Tag: Student

Student Debt in 2026: The SAVE Plan Is Gone — Here’s What Replaced It

Student loan repayment has changed significantly since the pandemic-era pause and the SAVE plan experiment. If you've been coasting on old information, here's what's actually true heading into the second half of 2026. The stakes are real and the window is short. More than 6.9 million borrowers were still in…

529 vs. Retirement: Why I Still Prioritize My 401(k) Over My Kid’s College Fund

The typical American thinks they need $1.46 million to retire comfortably — up $200,000 from just last year's estimate. Meanwhile, the average Gen X 401(k) balance sits at $222,100, and roughly 28% of Americans have nothing saved for retirement at all. Against that backdrop, I still tell parents the same…