housing | Saving to Invest

Why Rising Rates Will Boost Rather Than Lower Home Prices and Purchases

Thanks to recent announcements by the Federal Reserve around cutting back on buy back programs interest rates have been rising, with the forecast for even higher rates by year end. Based on the latest rates have been rising consistently of late with the 30-year fixed rate averaging over 4.1%. That's up from…

Another Housing Bubble Brewing On the Horizon

The NY Fed has a great set of maps that show the dynamic return of the US housing market with home prices posting year over year double digit gains in many areas. Some experts are even saying that home prices in states like California, Florida and New York are rising…

Solving the Housing Foreclosure Crisis by Cutting Mortgage Principal Balances – Big Mistake

Mortgage interest rates are at their lowest point in decades (about 4.5%) and the housing credit has been in effect for more than three years, yet the housing market is tepid at best, with foreclosures at record highs and government housing institutions having to put more distressed assets on their…

Leverage 101 – The Real Cause of Financial Crisis

Much of the past and current financial market crisis is blamed on two main factors – poor risk management by company executives and the ultra-depressed housing market. Company management is paying the penalty with most failed CEO's fired and years of lawsuits and regulatory probes ahead for implicated senior executives.…

Tag: housing

Why Rising Rates Will Boost Rather Than Lower Home Prices and Purchases

Another Housing Bubble Brewing On the Horizon

Solving the Housing Foreclosure Crisis by Cutting Mortgage Principal Balances – Big Mistake

Leverage 101 – The Real Cause of Financial Crisis