Tag: credit cards

Using credit cards has become a way of life for many of us. For the most part, credit cards do offer a convenient way to make purchases, and they enable us to walk around without mounds of cash in our pockets. In return for this and other conveniences like reward…

Ever been curious about the seeming universality of the desire to purchase goods and services without paying for them immediately? Many credit card users fall victim to this desire for instant gratification knowing full well they can’t actually afford what they bought without going into debt. Deferring payment until tomorrow…

[Update] Under the recently enacted $2 trillion Coronavirus stimulus bill (CARE) additional financial help has been provided to small business in the form of expanded loan assistance programs by expanding the SBA section 7(A) act to guarantee loans up to $10 million. There are also provisions under the Paycheck Protection…

Going into the earnings season, credit card transaction processing companies like Visa (V) and MasterCard (MA) have been hit pretty hard due to adverse impacts of the recently approved financial reform regulation which limits the interchange fees they can charge banks and merchants for card transactions.  However the actual regulation in…

Credit card fraud is on the rise worldwide as we move from a paper/cash based economy to an electronic/online one. For this reason it's important to be aware of credit card security and to protect your financial identity. Many people are not fully aware of the extent of credit card fraud, but…

Most people make common credit card mistakes that end up costing them a lot of money. Learn how to avoid these mistakes in this article. If you are not using your credit card correctly and you are making basic credit card mistakes, you are simply handing over money to your…

Today, I'm going to show a few ways to save money using credit cards. However, to take advantage of this, you have to pay your bills in full every month. If not, then credit card issuers are taking advantage of you. Also, I just want to mention that credit cards…

Following on his somewhat controversial article on the negative relationship between Religion and Money, guest author Tony Parker takes a cynical look at the recently enacted credit card reforms and why they make him angry. __________ What a surprise, the government has imposed even more regulations on what’s left of…

[Updated] Looks like credit card reform is gaining steam as the Senate is expected to vote (and approve) the controversial bill this week. The Credit Card Reform Bill, approved by the House on April 30th, is expected to pass in Congress with more than 20 amendments to the original house version…