Tag: interest

Have you considered using your Roth IRA as an emergency fund or as a source for getting some cash to cover an unexpected expense? In this era of tight budgets and volatile stock markets, a lot of people are finding it difficult (if not impossible), to save for retirement and…

Ever been curious about the seeming universality of the desire to purchase goods and services without paying for them immediately? Many credit card users fall victim to this desire for instant gratification knowing full well they can’t actually afford what they bought without going into debt. Deferring payment until tomorrow…

At some point, we’ve all hit that wall—those moments when our job or career feels more like a chore than a passion. And now, in a post-pandemic YOLO world, this feeling can be stronger than ever. As people rethink their work-life balance, a record number are ditching the traditional 9-to-5…

Over the weekend I had an interesting talk with a family friend regarding this blog and some of the personal finance and investing topics posted here. After a long discussion and based on his experiences I started looking at some of my financial goals a bit differently. This resulted in a…