Tag: Protection

TIPS in 2026 — Current Real Yields and Whether They Still Make Sense

10-year TIPS were yielding a real, after-inflation return of roughly 2.3% as of July 2026, according to Federal Reserve data. That's a genuinely positive real return — a different environment than 2020-2022, when TIPS yields were negative or barely positive. Here's how TIPS actually work, what today's yields mean in…

Hacking Social Security Numbers and How to Protect Your Identity

According to a recent journal article published in the Proceedings of the National Academy of Sciences, it is possible to use publicly available data on state and date of birth to predict someone's Social Security number, particularly if they were born after 1988 and in smaller states. The ability to…