Andy | Saving to Invest

Common Tax Refund Myths and Fake News

It's tax season and social media is abuzz with tax related information. This includes news related to refund payments, which millions of Americans are anxiously waiting to get. Unfortunately this also creates an environment of false information (fake news!), deceitful ideas, and outright scams around refund payments and getting them…

Still Waiting For My Refund as Tax Return Is NOT Processed – What Now?

Millions of tax filers are anxiously waiting for their tax return to be processed and refund to be paid. So it can be disappointing and stressful to see the following message when checking in regularly at the IRS Refund Status page and see the message, "Your tax return has not…

My Transcript Says N/A What Does That Mean – How Do I Get Information About My 2025 Refund Payment

Reviewing their IRS account tax transcript is a technique a lot of folks attempt to use to get an update on their tax return processing and refund status; particularly if they are not getting information (or see no bars) from the standard WMR tool or IRS2Go refund status tracker app.…

IRS Tax Refund Payment Delays, Updates and Helpful Transcript Codes

Many tax filers are anxiously waiting for the IRS to provide updates on their refund release and payment date. Particularly now that the PATH act refund freeze has lifted. These are mainly folks with a processing dates out 1 to 3 weeks with daily or weekly cycle codes, per their…

IRS Tax Transcript Code 826 Credit Transferred Out – IRS Debt Offset and Smaller Refund

Transaction codes are used on IRS tax transcripts to provide information for tax filers into what is/has happened with their tax return processing, reasons for potential delays, when a refund will be paid or why it is delayed. Given the long delays in IRS processing over the last few years and…

2023 Commodity Supplemental Food Program – Helping Low Income Seniors and Children

Under various state administered food stamp or SNAP programs, there is a sub-program called the Commodity Supplemental Food Program (CSFP) which benefits over 600,000 seniors annually. This program seeks to further help seniors and children with supplementing access to healthy foods via local USDA approved food banks and grocery distribution centers.…

Tax Refund Direct Deposit Reduced? Don’t Panic! Understanding Debt Offset For Past Due Obligation

The IRS is now processing refunds on a regular basis and many taxpayers are seeing their refunds approved and in the "Refund Sent" status stage. The refund payment status screen (in WMR or IRS2go) as shown below will show your payment date, as well as any messages on potential IRS…

Subscribe (Free) For The Latest Articles

Sign-up for new content delivered directly to your inbox You will be sent an email to confirm your subscription. Please check your spam or junk folder in case it is routed there automatically. You can unsubscribe at any time.

IRS Debt Forgiveness With A Offer In Compromise

An Offer in Compromise (OIC) is a program offered by the Treasury and IRS that allows taxpayers to settle their federal tax debt or liability for less than the full amount owed. The OIC program can provide taxpayers, be it individuals or businesses, who are facing financial hardship a road…

The more You Earn The More You Keep – Busting the Tax Bracket Myth

This graphic I saw on a reddit board busts the common myth that the more you earn the more you pay in taxes, because you get bumped up into a higher tax bracket. However thanks to America (and most countries) having a progressive taxation system, the more you earn does…

No Changes To Social Security, Medicare and SSI Benefits In 2023 Or 2024

After threats by some members to cut spending on Social Security and Medicare benefits as part of debt-ceiling negotiations, Republicans as a group are now backing away from this threat. House Speaker Kevin McCarthy (R., Calif.) confirmed this when he publicly stated that he won't seek cuts to Social Security…

North Carolina SNAP / Food Stamp Program 2026: EBT Amounts, Deposit Dates, and Eligibility Update

The maximum SNAP benefit for a North Carolina family of four is $994 per month in fiscal year 2026 — up from $975 last year. Benefits load onto your North Carolina EBT Card 3rd–21st. But 2026 is a more complicated year than most for SNAP. The One Big Beautiful Bill…

Michigan SNAP / Food Stamp Program 2026: EBT Amounts, Deposit Dates, and Eligibility Update

The maximum SNAP benefit for a Michigan family of four is $994 per month in fiscal year 2026 — up from $975 last year. Benefits load onto your Bridge Card (EBT) 3rd–21st. But 2026 is a more complicated year than most for SNAP. The One Big Beautiful Bill (OBBB) made…

Ohio SNAP / Food Stamp Program 2026: EBT Amounts, Deposit Dates, and Eligibility Update

The maximum SNAP benefit for a Ohio family of four is $994 per month in fiscal year 2026 — up from $975 last year. Benefits load onto your Ohio Direction Card (EBT) 2nd–20th. But 2026 is a more complicated year than most for SNAP. The One Big Beautiful Bill (OBBB)…