Tag: saving

The SIMPLE IRA (Savings Incentive Match Plan for Employees) is one of the most practical retirement plan options for small businesses. For 2026, the contribution limit rises to $17,000, and the catch-up provisions got a meaningful boost under SECURE 2.0. These 2026 figures are confirmed in IRS Notice IR-2025-111. 2026…

Paying that auto insurance bill can be painful especially if you have never had to file a claim. Mistakenly, this prompts many consumers pick the cheapest insurance by dropping their coverage to levels that will leave them seriously exposed if they have an accident or suffer the theft of their car.…

According to preliminary results from their annual survey of 1,600 employers, Mercer expects employee health care benefit costs to increase by 5.4% next year. You will likely see these costs via higher monthly premiums during your organization's open enrollment period. Fortunately, there are some things you can do to to…

Auto insurance is probably one of the most competitive industries out there. This is generally good news for consumers, who have access to hundreds of insurers and a myriad of options. However, because it is easier and the more hassle-free option many people tend to stick with their existing insurer…

The average credit card APR is running above 21% in 2026 — over 23% on new accounts — and late fees are back up near their old highs after a court struck down the CFPB's $8 cap in 2025. Both of those facts change how much a slip-up actually costs…

It’s time to save for retirement. It doesn’t matter how old or young you are, it doesn’t matter if you’re single or married and it doesn’t matter how good or bad the economy happens to be at this particular point in time. Some things are simple and others are complicated.…

Many of us dream about how it would feel to not have a monthly mortgage payment. Owning your home free and clear is the aspiration of numerous homeowners. But even without – in most cases – that hefty payment leaving your checkbook every 30 days, there are actually some reasons…

Although many people spend 20, 30 or more years saving for retirement, the sad truth is that today, many people will not be able to retire on time. Despite some degree of financial planning, many individuals simply have been unable to reach their retirement income goals and are forced to…

When the economy and stock markets tanked many people stopped contributing to their employer sponsored 401K or self managed IRA plans. However, with markets back up strongly and the economy improving, folks must not forget to restart or continue saving for their financial futures. This includes taking the following actions:…

We’ve all heard that we should have life insurance but few of us take the time to learn about it and even fewer purchase a policy. The reason is obvious: We don’t want to seriously think about the conditions surrounding our own death. We don’t want to believe that there…

Tax season is almost here and it's important to think about your tax minimization and management strategies so that you save when filing. I will be publishing more tax related posts over the next few weeks (subscribe), but in the meantime here is a cool Tax Infographic with some interesting…

With another holiday season upon us, it’s not too soon to start planning your gift buying budget. Since last year, the economy has changed, many well-known retailers are no longer in business, and it’s likely that those who still have jobs may not find a holiday bonus in their company…

Not everyone is eligible for the long list of discounts that insurance companies offer. But there are some discounts that almost every driver can get. Here are six car insurance discounts you should already have or be trying to get. Multi-Vehicle Discount If you have multiple cars or share a…