Andy | Saving to Invest

Louisiana Unemployment Benefits in 2026: Up to $275/Week, Partial UI Rules, Taxes, and What Else Is Available

Louisiana's unemployment insurance program — managed by the Louisiana Workforce Commission (LWC) — has a maximum of just $275 per week in 2026. Only Mississippi's $235 cap is lower nationally. For context on how extreme this is: $275/week is roughly $1,070/month — well below the cost of a one-bedroom apartment…

Iowa Unemployment Benefits in 2026–2027: Up to $790/Week, Partial UI Rules, Taxes, and What Else Is Available

Iowa's unemployment insurance program — managed by Iowa Workforce Development (IWD) — now pays up to $790 per week for claimants with dependents, following the state's annual increase effective the benefit week of July 5, 2026. Iowa's benefit is above average for the Midwest, and the state's relatively flat cost…

Indiana Unemployment Benefits in 2026: Up to $390/Week, Partial UI Rules, Taxes, and What Else Is Available

Indiana’s unemployment insurance program — managed by the Department of Workforce Development (DWD) — offers up to $390 per week in 2026. Indiana has a relatively low maximum benefit for the Midwest, though the state’s lower cost of living softens that somewhat. Indiana also has a unique Medicaid program (HIP…

Idaho Unemployment Benefits in 2026: Up to $624/Week, Partial UI Rules, Taxes, and What Else Is Available

Idaho's unemployment insurance program — managed by the Idaho Department of Labor (IDOL) — offers up to $624 per week in 2026. Idaho is a moderate-benefit state, though its partial UI rules make earning part-time income while collecting benefits particularly difficult. See how Idaho compares to other states at SavingToInvest's…

Hawaii Unemployment Benefits in 2026: Up to $868/Week, Partial UI Rules, Taxes, and What Else Is Available

Hawaii's unemployment insurance program — managed by the Department of Labor and Industrial Relations (DLIR) — provides up to $868 per week in 2026. While the dollar amount is high compared to most states, Hawaii's exceptionally high cost of living — particularly on Oahu — means UI provides limited real…

Delaware Unemployment Benefits in 2026: Up to $450/Week, Partial UI Rules, Taxes, and What Else Is Available

Delaware's unemployment insurance program — managed by the Delaware Department of Labor — provides up to $450 per week in 2026 for up to 26 weeks. The cap is moderate for a Mid-Atlantic state, and Delaware's partial UI earnings disregard is one of the lowest in the country at just…

Connecticut Unemployment Benefits in 2026: Up to $721/Week Plus Dependents Allowance — Full Guide

Connecticut's unemployment insurance program — managed by the Connecticut Department of Labor (CTDOL) — has one of the higher benefit maximums in the Northeast at $721 per week for 2026. The state also provides a dependents allowance, which adds meaningful dollars for families. Compare Connecticut to all other states at…

Alaska Unemployment Benefits in 2026: Up to $370/Week, No State Tax, and What Else Is Available

Alaska’s unemployment insurance program — managed by the Department of Labor and Workforce Development (DOLWD) — provides up to $370 per week in 2026. Given that Alaska consistently ranks among the most expensive states to live in, the $370 cap provides more limited income replacement than the dollar amount might…

IRS Cycle Code Decoder & Refund Date Estimator

✅ Updated for the Current Tax Season 🔍 IRS Cycle Code Decoder & Refund Date Estimator Enter your 8-digit IRS cycle code from your tax transcript to decode your processing date and estimate when your direct deposit will arrive. 🗂️ How to Find Your IRS Cycle Code Go to…

AI Infrastructure Investing: How to Think About the Trade Behind the AI Boom

By mid-2026, the AI story on Wall Street has shifted. It's no longer just about which company has the smartest chatbot — it's about who's pouring concrete, stringing transformers, and laying fiber to keep the whole thing running. The four largest hyperscalers — Amazon, Alphabet, Meta, and Microsoft — are…

Using AI to Invest in Stock Market Momentum: How I Made a Quick $4000 in 3 Trading Days

Right now, the stock market is booming despite all the geopolitical risk, inflation, and other headwinds. In particular, a lot of AI-related stocks are booming thanks to the massive amounts of money being spent by the largest companies in the world. The current investing climate is definitely not one for…

Are Adult Kids Still on Your Cell Phone Plan? What the Numbers Say

Here’s a question that comes up at a lot of family dinners: “So… when are you getting your own phone plan?” If you’ve been on the giving or receiving end of that conversation, you’re not alone. A surprisingly large share of American adults — well into their 20s and beyond…

How to Invest Without FOMO: Smart Strategies for 2026

Does it feel like you missed the recent crypto surge or AI tech stock rally? This feeling is the Fear Of Missing Out, or FOMO. It drives many investors to buy at the peak and sell in a panic. This is a story that keeps repeating through history during any…

Are You Upper Middle Class? 2026 Income Thresholds and a State-by-State Breakdown

Nationally, upper middle class means a family of three earning roughly $133,000 to $400,000 — but the honest answer depends heavily on your state. In Mississippi (MS) you can hit the tier at around $89,000, while in Massachusetts (MA) the bar starts near $181,000. The full state-by-state table is below.…