Key Takeaways
- TC 570 freezes your refund for additional review; it's a hold, not an audit.
- TC 971 right after 570 with the same date usually clears in 3 to 6 weeks.
- TC 570 then 971 with different dates may take longer and needs your response.
- Watch for 571 or 572; either code signals your hold is clearing.
Transaction codes and tax topics are used across IRS refund status applications — WMR or the IRS app — and account transcripts, to show filers what’s happening with their tax return, why it’s delayed, when a refund will be paid, or why it was lower than expected.
You’ll generally see Transaction Code 570 (TC 570) on your tax transcript once your return has been through initial system processing.
This code means additional review — often requiring manual intervention — is being done, and your return processing (and refund payment) is frozen until it’s resolved.
It generally corresponds with the Tax Topic 152 WMR or IRS app message that your return is under processing or review.
It can take several days or weeks for TC 570 issues to resolve, given the range of things this code covers. I’ve listed the most common causes below, including two new ones specific to this filing season.
What Does Code 570 on Your Transcript Mean?
Per IRS guidelines, TC 570 means your return is on hold due to a pending additional liability review. No further processing or refund payment happens until this hold lifts.
Code 570 can be triggered by a mismatch with employer-reported wage income, injured spouse claims, ID verification, or reconciling tax credits (EITC, RRC, CTC) claimed versus what the IRS has on record.
New for the 2026-2027 filing season, two additional triggers are showing up frequently:
- OBBBA “No Tax on Overtime” and “No Tax on Tips” deductions. If you claimed either new deduction, the IRS’s automated systems may pause your return to verify your employer reported the corresponding overtime hours or tip income correctly. A mismatch between what you claimed and what your employer reported is a common cause of a 570 hold this season.
- Form 1099-DA cost-basis mismatches. 2026 is the first filing season digital asset brokers were required to issue Form 1099-DA. If you sold Bitcoin, Ethereum, or other digital assets in 2025 and your reported cost basis differs from what the broker reported to the IRS — even slightly — your return gets flagged. This “basis gap” is a leading cause of the 570/971 combination this year.
Because IRS systems can’t automatically reconcile these mismatches, they get sent for manual review and verification, which is what generates TC 570.
You’ll normally see code 971 right after 570 — TC 971 is the generic code for an IRS notice or letter that explains the issue or advises of further delays (e.g. an additional 60-day review).
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Can I Resolve TC 570 via TC 971 IRS Notice?
Following additional review, the IRS can often resolve TC 570 automatically — no further action needed from you — and your return is released for further processing, including refund payment.
An internal or automatic resolution generally only delays your refund by one to three weeks. You’ll get a notice of the resolution and a chance to appeal the adjustment, but refund processing and payment continue in the interim.
If more information is needed, the IRS sends a letter (also reflected as TC 971) requesting additional documents or details — for OBBBA-related holds, this often means providing pay stubs or employer confirmation of overtime/tip amounts; for 1099-DA mismatches, it may mean documentation of your cost basis for the digital assets sold.
What Do the Amounts Against Code 570 Mean?
It may show a $0 amount against the 570 line if the IRS is still reviewing your return and/or the issue is non-monetary. The amount may change to a liability (positive number) if the IRS adjusts your return.
What Do the Dates Next to 570 and 971 Mean?
Check the dates as well as the amounts, since you may see transaction lines spanning several tax years — make sure you’re looking at the current year’s lines.
If you see TC 971 then TC 570 with the same date, it generally means the IRS auto-adjusted your refund and sent a resolution notice — expect payment within 3 to 6 weeks, assuming no other issues, once you see lines 846 and 571 or 572.
If you see TC 570 then TC 971 with different dates and your refund amount hasn’t changed, it means a hold that may take longer, since the IRS is still actively processing. Follow the instructions in your IRS notice and respond promptly to any requests for more information.
When Will I Know My 570 Issue Is Resolved (Codes 571, 572 and 846)?
You’ll know TC 570 is resolved when it progresses to 571 (freeze resolved) or 572 (Resolved Additional Account Action), or your liability balance goes to $0. A final 971 notice confirms the resolution.
If no further issues are found, a refund (TC 846) is then released for payment.
How Long Will This Delay My Refund?
The IRS generally cites 45 to 60 days for additional reviews, though this has varied by season depending on processing backlogs. For the 2026-2027 season, OBBBA-related and 1099-DA-related holds are generally resolving faster — often within 2 to 8 weeks — since these are increasingly common, well-understood patterns the IRS has built automated cross-checks for.
You may also see extended delays and code 570/971 if your refund is held for PATH Act reasons if you claimed the EITC or ACTC.
Help! What If My IRS Adjustment Is Wrong?
You can appeal any IRS adjustment, but you’ll still get the adjusted refund ahead of the appeal being resolved. If you win, the IRS pays the additional amount later.
You can also contact the Taxpayer Advocate Service (TAS) for help or hardship consideration, though TAS prioritizes genuine hardship cases (imminent eviction, medical needs) given demand.
Mine updated 07/15 to 971/570 for 08/01/22 & they reduced my refund by $1400 because I forgot that I had got the 3rd stimulus. I should be getting the remainder within the next week or two right?
Yes…that is good progress. Please share when actually hits your back account (or when you get your check)
Okay will update once it hits but it updated this morning to 571 08/08/22. 846 07/27/22. ( btw I filed 06/25/22) :)
I’ll let you know when it officially hits. It updated this morning to 571- 08/08/22. 846 07/27/22. (Btw I filed 06/25/22) :)
Andy,
Would really appreciate your insight into this as I’ve had no luck talking to anyone from the IRS.
I am seeing this on my transcript for my 2020 return. (I filed for an extension, and filed in November ’21):
570 – Additional Account Action pending – 11-8-2021 – $0.00
971 – Notice Issued – 11-15-2021 – $0.00
and… it’s now July 2022 and that’s all I have – no refund, no updates, no way to find out anything more.
I vaguely recall seeing a letter from the IRS (made me nervous) but it said something like that maybe they were concerned about identity fraud and needed extra time to review my return, but I also recall it said NOTHING WAS REQUIRED of me.
When I log into my IRS account now, there are no notices to view. So if they did want or need something, I have no idea what it was or is.
Do you have any suggestions for this case? Is this just a problem of Covid backlog or what? Is there anything I can do to help them, or to just get some answers, and maybe get this moving along again?
Unfortunately 2020 returns are all jammed. The latest IRS report (https://savingtoinvest.com/still-waiting-for-last-years-irs-tax-refund-as-past-year-tax-returns-delayed-due-to-manual-processing/) shows that the IRS is still constrained and processing backlogs. At this stage not much you can other maybe call the numbers on the notices you have. Will just have to wait.
You can also contact the tax advocate service if you have extenuating circumstances and there is always your local congressional person if you really need help.
Code 570 issued 2-28-22 = $0.00
Code 971 issued 03-07-22 = $0.00
Cycle code 22020506, Date 02-28-2022
What does this mean when will I receive my refund
Sounds like your return is still under review by the IRS. Have you been getting “we need an additional 60 day letters”?
Yes actually I have what does this mean
i show this and it hasn’t changed.
570 additional account action pending 3/07 $0.00
971 Notice Issued 3/07 $0.00
i received a letter telling me it was adjusted but no refund date yet, should i be worried??
Worrying generally helps.
Same with me I filed feb6 and got the letter saying I should verify my identity after I created id.me it was updated and I saw 570 and 971 on 05/16 with same date then I later saw 971 with a different date 05/23
I need help to understand all this
I have code 570 with a date of 04-25-2022
I know have code 971 with date of 05-02-2022
Can you please help me
The different dates suggest your return is still under review. You will have to see what the 971 notice says and if any action is required.
I called the tax advocate line. They told me to make sure that my wages Match. Should I file an amended return or should I wait
Wat number did u call
My same position, any updates ?
Nope, I receive a letter for a 60 day notice.
What do 971 mean that on my taxs
That is a transcript code that means the IRS has issued you a notice.
Hi Andy I have codes 971 an 570 both with the same date an both with 0.00 my cycle code 1405 my 766 an 768 code has same date with -my amount next to it with date 4/15/2022 an the other 2 codes date is 4/25/2022 can you please tell me when you think I should receive my refund I’ve been waiting since Feb 13 is when I filed
You will need to see the 846 code (refund issued) to know for sure you get paid. But looks like you should get your refund by end of April (based on 4/25 date).
Hi Andy,
I filed 1/30 and was accepted 1/31. 2nd week of Feb WMR went from saying processing to saying ” we apologize but it is taking longer than normal to process your return……” Since Feb my transcript showed the cycle code 20220705 and a 159 code dated of 3/7. As of 3/7 Transcript shows 570 code dated 3/7 and 971 code dated 3/14. The notice I received dated 3/14 was the CP05 telling me that I need to do nothing and I was under the 60 day review. I already had an IRS account set up with login info. When I logged in last week it had the message about setting up an IDme login which I’ve done. I’ve verified all my numbers on my return, including the credits, with what I received from the IRS and my employer. What does this all mean? Is there something else I need to do? I have never had an issue with my returns or filing so this is kind of freaking me out ♀️. I have a health issue going on and I’m draining my account with copays so I could really use my refund right now. Thank you in advance for any advice!
Hi Andy , Can I get some help i filed on 3/05
My cycle code 20221205
My refund has not been adjusted as of yet
But I have codes of 570 w/ $0 4/11
And a 970 w/ $0 4/18 …
I also ID verified on 4/05 … should I be concerned?
Looks like no actions on your end. You just need to see what the 971 letter says, but I expect you should get your refund before then if no remaining issues.
Andy, thank you for all of your help with so many questions. I’ve received no correspondence in the mail and have had 570 for the 2020 tax year since July 12, 2021. There is nothing else on my ts.
I’ve already received my 2021 taxes in less than a week.
Any help is appreciated.
Cycle number 20221305 filed 3/6/2022. Accepted 3/7/22
Have codes CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 $4253
Credit to your account 04-15-2022 -$7,200.00
971 Notice issued 04-18-2022 $0.00
570 Additional account action pending 04-18-2022 $0.0
What does this mean? When will we get our return?
Hey Andy I file my tax return feb 4 and I had called the IRS March 7 and was told they needed additional information and resolve the issue on March 2 and to wait 9 weeks for refund. I finally check my transcript I see I have
Code 570 4-11-2022 $0.00
Code 971 4-18-2022 $0.00
What does this mean????
Hi Andy, I read a few comments of you helping others like me. I would so very much appreciate your thoughts on my tax transcript.. I’ve called the irs the whole deal but always get a run around it seems not really firm answers.
I filed 3/18 however the transcript reads it was filed on 3/28th, no biggie.
I see codes 766 and 768 dated 4/15 credits to my account and earned income.
That’s great right.. ! But then, I get code 570 dated for 3/28 $0.00.
And below code 971 dated for 4/4 $0.00.
Assuming no other issues what can I expect? (My taxes are flawless and accurate, can I do anything to speed this review up?)
Thank you for any comments you may leave!
Received the 570 and 971 dated 4/11/22 on 3/25/22.
Received the 571 dated 4/18 and 846 (refund issued) dated 4/6 on 4/1/22
Did u received da 571 and 846 on a different day if so how many weeks did u receive da 571 and 846 after u received codes 570 and 971
Did you get your refund on the date it said?
I have a 971 notice issued and got something in the mail wanting to make sure I was the one that opened the ID me account said if so so further action needed. WANTS THIS MEAN, am I still getting my refund
Andy can you help please
I filed & accepted 2/2
570 3/14 $0
972 3/14 $0
Received a letter in mail dated 3/14 saying they adjusted my refund & it increased it. Is this good news?
That is good news. Did the letter say why? Or check your transcript. But people are normally seeing a refund payment 2 to 4 weeks after letter (since you have a week to appeal it)
Hey Andy I’m a bit confused and need your help my transcript says:
Code 150
Cycle 20221205
766 credit
768 credit
570 additional account action pending 4-11-2022
971 Notice issued 4-18-2022
But I called the irs first week of March 2022 and was told they resolved the issue March 02
Hello India love , I have the exact same issue … did you get any updates ? Also , how can you tell me how you got in contact with irs I’ve been trying but can never get through
Please let me know how you got this resolved cause I’m in the exact same situation here
So it looks like you may several issues on your return. They may have resolved one on March 02, but maybe an identity issue came up later. What did the 4-18 notice say? That will be key to close this. During tax season you can get several notices as your refund is processed.
yes. your case is almost same as mine. I will get refund on 4/6. Thanks.
Hello,
Mine has been processing for weeks. I have two “deposit amounts” codes are 766 and 768. These are dated 4/15 though. I checked this morning and it now shows 570 on 3/28 and the 971 on 4/04 but both balances are $0. I’m assuming I just have to wait until I receive the notice in the mail. What does this mean? I have tried to contact the IRS and have had no luck. Thank you!!
Correect, the 4/4 date is an estimated system date on when the notice will be issued. Generally takes 2 to 4 weeks after that (assuming you don’t appeal adjustment) for refund to be paid.
The 766 and 768 (refundable credit) dates are meaningless.
You will eventually want to see the 846 (refund issued) code on your transcript to get confirmation the IRS is paying your refund.
I have 570 and 971 codes with the same date. They both say $0 but my 150 code has an amount on it and my refund amount is reflecting the difference of it. Is this just an adjustment thing that’ll update on its own? My notice date isn’t until 4/11
Hey Andy. I read all comments. Your great at this stuff lol. So I should just wait til Friday to check my transcript again?
570 : 3-21-2022 $0.00
971 : 3-28-2022 $0.00
Also amount I am expecting is at the top of the transcript form.
Check for the IRS notice…should be with you by now (or check in your IRS account). Refund payment 2 to 4 weeks after the letter is sent and no appeal is lodged.
Hello again. So yes I still have not received anything from IRS at all. A few ppl are in same boat. Says I got a notice issued and date said 3/28.. but nothing . Same delay msg and same codes 570 & 971.
Been waiting since 2/9…
Hi i filed and it was accepted 2/20. Then got another message it was 3/22 that it was accepted again. The transcript has code 766 & 768 with 4/15. 570 with 3/28. Then 971 with 4/4 date. I haven’t received anything in the mail to respond. Is it just delayed?
I have a 971 and then a 570 both at 0.00 with a date of 4/11/22 on there. what does this mean?
exactly the same here
I have exactly the same dated 4/11