Key Takeaways
- TC 570 freezes your refund for additional review; it's a hold, not an audit.
- TC 971 right after 570 with the same date usually clears in 3 to 6 weeks.
- TC 570 then 971 with different dates may take longer and needs your response.
- Watch for 571 or 572; either code signals your hold is clearing.
Transaction codes and tax topics are used across IRS refund status applications — WMR or the IRS app — and account transcripts, to show filers what’s happening with their tax return, why it’s delayed, when a refund will be paid, or why it was lower than expected.
You’ll generally see Transaction Code 570 (TC 570) on your tax transcript once your return has been through initial system processing.
This code means additional review — often requiring manual intervention — is being done, and your return processing (and refund payment) is frozen until it’s resolved.
It generally corresponds with the Tax Topic 152 WMR or IRS app message that your return is under processing or review.
It can take several days or weeks for TC 570 issues to resolve, given the range of things this code covers. I’ve listed the most common causes below, including two new ones specific to this filing season.
What Does Code 570 on Your Transcript Mean?
Per IRS guidelines, TC 570 means your return is on hold due to a pending additional liability review. No further processing or refund payment happens until this hold lifts.
Code 570 can be triggered by a mismatch with employer-reported wage income, injured spouse claims, ID verification, or reconciling tax credits (EITC, RRC, CTC) claimed versus what the IRS has on record.
New for the 2026-2027 filing season, two additional triggers are showing up frequently:
- OBBBA “No Tax on Overtime” and “No Tax on Tips” deductions. If you claimed either new deduction, the IRS’s automated systems may pause your return to verify your employer reported the corresponding overtime hours or tip income correctly. A mismatch between what you claimed and what your employer reported is a common cause of a 570 hold this season.
- Form 1099-DA cost-basis mismatches. 2026 is the first filing season digital asset brokers were required to issue Form 1099-DA. If you sold Bitcoin, Ethereum, or other digital assets in 2025 and your reported cost basis differs from what the broker reported to the IRS — even slightly — your return gets flagged. This “basis gap” is a leading cause of the 570/971 combination this year.
Because IRS systems can’t automatically reconcile these mismatches, they get sent for manual review and verification, which is what generates TC 570.
You’ll normally see code 971 right after 570 — TC 971 is the generic code for an IRS notice or letter that explains the issue or advises of further delays (e.g. an additional 60-day review).
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Can I Resolve TC 570 via TC 971 IRS Notice?
Following additional review, the IRS can often resolve TC 570 automatically — no further action needed from you — and your return is released for further processing, including refund payment.
An internal or automatic resolution generally only delays your refund by one to three weeks. You’ll get a notice of the resolution and a chance to appeal the adjustment, but refund processing and payment continue in the interim.
If more information is needed, the IRS sends a letter (also reflected as TC 971) requesting additional documents or details — for OBBBA-related holds, this often means providing pay stubs or employer confirmation of overtime/tip amounts; for 1099-DA mismatches, it may mean documentation of your cost basis for the digital assets sold.
What Do the Amounts Against Code 570 Mean?
It may show a $0 amount against the 570 line if the IRS is still reviewing your return and/or the issue is non-monetary. The amount may change to a liability (positive number) if the IRS adjusts your return.
What Do the Dates Next to 570 and 971 Mean?
Check the dates as well as the amounts, since you may see transaction lines spanning several tax years — make sure you’re looking at the current year’s lines.
If you see TC 971 then TC 570 with the same date, it generally means the IRS auto-adjusted your refund and sent a resolution notice — expect payment within 3 to 6 weeks, assuming no other issues, once you see lines 846 and 571 or 572.
If you see TC 570 then TC 971 with different dates and your refund amount hasn’t changed, it means a hold that may take longer, since the IRS is still actively processing. Follow the instructions in your IRS notice and respond promptly to any requests for more information.
When Will I Know My 570 Issue Is Resolved (Codes 571, 572 and 846)?
You’ll know TC 570 is resolved when it progresses to 571 (freeze resolved) or 572 (Resolved Additional Account Action), or your liability balance goes to $0. A final 971 notice confirms the resolution.
If no further issues are found, a refund (TC 846) is then released for payment.
How Long Will This Delay My Refund?
The IRS generally cites 45 to 60 days for additional reviews, though this has varied by season depending on processing backlogs. For the 2026-2027 season, OBBBA-related and 1099-DA-related holds are generally resolving faster — often within 2 to 8 weeks — since these are increasingly common, well-understood patterns the IRS has built automated cross-checks for.
You may also see extended delays and code 570/971 if your refund is held for PATH Act reasons if you claimed the EITC or ACTC.
Help! What If My IRS Adjustment Is Wrong?
You can appeal any IRS adjustment, but you’ll still get the adjusted refund ahead of the appeal being resolved. If you win, the IRS pays the additional amount later.
You can also contact the Taxpayer Advocate Service (TAS) for help or hardship consideration, though TAS prioritizes genuine hardship cases (imminent eviction, medical needs) given demand.
Hi
I know you have so many questions, but I need help! I have had n/a since I filed Jan. 28th, no bars. Now I have transcript updated too:
4/15 code 766-credit to account -$5,100
4/15 768 code earned income credit -$4,370
4/11 code 570- additional account action pending 0.00
So no 971 code at all. Help please
Means your return is still under review ….
I filed 2/14/22 and on 3/11/22 had the 570 code with date 3/21/22.
I rechecked again on 3/16/22 and noticed the 971 code with 3/28/22 as the date and both had $0 balance. It’s now 3/25/22 and I have not received anything or seen any movement.
What should I suspect is going on? My code also shows weekly updating.
I expect you will get an update this week and refund early next week if no further issues. Check that you didn’t get an IRS notice (mail or in your account). But both codes having the same 3/28 date, is a positive sign
@Andy hey, hate to hit you with more questions see you’ve already helped alot of people understand thier transcript codes but I’ve got 766 and 768 dated 4/14 followed by 570 04/04…..i.d verified the 14th of february and had NA until this past friday cycle cod 20221105
You will need to see 571 (actions resolved), 971 and then a 846 code (refund issued) with a 2022 date for final resolution.
See this article – https://savingtoinvest.com/code-846-refund-issued-on-your-irs-tax-transcript-what-it-means-for-your-direct-deposit-or-paper-check-refund-payment/
Hey I have a question ? So I received a letter for 60 day review on Feb 2nd and then the 570 code on transcripts 2/11 , My as of date has change twice and has been stuck at 3/7 for the past three weeks today i called for an advocate but can not get one because it’s just being reviewed and to allow 120 days but she did say she see a reversal but didn’t explain what that was or a date of the reversal can you please give me some insight on what’s going on maybe ?
Hi,
I am so confused. Filled with anticipated refund of $6305. transcript reads as follows:
766 credit to your account -$9600
971 notice issued 3/21/2022 $0
570 addition account action pending 3/21/2022 $0
571 resolved additional account action 3/28/2022 $0
846 refund issued 3/16/2022 $1805.00
What does all this mean. Is that it for my redund? Thank you
the date on code 766 is 4/15/2022
That date is not very relevant. Just end of tax season system default. The date on your 846 line is the one that matters.
Basically it means your refund ($1805) has been issued on 3/16. You should have it now in your bank account or up to a week later by check. However your refund was garnished (going from 9600 to 1805) due to an automatic IRS adjustment. Likely if you claimed the RRC (stimulus check) or advCTC incorrectly. You will need to see the IRS notice on details around your adjustment (you should also be able to access the IRS notice on your account)
Hello, I’ve had these codes for the past 4 weeks
766 for 4/15
768 for 4/15
570 for 3/14
971 for 3/14
I’m being told so many reasons at once for my codes being this way, I tried to call the IRS & haven’t had any luck. I have yet to see a letter & I’m already verified. Never had this issue before, I did however have a baby in 2021 which I’ve claimed. When I go to check my refund it gives me the same delayed error. I have yet to update and I’m in cycle code 0805. My transcript has yet to move & I’m wondering what does it mean to have 570 then 971 with the same dates? Thank you.
They also adjusted my refund amount as well..
Hello Anesta, I also have the same codes with the same dates my last update was 2/25 and I filed 2/2. I received a letter on 3/14 saying it was adjusted but haven’t had any luck getting through with the irs either. Im so confused on when I will receive my refund.
So Andy I wanted to ask something I see you know a lot about taxes. You mention 570 is issued then 971 is issued after means they are still verifying your return. My main question is if I see a 766 and 768 with a date of 4-15-22 does that mean by that time they will give me an answer of those credits or deposit into my account?
No Maria. 766 and 768 are credits to you (will be negative amounts). But the IRS can and does adjust this. You will need to see code 846 (refund issued) to see the final amount. See some earlier comments for other examples. The 4-15-22 date is just the system default for end of tax season. You will need to see the date on the TC 846 line (when on your transcript) to see when you will get your final/adjusted refund. The 570 code refers to the adjustment or additional liability review, with 971 the notice issuance reference.
I have had TC 570 $0.00 for over 3 weeks now with as of date 03/07/2022 with no change.
Filed 1/27/22
Accepted 1/28/2022
only thing that have change dis as of date until recently
cycle 20220705
identity been verified back in Aug 2021
WMR shows no bars with delay message since the first week after I filed.
Please help!
Have you claimed the advCTC or RRC (Stimulus checks) in your return? If so and your return is flagged for review, seeing delays of 6 to 8 week for updates and refund payments. Can happen sooner, but this is the main reason folks are seeing delays (other than identity validation, which you have already done).
I feel like you are the only one on the internet that actually knows anything, anyway my cycle date is 20220705
I have a 570. $0.00 3/7/22
And a 971 $0.00 3/14/22
No other codes though, and my above return has not changed.. I did have a baby in April changeing my return from the dependants previously on file with the irs… is this good news or just more irs limbo?
A little bit of IRS limbo. But it looks like your notice/action (971) was issued, which is progress. Hopefully reflects an IRS adjustment and your refund is released. CTC payments causing lots of review this year, so your refund may be lower than expected, but you can appeal and eventually file an amended return if the IRS guides as such.
Mine has 190 then 570 same date 3/28 my last to batch num 05 I had this since last Saturday how long before I get a ddd
I have the same thing on mine 150,570 and a 971 with a date of 03/28 and all three has $0 .does any one know what’s up
Andy i have codes 570 and 971 same date but with 0$ on both what does that mean
means processing is completed (first round) and you should have a notice. If minor updates and IRS has auto adjusted you should soon see an 846 (refund issued) code and get your DDD.
Hi I filed my 2021 refund 01/27/2022 in the or on my transcript is has 570 then 971 same date 03/07/2022 same amounts $0.00 what does that mean it been almost 2 months I’m scared my cycle code is 20220705 help please I don’t understand someone at the irs said it has something to do with line 30 on my 1040 form
Hey did you ever update im in the same exact situation same dates also I did get a letter alreadyb
I’ve been dealing with an amended 2020 return for a year now can you help my newest codes are
977 7/26/2021 $0
764 4/15/2021$-6,450(refund due 2 me)
290 (cycle code 20220405) 2/14/2022 $0
470 1/11/2022 $0
810 2/14/2022 $0
420 1/28/2022 $0
And it’s now 3/14/2022
420 is an audit code, which means an extended refund delay. See this article for more – https://savingtoinvest.com/tax-codes-420-and-424-on-my-irs-transcript-with-notice-cp75-is-my-return-under-audit-and-will-it-delay-my-refund-payment/
Filed 2/10 & accepted 2/11
Went from zero movement. N/A on my transcript to 971/570 codes last Friday. Today I updated to DDD of 3/16.
If you woke up with those codes (that exact order!!) & the SAME dates next to those codes. You will more than likely have a DDD next Friday. All it means is that they adjusted your refund & they give you a week to try to fight it or accept it. By you not doing anything about it, they take it as you accepting it so it’ll update to 571 code & right under you’ll have the 846 code with your DDD!
Do the irs really take the whole 60 days to process your taxes after you received the letter stating not to call until after day 60?
Hello is the amount on top of the transcript the amount iam getting because my tax lady had said I was getting 8339 and now it says 5403 it’s it because it was wrong 570 and 971 have the date 03/21/22 . Just want to know if iam getting the 5403 instead of 8339
You are likely seeing a lower amount because if was adjusted by the IRS (code 570). You will need to see code 846 (refund issued) to see final amount after all IRS processing is done. IRS record is the one you care about, your tax lady is only giving you an estimate based on what was submitted.
Thanks so the processing date says 03/21/2022 what those that mean???
Hey Filed 1/13, Received 1/20 accepted 1/24. HAD BARS UNTIL 2/17. DELAYED MESSAGE.
2/24-25/22 TRANSCRIPTS UPDATED TO 570 ADDITIONAL ACCOUNT ACTION PENDING (0) 3/4 TRANSCRIPTS UPDATED TO 971 CODE (0)
3/11/22 no update. Help me.
Also my as of date changed from 3/14/22 to 3/21/22.
971 means a notice issued? check your mail or IRS account for notice to see what action and/or adjustments were made. Some notices could also be for ID verification. If action is required on your end, you’ll need to respond to get your refund released.
if an error occurred on refund due to the tax credit for no dependants will it delay it nd add it or send seperate
if someone did my taxes and then irs sees an error such as me getting the tax credit with no dependants will that too delay it or automatically if any pay the difference or seperatly
Hi! I checked my IRS transcript and the account balance is a higher amount than I expected my refund to be. At the bottom it shows a 766 code credit to my account with a date of 4-15-2022. Under that is code 971 notice issued with a date of 3-14-2022 and then code 570 additional account action pending with both of those codes having $0 next to them. What does this mean and when will I get my refund?
971 then 570 with same dates means adjustment (your refund amount changed) and should update
570 then 971 with different dates (your refund amount did not change) means a hold and may not update as quickly.
766 is just the credit amount
Mine have the same dates BUT the 570 comes before the 971. Does that make a difference?
No..date is what matters. You should be getting the notice (if any adjustments) and 846 code soon, based on your cycle processing schedule.
Andy I have two 971 back to back with to different dates it goes 570 3-14-2022
Then 971 3-14-2022
Then 971 3-21-2022
This signals 2 different notices (and likely 2 different issues) with your return. Do you see an 846 code? But looks your DDD should be before 3/21.
Hey I have the same goin on with my transcript right now did you ever receive refund like Andy said you will
Mines say the same thing so did you get resolved
How do I know if I’m getting a refund cause I file in 2021 and they said I would receive a refund but I waited and never received anything and they sent me a letter and everything
Note: If your 570 has a $0 amount next to it, it means it is being held up for a non monetary reason. This means the IRS is verifying your information further.
Thank you for the answer I was so upset because I didn’t know what it meant
I have the 970 Notice issed with $0 and then the 570 Additional account action pending $0. I do know that they are taking off for the $2800 tax credit but should that be the reasons for my delay?