501Friday, April 3, 2026
20251502Monday, April 6, 2026
20251503Tuesday, April 7, 2026
20251504Wednesday, April 8, 2026
20251505Thursday, April 9, 2026
20251601Friday, April 10, 2026
20251602Monday, April 13, 2026
20251603Tuesday, April 14, 2026
20251604Wednesday, April 15, 2026
20251605Thursday, April 16, 2026
20251701Friday, April 17, 2026
20251702Monday, April 20, 2026
20251703Tuesday, April 21, 2026
20251704Wednesday, April 22, 2026
20251705Thursday, April 23, 2026
20251801Friday, April 24, 2026
20251802Monday, April 27, 2026
20251803Tuesday, April 28, 2026
20251804Wednesday, April 29, 2026
20251805Thursday, April 30, 2026
20251901Friday, May 1, 2026
20251902Monday, May 4, 2026
20251903Tuesday, May 5, 2026
20251904Wednesday, May 6, 2026
20251905Thursday, May 7, 2026
20252001Friday, May 8, 2026
20252002Monday, May 11, 2026
20252003Tuesday, May 12, 2026
20252004Wednesday, May 13, 2026
20252005Thursday, May 14, 2026
20252101Friday, May 15, 2026
20252102Monday, May 18, 2026
20252103Tuesday, May 19, 2026
20252104Wednesday, May 20, 2026
20252105Thursday, May 21, 2026
20252201Friday, May 22, 2026
20252202Monday, May 25, 2026
20252203Tuesday, May 26, 2026
20252204Wednesday, May 27, 2026
20252205Thursday, May 28, 2026
20252301Friday, May 29, 2026
20252302Monday, June 1, 2026
20252303Tuesday, June 2, 2026
20252304Wednesday, June 3, 2026
20252305Thursday, June 4, 2026
20252401Friday, June 5, 2026
20252402Monday, June 8, 2026
20252403Tuesday, June 9, 2026
20252404Wednesday, June 10, 2026
20252405Thursday, June 11, 2026
20252501Friday, June 12, 2026
20252502Monday, June 15, 2026
20252503Tuesday, June 16, 2026
20252504Wednesday, June 17, 2026
20252505Thursday, June 18, 2026
20252601Friday, June 19, 2026
20252602Monday, June 22, 2026
20252603Tuesday, June 23, 2026
20252604Wednesday, June 24, 2026
20252605Thursday, June 25, 2026
20252701Friday, June 26, 2026
20252702Monday, June 29, 2026
20252703Tuesday, June 30, 2026
20252704Wednesday, July 1, 2026
20252705Thursday, July 2, 2026
20252801Friday, July 3, 2026
20252802Monday, July 6, 2026
20252803Tuesday, July 7, 2026
20252804Wednesday, July 8, 2026
20252805Thursday, July 9, 2026
20252901Friday, July 10, 2026
20252902Monday, July 13, 2026
20252903Tuesday, July 14, 2026
20252904Wednesday, July 15, 2026
20252905Thursday, July 16, 2026
20253001Friday, July 17, 2026
20253002Monday, July 20, 2026
20253003Tuesday, July 21, 2026
20253004Wednesday, July 22, 2026
20253005Thursday, July 23, 2026
20253101Friday, July 24, 2026
20253102Monday, July 27, 2026
20253103Tuesday, July 28, 2026
20253104Wednesday, July 29, 2026
20253105Thursday, July 30, 2026
20253201Friday, July 31, 2026
20253202Monday, August 3, 2026
20253203Tuesday, August 4, 2026
20253204Wednesday, August 5, 2026
20253205Thursday, August 6, 2026
20253301Friday, August 7, 2026
20253302Monday, August 10, 2026
20253303Tuesday, August 11, 2026
20253304Wednesday, August 12, 2026
20253305Thursday, August 13, 2026
20253401Friday, August 14, 2026
20253402Monday, August 17, 2026
20253403Tuesday, August 18, 2026
20253404Wednesday, August 19, 2026
20253405Thursday, August 20, 2026
20253501Friday, August 21, 2026
20253502Monday, August 24, 2026
20253503Tuesday, August 25, 2026
20253504Wednesday, August 26, 2026
20253505Thursday, August 27, 2026
20253601Friday, August 28, 2026
20253602Monday, August 31, 2026
20253603Tuesday, September 1, 2026
20253604Wednesday, September 2, 2026
20253605Thursday, September 3, 2026
20253701Friday, September 4, 2026
20253702Monday, September 7, 2026
20253703Tuesday, September 8, 2026
20253704Wednesday, September 9, 2026
20253705Thursday, September 10, 2026
20253801Friday, September 11, 2026
20253802Monday, September 14, 2026
20253803Tuesday, September 15, 2026
20253804Wednesday, September 16, 2026
20253805Thursday, September 17, 2026
20253901Friday, September 18, 2026
20253902Monday, September 21, 2026
20253903Tuesday, September 22, 2026
20253904Wednesday, September 23, 2026
20253905Thursday, September 24, 2026
20254001Friday, September 25, 2026
20254002Monday, September 28, 2026
20254003Tuesday, September 29, 2026
20254004Wednesday, September 30, 2026
20254005Thursday, October 1, 2026
20254101Friday, October 2, 2026
20254102Monday, October 5, 2026
20254103Tuesday, October 6, 2026
20254104Wednesday, October 7, 2026
20254105Thursday, October 8, 2026
20254201Friday, October 9, 2026
20254202Monday, October 12, 2026
20254203Tuesday, October 13, 2026
20254204Wednesday, October 14, 2026
20254205Thursday, October 15, 2026
20254301Friday, October 16, 2026
20254302Monday, October 19, 2026
20254303Tuesday, October 20, 2026
20254304Wednesday, October 21, 2026
20254305Thursday, October 22, 2026
20254401Friday, October 23, 2026
20254402Monday, October 26, 2026
20254403Tuesday, October 27, 2026
20254404Wednesday, October 28, 2026
20254405Thursday, October 29, 2026
20254501Friday, October 30, 2026
20254502Monday, November 2, 2026
20254503Tuesday, November 3, 2026
20254504Wednesday, November 4, 2026
20254505Thursday, November 5, 2026
20254601Friday, November 6, 2026
20254602Monday, November 9, 2026
20254603Tuesday, November 10, 2026
20254604Wednesday, November 11, 2026
20254605Thursday, November 12, 2026
20254701Friday, November 13, 2026
20254702Monday, November 16, 2026
20254703Tuesday, November 17, 2026
20254704Wednesday, November 18, 2026
20254705Thursday, November 19, 2026
20254801Friday, November 20, 2026
20254802Monday, November 23, 2026
20254803Tuesday, November 24, 2026
20254804Wednesday, November 25, 2026
20254805Thursday, November 26, 2026
20254901Friday, November 27, 2026
20254902Monday, November 30, 2026
20254903Tuesday, December 1, 2026
20254904Wednesday, December 2, 2026
20254905Thursday, December 3, 2026
20255001Friday, December 4, 2026
20255002Monday, December 7, 2026
20255003Tuesday, December 8, 2026
20255004Wednesday, December 9, 2026
20255005Thursday, December 10, 2026
20255101Friday, December 11, 2026
20255102Monday, December 14, 2026
20255103Tuesday, December 15, 2026
20255104Wednesday, December 16, 2026
20255105Thursday, December 17, 2026
20255201Friday, December 18, 2026
20255202Monday, December 21, 2026
20255203Tuesday, December 22, 2026
20255204Wednesday, December 23, 2026
20255205Thursday, December 24, 2026
20255301Friday, December 25, 2026
20255302Monday, December 28, 2026

You can get more details on cycle codes and processing on the IRS page.

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219 Comments on "2026 IRS Cycle Code Calendar Chart – Using Your Tax Transcript to Get Refund Processing Updates and Direct Deposit Dates"

  1. Accept 1/25. Processing date 2/28. As of date 3/7. 570 code with date 2/28. 971 code with date 3/7. I received a notice today. But just informing me of the stimulus amount. Does not ask me to do anything else. Can anyone shed light on this situation. Should I have update/ 846 soon.

  2. Lawrence Simbler

    WMR went from processing to under review. I know I have a debt with the irs and on transcript it shows they are collecting. I have 766 and 768 with a 826. My cycle date is March 7th. Since I claimed EITC and ATC. Had the same issue last year with my return missing a payment for a child and amended.

  3. WMR says, “We apologize, but your return processing has been delayed beyond the normal timeframe.” Transcript says code 846 with date of 03/09/22, is this the date I will receive my deposit? Thanks.

    1. Yes, should be. WMR updates are likely lagging your transcript updates.

  4. What do 20220805 3/14/22
    Means?Do it mean I will get my refund on that day

    1. I have the same. Not sure

    2. Same we were supposed to BEEN have our refund let me know if yours changes

  5. Is the return due date still accurate even with a 570 code?
    My return date is 4/15/22 and my processing date is 3/14/22, but the 570 code is showing up as 3/14/22 which doesn’t make sense to me since this is a future date?

    1. 570 is just for pending actions on your account. The date is a system generated future date for expected resolution. The refund date is on line 846. You should generally see updates every week if you are in a weekly cycle, and other dates will change.

      1. Thank you so much! I now have an 846 code for 2022 with a date of 3/9/22, but the amount is less than what my refund was approved for/should be for? Is this common?

        1. I have the same, does that mean it will be DD soon

        2. Unfortunately this tax season yes. You may have a TC 570 or TC 898 code as well – which means refund was reduced for an additional liability (e.g RRC or CTC ineligibility) or BFS offset.

        3. I have the same refund issued date of 3/9/22 and my amount is different than I was supposed receive also…. all my information is right so… ‍♀️

      2. Is there a reason why my date on 846 line is 3/17/2021?

        1. That’s for last year’s refund payment. you get one for every year. So need an 846 with a 2022 date.

        2. So if I only have one 846 line and the date is for 2021, I need to wait until a line shows up with a 2022 date?

        3. That is correct.

        4. Same , I was wondering the same thing about that as well ?

  6. I know I’ve seen this but can’t remember where , so I’m asking for my my code is 20220805 I know that means uploaded to their files on February 24

    They adjusted my refund because I accidentally forgot to include one of the rebate amounts honestly forgot but they fixed it I saw in my transcript, I have a code 570 (it has a 0 balance) and 971(the notice issued) it then at the top has -and dollar amount (my updated refund) and says as of March 14,2022 what does that mean? Thank you so much

    1. That’s the exact same issue I have. Following in case there is a response to your comment & not mine.

    2. Exact same dates and codes for me too.

    3. Mine has the exact same issue, dates, codes, reason and all. I’m trying to figure it out also.

  7. My transcript has the 846 code that saids 2-24-2022 but I still havnt got nothing ….is it delayed

    1. They probably sent you a paper check instead a lot of people have been having that same problem and end up with a check mailed to them .

  8. I have the 846 and it says the 2-24-2022 but i still havnt got it yet .. does it mean is delayed

    1. Have you called and checked the offset line to make sure they didn’t take it for a debt owed?

  9. Code 290 20220705 w a date of 03072022

    What does this mean? I give up.

  10. My account balance on my transcript is less than what my refund is. Code 570 is listed on my transcript with a date 3/14/2022(that is also the “as of” date). Cycle code is 20220805. Does this mean the TC 570 issue was resolved resulting in a lesser amount being sent to me on or before 3/14/2022?

  11. Christina Renee Barr

    Ok so I filed thru turbotax on 2-5 and was accepted by irs same day. My issue is one that I haven’t seen on any of the threads. I had a baby in June of 2021, and I do know that this baby qualifies for the 1400 and the 3600, however when I did my return, it only had me input info for my 11yr old, and the only thing I am seeing is cycle date 20220805, and my refund is showing 2100 less than when I filed. I also have 971 code and 570 I believe. But I have been checking everyday with still no updates or new information. It has shown the same information for almost 2 weeks now.

    1. Same here I don’t know what to do smh

  12. I was told by the IRS I do not qualify for EIC. I don’t understand Im filing the same two children and I made less than the minimum to qualify. I now have 766 code and then 570 no 768 code. HELLLPP

  13. There is also an estimated processing date of Feb 28th, 2022 noted in the transcript ..

    Mines the 28th Feb like the picture . What do that mean I’m confused

  14. I still don’t no where my refund or any of my tax statements are from last year I filed 3 yrs last year this time I don’t have my refund amount so I can’t access the irs portal

    1. You will need to call the IRS in this case.

      1. There is also an estimated processing date of Feb 28th, 2022 noted in the transcript ..

        Mines the 28th Feb what do that mean ?

      2. Tyzanise Coleman

        Where do I find the code ?

  15. Jacqulyn Mitchell

    How do I check my transcript

    1. Via the IRS website. You need to open a free account and once done, you can get your transcript. See this article on getting your transcript.

  16. Hi. My number is 20220805, Date of March 14, 2022. But my code is still 105. So just to clarify, I need to wait on the 846 code but the date is just a estimate?

    1. Correct. TC 846 means refund has been issued. The date next to that is pretty accurate (+/2 days), unless something else comes up that prevents your refund being issued (e.g incorrect bank account details.

      1. So all the way at the bottom my transcript says 766- credit to your account 3 times 04-15-2022
        971- notice issues $0
        570- additional account action pending $0
        But at the top it says code 150- 20220805 and then $2000. I’m so lost

        1. 150 just means the IRS has received your return and in their master file. 766 is for all refundable credits (stimulus, CTC) so you may see it multiple times. See this article to understand your transcript and refund: https://savingtoinvest.com/using-your-irs-transcript-to-get-your-tax-return-and-refund-processing-status-and-key-dates/

      2. Marcellius Robbins Jr

        Where would the TC need displayed…

        I see multiple TC 846’s??

        1. Its on your account transcript. Look in the details section for an 846 code with a 2022 date (you get one every year if you have a refund issued). I published a recent article on this (see home page or search 846 transcript).

  17. Hello Andy!

    Question….my batch code is 20221105, but the date next to 846 says 03/02/2022. Which date do I follow?

    Thanks for your help!

    1. The 846 date is generally more accurate. The cycle code is your IRS master file processing date and can lag actual payment refund dates by a few days depending on which cycle day you are in.

  18. Hello, my bar on WMR has disappeared, but the topic still shows 152. The cycle code on my transcript starts with 2021 instead of 2022. Also, the “as of” date on my transcript shows December 20, 2021, but the last time I checked it (hours ago), it said March 14, 2022. What does this mean? Can you shed some light on this situation?
    (This is my second time posting this, the first post somehow disappeared)

    1. Hi! any update from yours? cause I’m in the same boat lol thanks

      1. Tanisha Denise Brow

        Still waiting, no reply yet

        1. If it starts with 2021, it means that the IRS is processing last year’s return or that this year has not started. Once it moves to 2022, then you know they are working on this years (2021) return. The As of date on the top right means nothing, more of an internal date. See this article on how to read your transcript dates/codes and which ones matter : https://savingtoinvest.com/using-your-irs-transcript-to-get-your-tax-return-and-refund-processing-status-and-key-dates/

    2. I was supposed to get my refund today and didn’t. I also had my as of date move forward and then back ward to last year. Did you ever get any money ?

    3. Topic 152 is just a general automatic message that has happened to me for the pass three years I get one bar then my entire bar vanishes an I get the message that my return has been received and is still being processed with topic 152 if you are seeing this message 9 times out of ten your return was accepted and approved the system is just over exhausted an this message was generated to keep tax payers claim when the where is my refund tool has reached its max with a ton of data. This year I created an account on the IRS.gov portal viewed my transcript yesterday and like in other comments it’s was showing (846) return issued with last year’s date today it updated and my date is 03/09/2022 my batch number is 20220805 (I filed late night 2/4) anyone with direct deposit using Venmo or cash app will receive return two days sooner than predicted going off my batch group normally I would have gotten my return 3/24/2022 but since I got earned income credit it was a bit delayed I hope this can help ease some of your worries an anything you have questions about the IRS website has the answers you just have to dig sometimes

      1. Calm**
        2/24/2022***

      2. Did you get your money today?

        1. No I didn’t get my money today it’s still saying the same thing topic 152 and sorry for your delay I am just sick of this

  19. My transcript said as of march 14, 2022 but my cycle is 20220805.. should I expect it today or the 15 of march??

    1. By March 15. The cycle is more tied to processing and could take a few days to get to your bank. You also need to see code 846 on your transcript

      1. So if my cycle code is 20220705 and my 846 is 02/28/2022 but I am suppose to recieve a paper check when should I expect it by

        1. The IRS says paper checks can take 6 to 8 weeks to be sent. However I am hearing 1 to 3 weeks if already processed (see some other comments here)

    2. I have the same thing but I also have code 570

  20. Not sure why my comment was deleted… Here it is again….

    Has anyone e-filed and requested direct deposit yet your status says “mailed”?

    I e-filed on 1/29, was accepted on 1/30, approved on 2/16, and ever since then it said it will be “mailed” by 2/23. I am seeing code 846 with a date of 2/23/2022 and as of today my status changed to sent but still says it was “mailed” on 2/23. Never had any issue messages. Spoke with my bank twice since yesterday and they confirmed that all info on my 1040 was correct (routing/acct#) and state they still haven’t seen any attempt from the IRS to deposit anything.

    I also called TurboTax and they confirmed that i undoubtedly requested DD and wasn’t missing any signatures, etc. So i have no idea why they would just randomly switch me from DD to paper check. I’ve always done DD and never had this issue. Has anyone had this issue? Did you still get DD or a paper check? and how long after it was sent did you receive it? Im assuming this means i got a check. just have no idea why.

    Any help would be greatly appreciated!!

    1. Hmmm..I have heard of this happening before when there was an issue with your bank account details – which I know you said was verified. Turbo says this: “If the IRS is not able to deposit your refund into your bank account for any reason, the IRS will mail you a check instead. Sometimes the routing or bank account number is wrong, invalid, missing one digit, or if the name is not exact as the bank account, this can cause rejection of the deposit. The IRS states a mailed check should take no longer than 3 weeks to arrive.”

      It could also be an IRS system issue that triggered this. While the delay is annoying, at least you will get the refund in a couple of weeks.

      1. Thanks Andy! I did read that yesterday!

        So I was actually able to get ahold of someone at the IRS after posting this. He confirmed all my information was correct. Had no idea why they sent it via mail. Aggravating, yes, but happy it’s on it’s way.

        Does it really take that long to get the check in the mail once it’s sent?? I would imagine it would take as long as anything else sent via USPS?

        I feel like i can walk from here (Connecticut) to Utah in less than 3 weeks!

        1. Lol. I agree – faster to just pick up. I would imagine it’s faster than 3 weeks, but the whole check issuance process is automated and likely done by another group in the treasury. Lets just hope they get your address right. Please do post here when you get your check – interested to see how long it actually takes.

          BTW the IRS site says 6 weeks (so 3 weeks will be fast!)

          “If you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.” source: https://www.irs.gov/pub/irs-news/at-01-48.pdf

      2. I don’t have any 846 code I don’t think . Today was the first day I have even had changes occur and not just N/A . I filed on 2/3 and got my state that same week but they are hiding my federal . Ugh I’m so confused and annoyed but this

      3. I still have NOT received my 2021 refund. When I enter my info with the IRS App it says “does not match” when before it said “being processed” I don’t want to file my 2022 Taxes until I get my 2021 refund! I’m at a loss and don’t know what to do!! Please, any help/info will be appreciated. Thanks

  21. Also, have not seen any error messages in my status. I e-filed on 1/29, it was accepted on 1/30, approved on 2/16, now says sent – mailed on 2/23. I’ve always done direct deposit, never had this issue.

  22. So called the irs two days in a row yesterday lady told me they owe me 3000 more and I will get my refund in 4 to 6 weeks. Well today I was told that they need more information from me but they arent even going to send my notice until march 7th and she cant do anything to help me. And it’s going to be a long time. It’s because of my child tax credit that they owe me more so what information am I going to have that they dont? And why two different stories on what’s going on? I have code 971 notice issued with a date of march 7 and a 540 with that date as well. That’s why I called them. I need my refund I lost my job and was using that money to move closer to family!!

    1. What # did you call because I’ve been unable to reach anyone there!!!!!

  23. What code is 768. I have a date of 4-15-2022

    1. Code 768 is for Earned Income credit. Means IRS has processed that. The date is just a default date for end of tax season. The date you care about is the one one the 846 (refund issued) code on your transcript.

  24. I have a cycle code 20220705 with refund issued 846 code 02/24/2022 (tomorrow). I use Chime, haven’t gotten anything yet. I’m not stressed, just curious if having an offset will delay the deposit? I have a small offset and will get most of my refund back, so I know something is coming.

    1. I have same exact thing. My cycle code is 20220705 & my 846 says 02/24/2022 but I got Direct Deposit from Credit Karma Bank.

      1. Did you get yours?

  25. Hello! On WMR, it says that I have been approved for direct deposit but saying it maybe partially or completely reduced. On my transcript I have the 150 code 2/21/22 date with $146 amount. I scroll to the bottom and see 846 on 2/24/22 with the whole refund amount. 20220505 is my cycle date. Does this mean I am receiving my whole refund amount by 2/24/22? Or will it be sent to the offset department? I have never received an offset letter but I do know I owe state taxes from last years return and this years. I’m hoping they will deposit the whole amount in my account by the 24th since it has the 846 2/24/22 date with whole amount!

    1. A few years ago we had our entire tax refund taken by an offset. There was no warning, no letter, and the transcript showed the full amount. I’m also getting offset again this year for unemployment taxes — I have yet to receive a letter (last time it didn’t show up until a few weeks after I didn’t get a deposit for the refund). This time I called the offset hotline and know exactly how much is being offset, but from my understanding the WMR and transcript will show the entire amount until the offset is deducted.

  26. I have 20220705 03/07/2022 is this the day I will get the refund because I have a code of 150

    1. No. 150 is processing and only shows your potential liability. You need code 846 (refund approved). See more in this article: https://savingtoinvest.com/using-your-irs-transcript-to-get-your-tax-return-and-refund-processing-status-and-key-dates/

      1. I have the same, so if we don’t have a code 846 it hasn’t been approved yet?

      2. I have been in the weekly cycle for the past 3 years. Everything has been almost exact each year. I’ve gotten past returns within 21 days, but this year, I filed on Feb. 1st, accepted same day, have a cycle code of 20220705 with 3/7/22 as the date, and it is still only showing code 150. Everything is accurate. Any idea why I’m not seeing any changes?

    2. I have the exact same thing (Cycle code and date)
      Following for help also

    3. Stephanie O Martin

      I have the same exact thing on mine the same information for 37 but how I’m looking at it on the website it may be updated overnight since our batches are weekly by that 202-20705. That’s a weekly batch so that means the year the week we did it and the day which is the 5th day on a Thursday our bachelors are weekly so the system May update tonight so hopefully we should get a response saying that our refund is approved and sent out. But as long as you’re 766 codes and your 768 codes what the earned income credits are posted we should be good and having an approval soon

  27. Code 570, No 971 code. A as of date of 03/07/21. No adjustment made on transcript. Cycle code 0705. Is there something wrong? When will I receive my refund?

    1. I have the same codes and cycle numbers. I put the wrong stimulus payment amount when I filed. Will I receive my refund by 3/7/22 or is that the new date they will start processing

    2. It’s just delayed don’t worry might be updated b4 then

      1. Thank you

  28. I got cycle code of 20220705 date of 3/7/22 but I have code 971-notice issued with a date of 3/7 as well and then it is followed by code 570-additional account action pending a date of 3/7 as well. What exactly does all that mean?

      1. My child tax credit is off they want to give me 3000 dollars more is this going to take awhile to fix with those codes and a date of the 7th?

      2. My child tax credit Is off with those codes they dont have what I got for my other 2 children so they are saying they owe me 3000 dollars more. How long will this take to fix?

  29. Mine is the same did anyone get a answer I’m getting code 150 cycle number 20220605 and a date 2/28 but don’t see code 846

    1. I got the same exact thing

    2. Mines say the same no just show Dr 2/28/2022 which I think we get by Friday depends on bank

    3. Same thing here! Any update for you yet?

  30. Hello. I filed January 8th. Accepted January 21st. My transcripts said NA until the 11th, when they showed info with codes 766 and 768. On the 12th WMR updated to Path Act message. When path lifted, it updated to “we have received your refund and it is being processed.” I was excited because everyone got a refund date of 2/22 on their transcripts when it lifted. Nothing for me. No new codes. Was sure I would update Friday the 18th. My friend with the same codes and everything like me. Same time they updated to same message messaged me and said “WE GOT A DATE” I was so excited to look, just to see the only thing that updated was the “as of date” to 3/7. No bad codes. Just the 766 and 768 codes. No notice issued codes. No hold codes. Why wouldn’t have I updated with a date? Did they forget about me?

    1. No…it looks like you were moved to a subsequent batch for processing. Maybe one of your EIC, CTC or RRC (which codes 766 and 768 cover) amounts in your filing did not reconcile with what the IRS has on their records. So this moves your return into a later batch, to allow the IRS time to review. If all goes well, you will get your refund around 3/7 based on latest updates

  31. Chiquita Richardson

    How do I go about fixing the 570 code on my transcript?

  32. Are the details on the transcript final after the 846 code? Yesterday 2/17 I got a transcript update with DD date of 24th and 846 code showing full amount.

    Today wmr updated to approved but may be offset. And transcript still says 846 with my full balance and that’s the last code I have. What I wanna know is, does this mean I’m not being off set. It said I “may” be off set I’m hoping bc my transcript says 846 with full amount I’m not. Also the 24th date, even if I’m offset does it mean I’m still getting whatever is left on the 24th?

    1. You can call the irs and they have a hotline for tax offset information

  33. I have cycle code 20220705
    I have a code 846 for 2/16/22 but I haven’t received anything yet
    This amount is not my tax refund and honestly I don’t know what it is for
    Back pay maybe. Why haven’t I received it if it states I have the refund issued?

  34. What if your record of account transcript says N/A for 2021?

    I filed on 1/24 and showed 1 bar on WMR. However that disappeared.

    1. Wondering the same! I filed on 2/7/22 and was accepted within hours on the same day. One status bar on where’s my refund, with tax topic 152. Only account transcript and wage transcript show up with 2021 but wage transcript says return not field or soemthing lien that. The account transcript is showing only payments for the child tax payments. What does this mean!? I’ve received no letters or anything.

      1. Exactly. Same here

    2. Delay same thing happened to me the it reappeared with approved so it might jus be delayed

  35. Hello I have the 20220605 cycle number and amount of 2,435.00 what does the amount mean

    1. Which tax code is the amount against? You need to see it against TC 846 (see last section the in the article) to know it is the final refund. Transcript can keep updating until refund is issued (846)

  36. I am a 20220605er processed on 2/28/22. I am wondering what the as of date means because it changed to 3/7/2022 from 2/28/22.

    1. Likely means your return has been delayed. Look for another update this weekend (since you are on a weekly cycle).

    2. Mine did too I’m a little curious to what this means

  37. I have a cycle code showing 2/17/22, i dont know where it shows the 846 code, i am looking at my old tax transcipts and i dont see one on those either.. can someone explain where exactly to find this code?

    1. It doesn’t show those codes this year

  38. So I have a different question. Looking at my transcript today for tax year 2021, I noticed it has two lines with code 766 stating tax relief credit and credit to account (dates of 4/5/21) and then 846 refund issued with a date of 3/24/21. We did not receive the amount in question (our entire refund was applied to past due taxes but was significantly less than the refund showing for 3/24/21) so I am not sure what this is supposed to mean?

    1. Each item is a separate transaction and you need to add your credits with your liability to get the NET Refund. Looking at each line alone won’t give you all the information. See this article for more. But just wait for 846 with this years date to get confirmation of your final refund amount and payment date.

      1. Ignore me, somehow I completely spaced the amount of the 3rd stimulus and that’s what that was lol.

  39. My transcript shows 3/07/2021 but 846 refund code with this year’s tax info. I am confused about how do I know when I am getting my refund.

    1. Remember your transcript will potentially show several years of tax information. So if you are seeing last year’s that’s normal – particularly as some items were paid in advance last year (CTC and Stimulus) so need to be reconciled this year. See this article and video for more. But just wait for 846 with this years date to get confirmation of your refund payment date.

    2. I have code 570 with a passed date of 02/07/2022 I updated today with a DDD of 2/24 code 846..does this mean they released my refund? Also have a 3/7 as of date with a processing date of 3/7. When I go to the “return”filed boxed it says ‘no returned file’ WMR has delayed message as of now. Any help would be greatly appreciated!

  40. My transcript has a 846 with my refund amount for 2/28/2022 then it has the code 898 in the amount as 0 but then underneath the 898 code is my refund amount .what does this mean

    1. Code 898 means a non-IRS debt offset. It can be anything, but in most cases, it is related to student loans, state income tax, child support, etc. You will get a notice with details and appeal process. You can also contact the BFS (Bureau of the Fiscal Service) that sends the offset instructions to the IRS to process via adjusting your refund. See more in this article: https://savingtoinvest.com/why-is-my-tax-refund-so-low-compared-to-prior-years

  41. My cycle code is 20220405 with a processing date of 2/14/2022.
    WMR hasn’t updated. As of today (2/18/22 my transcript updated this morning with code 846 with a date of 2/24/2023)

    1. Sorry the date is wrong with the 846 code. The year is 2022! Haha
      So the DDD is 2/24/22 not 23!

    2. My transcript is showing “no return filed” but I did file.
      I filed on January 21st 2022
      And it was accepted January 24th. Now when I check my “get my refund” all it says is “your tax return is still being processed. A refund date will be provided when available.”

      Anyone else having the same issue?

  42. My 846 line updated it says refund issued 02-24-2022. My cycle code says 20220705. Does this mean I should get my refund by the 24th before I got the delayed message on Monday I had a estimated date of 2/18 but wasn’t able to see my transcripts till today

  43. I just checked my transcript and it says 846 refund issued 2-24-2022. Does that mean I will have it on 2/24/2022??

    1. Yes. It may come a day or two before or after that date. But you are getting it and should be able to see the amount on your transcript. WMR status should also change to refund sent when issued by the IRS (a couple of days before that date)

  44. I’m finally able to view my transcripts it is showing
    Form #1040
    Cycle posted 20220705
    Received date April 15th 2022

    Am I close to getting a refund date?

    I should get it before April 15th correct?

    1. You need to see code 846 on your transcript with a 2022 date to know your refund is being issued. Until then, the 04/15/2022 is just a system default date for the end of tax season. See some of the other comments for examples.

    2. U should have it February 24 u and I have the same cycle code and that’s when I’m getting mine

      1. How do you know the 24th is the date you get it?
        My code is 20220705 and April 15th is my received date. I filed Feb 6th and it was accepted on the 7th. Will mine be the 24th too?

  45. I am curious, since I fall into the weekly pool, are transcripts updated daily? I been trying to log in for days and now that I could today, being in the Thursday pool, Do I waste my time for the next week trying to download a updated version daily of my transcript or just ride it out until the next Thursday? Or does the weekly pool just apply to when the refunds will be issued? I hope that made sense.

    1. You should check daily if time permits (or every other day), as there are cases when the IRS does process multiple batches on different days. But if not, you should expect a significant update next week!

  46. Thanks for explaining all of this. Watch his video he linked, it does answer all the questions I have seen.

  47. Tequila Williams

    I have a cycle code of 20220505 with processing date February 21st and still no 846 code

    1. Same info as yours but transcript updated today with code 846 and did date. Check again

  48. Mine is the same as well

    1. Check again, I got my code 846 and ddd today. Same cycle code

  49. I just checked my Transcript today and my cycle is 20220605 and a date of 2-28-2022
    846 code says 3-17-2021?
    Can you help me understand this please!

    1. You will need code 846 with a 2022 date. Otherwise your return and refund are still under processing. The 2-28-2022 date is just a system date aligned with your cycle date and will update as processing continues. Note that 2-28 may eventually be your refund date if processing is complete in the next couple of days. But at this stage you need to wait for a 846 code with a 2022 date (like you got in 2021). See this recent YT video I made on this: https://youtu.be/BHKh8BkwAJo

      1. Thank you! It kinda help

  50. When I check my refund status it shows: “We apologize, but your return processing has been delayed beyond the normal timeframe.”
    When I check my Transcript
    I see a processing date of Feb. 28, 2022
    I see a cycle code of: 20220605 Which would seem to indicate that I should have either gotten my return on the February 11th 2022, or today, the 17th
    I also see a code 846 refund issued with a date of 3-24-21
    What does this all mean?

    1. The 846 line is the one that matters. It basically saying you should get you refund by March 24th (likely sooner if processing is complete). WMR/IRS2Go should change status to Refund Sent. You may actually see the money pending in your bank account (assuming you chose DDD) before WMR updates. Paper checks will take a bit longer.

      1. I now realize that 3-24-21 is when I got my refund last year. That is a few lines down on the transcript. At the top it shows Code: 150 Cycle: 20220605 and Date: 2-28-2022.

      2. no that was her refund from last year if it’s showing 3-24-21. She needs to wait for 846 with 2022 as the year

    2. When did your transcript give you a 846 code because we have the same cycle code and the same wmr message and same February 28th processing date but the only thing is that I don’t have a 846.

    3. Did you ever get an answer from anywhere? Mine is the same.

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