Andy

Articles by

Andy

Andy has run Saving to Invest since 2008, covering personal finance topics around tax credits & refunds, retirement accounts, and government payments/benefits. Every figure and deadline here is sourced from primary data -- the IRS, SSA, USDA, and Department of Labor -- and re-verified before each update. Questions or corrections are always welcome.

Every state, U.S. territory, and D.C. sets its own maximum weekly workers' compensation benefit — the highest amount an injured worker can receive, regardless of how much they earned before the injury. These caps are recalculated every year (and sometimes twice a year), tied to each state's average weekly wage,…
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The USDA has officially announced that SNAP (Supplemental Nutrition Assistance Program) emergency allotments, which were implemented as a temporary increase to monthly SNAP benefits during the COVID-19 pandemic have officially ended. End of SNAP EA Benefits This means for remaining residents in states who received a USDA waiver to participate…
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For the locality of "WASHINGTON-BALTIMORE-ARLINGTON - (DC, MD,VA, WV, PA)," (DMV area) the latest GS pay scale table is shown below, which incorporates the 4.7% GS base pay increase and locality payment adjustment of 16.82%. This brings the total 2024 pay increase for this geography to 4.99%. GradeStep 1Step 2Step 3Step 4Step 5Step 6Step 7Step 8Step 9Step 10125684265462739928251291022960130447312983133232128228880295673052431332316863261833551344833541536347331512325623361334663357133676337813388643991440964435373365523773138909400884126742445436244480345982539576408954221443533448524617147490488095012751446644117455884705948529500005147152942544125588357354749025506595229353928555625719658831604656209963733854292561025791159721615306334065149669596876870578959966619656396465962679616996071959739587595677955106603668237704387263974840770407924181442836438584411725537497277390798088222684644870628948191899943171286962898609275995657985551014531043521072501101481130471310340910685611030411375111719812064612409312754113098813443514122198126272130345134419138492142566146639150713154787158860151437361485271533181581091629001676901724811772721820631868542024 WASHINGTON-BALTIMORE-ARLINGTON -…
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Every December, I go through the same three-step process on my taxable brokerage accounts: figure out where my realized gains and losses stand, decide what to sell to offset them, and recheck the numbers before December 31. It's one of the simplest, most repeatable tax moves available to any investor…
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