401K | Saving to Invest

Understanding Roth 401K and IRA Retirement Plans Conversion Limits and Rules – 2025 and 2026 updates

The landscape of retirement planning is constantly evolving, with new legislation and rules changing how we save for our golden years. One of the most significant shifts in recent years has been the increased flexibility in moving funds from traditional pre-tax retirement accounts to Roth accounts. This is a game-changer…

New 401(k) Fee Disclosure and Pension Funding Provisions in American Jobs and Closing Tax Loopholes Act (H.R. 4213)

The U.S. House of Representatives approved legislation today that includes a provision to expose hidden 401(k) fees that may be eating into Americans’ retirement savings. The provision was part of the American Jobs and Closing Tax Loopholes Act (H.R. 4213). A majority of American workers rely on 401(k)-style plans to…

401(k) Loans vs. Hardship Withdrawals: What Changed Under SECURE 2.0 (2026 Guide)

If you're staring at your 401(k) balance wondering how to get at it before retirement, you've got three real options: a loan, a hardship withdrawal, or one of several penalty exceptions Congress has added over the years. They work very differently, and mixing them up is an expensive mistake. I…

2026–2027 Updates: Eight Things NOT to Do With Your 401(k) and IRA

Everyone who has a 401(k) or IRA has read the standard playbook: invest regularly, diversify, keep costs low. Good advice, all of it. But knowing what not to do is just as important — and some of the most expensive mistakes are the ones that feel reasonable in the moment.…

The A to Z of Good Personal Finance: My Saving and Investing Philosophy

I wrote the first version of this list back in 2008 — which tells you something: the fundamentals of good personal finance don't change much. What changes is the context around them. Interest rates, tax rules, available tools. But the underlying principles? Still the same. A — Avoid paying credit…

401(k) Basics — How Your Plan Works, 2026 Limits, and Getting Every Dollar of the Match

The 401(k) is the workhorse of American retirement saving — and for 2026, you can contribute up to $24,500 of your own pay, more if you're 50 or older. Yet the number that matters most for most people isn't the maximum. It's whatever percentage unlocks your full employer match, because…

Tag: 401K

Understanding Roth 401K and IRA Retirement Plans Conversion Limits and Rules – 2025 and 2026 updates

New 401(k) Fee Disclosure and Pension Funding Provisions in American Jobs and Closing Tax Loopholes Act (H.R. 4213)

401(k) Loans vs. Hardship Withdrawals: What Changed Under SECURE 2.0 (2026 Guide)

2026–2027 Updates: Eight Things NOT to Do With Your 401(k) and IRA

The A to Z of Good Personal Finance: My Saving and Investing Philosophy

401(k) Basics — How Your Plan Works, 2026 Limits, and Getting Every Dollar of the Match